• Kamala get the messaging wrong again

    From ScottW@21:1/5 to All on Fri Jul 28 20:41:11 2023
    “Most Americans are a $400 unexpected expense away from bankruptcy,”

    That's Bidenomics.

    ScottW

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Art Sackman@21:1/5 to ScottW on Fri Jul 28 22:09:47 2023
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from bankruptcy,”

    That's Bidenomics.

    ScottW

    Nor can I afford to go bankrupt.
    A $400 expected expense is way cheaper than a bankruptcy.

    A Chapter 7 Bankruptcy is often less expensive than Chapter 13 bankruptcy. Chapter 7 bankruptcy attorneys in Maryland can cost between $899 - $2000. The cost may increase or decrease based on the following factors: Complexity, location, level of attorney
    connection, and the bankruptcy lawyer's expertise.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From mINE109@21:1/5 to Art Sackman on Sat Jul 29 08:50:13 2023
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.

    Fortunately, thanks to Bidenomics, unemployment is low, inflation is
    falling and spending is strong.

    The VP's statement is likely a misinterpretation of net worth surveys
    (many of us are underwater due to home mortgages, car loans, etc) and
    lack of health insurance.

    Nor can I afford to go bankrupt. A $400 expected expense is way
    cheaper than a bankruptcy.

    A Chapter 7 Bankruptcy is often less expensive than Chapter 13
    bankruptcy. Chapter 7 bankruptcy attorneys in Maryland can cost
    between $899 - $2000. The cost may increase or decrease based on the following factors: Complexity, location, level of attorney
    connection, and the bankruptcy lawyer's expertise.

    Excellent point. Texas changed its bankruptcy rules in the relatively
    recent past. IIRC, there are substantial record-keeping and
    expert-consulting requirements that would delay a declaration for months
    or years and cost money.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From ScottW@21:1/5 to Art Sackman on Sat Jul 29 09:38:40 2023
    On Friday, July 28, 2023 at 10:09:49 PM UTC-7, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from bankruptcy,”

    That's Bidenomics.

    ScottW
    Nor can I afford to go bankrupt.
    A $400 expected expense is way cheaper than a bankruptcy.

    A Chapter 7 Bankruptcy is often less expensive than Chapter 13 bankruptcy. Chapter 7 bankruptcy attorneys in Maryland can cost between $899 - $2000. The cost may increase or decrease based on the following factors: Complexity, location, level of
    attorney connection, and the bankruptcy lawyer's expertise.

    Most bankruptcy are predicated on the concept that relief of debt and it's service costs is greater than the legal costs of bankruptcy.

    ScottW

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Art Sackman@21:1/5 to All on Sat Jul 29 11:59:59 2023
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is
    falling and spending is strong.


    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.



    The VP's statement is likely a misinterpretation of net worth surveys
    (many of us are underwater due to home mortgages, car loans, etc) and
    lack of health insurance.
    Nor can I afford to go bankrupt. A $400 expected expense is way
    cheaper than a bankruptcy.

    A Chapter 7 Bankruptcy is often less expensive than Chapter 13
    bankruptcy. Chapter 7 bankruptcy attorneys in Maryland can cost
    between $899 - $2000. The cost may increase or decrease based on the following factors: Complexity, location, level of attorney
    connection, and the bankruptcy lawyer's expertise.
    Excellent point. Texas changed its bankruptcy rules in the relatively
    recent past. IIRC, there are substantial record-keeping and expert-consulting requirements that would delay a declaration for months
    or years and cost money.

    That was just the legal fees.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Art Sackman@21:1/5 to ScottW on Sat Jul 29 12:00:58 2023
    On Saturday, July 29, 2023 at 12:38:42 PM UTC-4, ScottW wrote:
    On Friday, July 28, 2023 at 10:09:49 PM UTC-7, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from bankruptcy,”

    That's Bidenomics.

    ScottW
    Nor can I afford to go bankrupt.
    A $400 expected expense is way cheaper than a bankruptcy.

    A Chapter 7 Bankruptcy is often less expensive than Chapter 13 bankruptcy. Chapter 7 bankruptcy attorneys in Maryland can cost between $899 - $2000. The cost may increase or decrease based on the following factors: Complexity, location, level of
    attorney connection, and the bankruptcy lawyer's expertise.
    Most bankruptcy are predicated on the concept that relief of debt and it's service costs is greater than the legal costs of bankruptcy.

    ScottW

    I can't afford either.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From mINE109@21:1/5 to Art Sackman on Sat Jul 29 15:47:06 2023
    On 7/29/23 1:59 PM, Art Sackman wrote:
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is
    falling and spending is strong.


    and real income is down.

    Just a tad. But as you may have seen in earlier discussion, this isn't
    the same for all the income levels. The lowest tenth of earners is up 9%
    over the last three years.

    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    Up 3% over the year for June, the smallest increase since March, 2021.

    The VP's statement is likely a misinterpretation of net worth surveys
    (many of us are underwater due to home mortgages, car loans, etc) and
    lack of health insurance.
    Nor can I afford to go bankrupt. A $400 expected expense is way
    cheaper than a bankruptcy.

    A Chapter 7 Bankruptcy is often less expensive than Chapter 13
    bankruptcy. Chapter 7 bankruptcy attorneys in Maryland can cost
    between $899 - $2000. The cost may increase or decrease based on the
    following factors: Complexity, location, level of attorney
    connection, and the bankruptcy lawyer's expertise.
    Excellent point. Texas changed its bankruptcy rules in the relatively
    recent past. IIRC, there are substantial record-keeping and
    expert-consulting requirements that would delay a declaration for months
    or years and cost money.

    That was just the legal fees.

    Are there similar requirements such as debt counseling and management
    courses in Maryland? I see the Texas law changed way back in 2005.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From ScottW@21:1/5 to Art Sackman on Sat Jul 29 16:07:31 2023
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote:
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Food prices have risen far more than reported inflation rates.
    This is a real hardship for middle and low income families.
    Pile on rising utility bills and life under Bidenomics is getting really difficult for many.

    ScottW

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From mINE109@21:1/5 to ScottW on Sun Jul 30 12:16:29 2023
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote:
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is
    falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.

    Energy's down year-to-year.

    Food prices have risen far more than reported inflation rates.
    This is a real hardship for middle and low income families.

    Good thing earnings are up for the low income.

    Pile on rising utility bills and life under Bidenomics is getting really difficult for many.

    The FED is no longer predicting a recession. The US economy has grown
    5.4% over 2019 while the rest of the world is still in a pandemic
    shortfall. Thanks, Joe!

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From ScottW@21:1/5 to All on Sun Jul 30 15:20:23 2023
    On Sunday, July 30, 2023 at 10:16:32 AM UTC-7, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote:
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is
    falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.

    Who was just claiming nat gas is driving my electricity rates up?
    Just a hint, I've not had a rate reduction....ever.

    You can spin the stats but average people judge their personal circumstances and the polls are clear.
    They don't like what Joe did to them.

    ScottW

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Art Sackman@21:1/5 to All on Sun Jul 30 17:23:58 2023
    On Sunday, July 30, 2023 at 1:16:32 PM UTC-4, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote:
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is
    falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.
    Food prices have risen far more than reported inflation rates.
    This is a real hardship for middle and low income families.
    Good thing earnings are up for the low income.
    Pile on rising utility bills and life under Bidenomics is getting really difficult for many.
    The FED is no longer predicting a recession. The US economy has grown
    5.4% over 2019 while the rest of the world is still in a pandemic
    shortfall. Thanks, Joe!


    thanks for nohing https://www.washingtonexaminer.com/news/white-house/income-falling-behind-inflation-bidenomics-poll

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From mINE109@21:1/5 to ScottW on Mon Jul 31 07:49:39 2023
    On 7/30/23 5:20 PM, ScottW wrote:
    On Sunday, July 30, 2023 at 10:16:32 AM UTC-7, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote:
    On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:
    “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is >>>>> falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.

    Who was just claiming nat gas is driving my electricity rates up?
    Just a hint, I've not had a rate reduction....ever.

    Why are you putting the single case of your gas rates over the national aggregate power rate?

    You can spin the stats but average people judge their personal circumstances and the polls are clear.
    They don't like what Joe did to them.

    Wishful thinking as his likely opponent has similar polling. I applaud
    the stability, the recovery from inflation without recession, the gains
    in labor rights and the investment in future jobs, especially those in renewable energy found in the IRA.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Art Sackman@21:1/5 to All on Mon Jul 31 08:33:37 2023
    On Monday, July 31, 2023 at 8:49:42 AM UTC-4, mINE109 wrote:
    On 7/30/23 5:20 PM, ScottW wrote:
    On Sunday, July 30, 2023 at 10:16:32 AM UTC-7, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote: >>>> On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote: >>>>>>> “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is >>>>> falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.

    Who was just claiming nat gas is driving my electricity rates up?
    Just a hint, I've not had a rate reduction....ever.
    Why are you putting the single case of your gas rates over the national aggregate power rate?
    You can spin the stats but average people judge their personal circumstances and the polls are clear.
    They don't like what Joe did to them.
    Wishful thinking as his likely opponent has similar polling. I applaud
    the stability, the recovery from inflation without recession, the gains
    in labor rights and the investment in future jobs, especially those in renewable energy found in the IRA.

    You applaud the rampant White House criminality, the weaponization of the FBI and DOJ,
    the sweetheart deal, the violations of women's rights in athletic competitions, and the sexual mutilation of children.

    Let's not forget your applause for the hopeless zombies living on the streets of LA, SF, Portland and Seattle.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From ScottW@21:1/5 to All on Mon Jul 31 08:49:08 2023
    On Monday, July 31, 2023 at 5:49:42 AM UTC-7, mINE109 wrote:
    On 7/30/23 5:20 PM, ScottW wrote:
    On Sunday, July 30, 2023 at 10:16:32 AM UTC-7, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote: >>>> On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote: >>>>>>> “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is >>>>> falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.

    Who was just claiming nat gas is driving my electricity rates up?
    Just a hint, I've not had a rate reduction....ever.
    Why are you putting the single case of your gas rates over the national aggregate power rate?

    Because that's what drives polls. Personal experience.

    You might want to consider that your stats on income vs inflation can be true while
    at the same time a majority of people are suffering a decline in purchasing power.

    We get averages...so the 250/hour folks are doing better against inflation while the 25/hour folks
    are losing badly. You could have a 10 to 1 ratio and your stats would call it a wash.

    That's why the polls are more relevant on what's happening to the majority of the population.

    You can spin the stats but average people judge their personal circumstances and the polls are clear.
    They don't like what Joe did to them.
    Wishful thinking as his likely opponent has similar polling.

    Not on the economy. Trumps pre-covid economic polls were very good.

    I applaud
    the stability, the recovery from inflation without recession, the gains
    in labor rights and the investment in future jobs, especially those in renewable energy found in the IRA.

    One hand clapping....

    ScottW

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From mINE109@21:1/5 to Art Sackman on Mon Jul 31 12:49:43 2023
    On 7/31/23 10:33 AM, Art Sackman wrote:
    On Monday, July 31, 2023 at 8:49:42 AM UTC-4, mINE109 wrote:
    On 7/30/23 5:20 PM, ScottW wrote:
    On Sunday, July 30, 2023 at 10:16:32 AM UTC-7, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote: >>>>>> On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote: >>>>>>>>> “Most Americans are a $400 unexpected expense away from
    bankruptcy,”

    That's Bidenomics.
    Fortunately, thanks to Bidenomics, unemployment is low, inflation is >>>>>>> falling and spending is strong.
    and real income is down.
    Inflation is still way higher than before Biden and
    the ravages of six past months of rampant inflation are still
    with us in high prices. They haven't gone away.

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.

    Who was just claiming nat gas is driving my electricity rates up?
    Just a hint, I've not had a rate reduction....ever.
    Why are you putting the single case of your gas rates over the national
    aggregate power rate?
    You can spin the stats but average people judge their personal circumstances and the polls are clear.
    They don't like what Joe did to them.
    Wishful thinking as his likely opponent has similar polling. I applaud
    the stability, the recovery from inflation without recession, the gains
    in labor rights and the investment in future jobs, especially those in
    renewable energy found in the IRA.

    You applaud the rampant White House criminality,

    No, don't recall doing that.

    the weaponization of the FBI and DOJ,

    I'm against the cowing of the FBI by Trump.

    <snip increasingly nutty subjects>

    Let's not forget your applause for the hopeless zombies living on the streets of LA, SF, Portland and Seattle.

    I'm for real efforts to help them.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From mINE109@21:1/5 to ScottW on Mon Jul 31 13:19:20 2023
    On 7/31/23 10:49 AM, ScottW wrote:
    On Monday, July 31, 2023 at 5:49:42 AM UTC-7, mINE109 wrote:
    On 7/30/23 5:20 PM, ScottW wrote:
    On Sunday, July 30, 2023 at 10:16:32 AM UTC-7, mINE109 wrote:
    On 7/29/23 6:07 PM, ScottW wrote:
    On Saturday, July 29, 2023 at 12:00:00 PM UTC-7, Art Sackman wrote: >>>>>> On Saturday, July 29, 2023 at 9:50:16 AM UTC-4, mINE109 wrote:
    On 7/29/23 12:09 AM, Art Sackman wrote:
    On Friday, July 28, 2023 at 11:41:12 PM UTC-4, ScottW wrote:

    The published gov't inflation numbers don't include food and energy.
    Energy's down year-to-year.

    Who was just claiming nat gas is driving my electricity rates up?
    Just a hint, I've not had a rate reduction....ever.
    Why are you putting the single case of your gas rates over the national
    aggregate power rate?

    Because that's what drives polls. Personal experience.

    Sounds like personal experience is misleading.

    You might want to consider that your stats on income vs inflation can be true while
    at the same time a majority of people are suffering a decline in purchasing power.

    We get averages...so the 250/hour folks are doing better against inflation while the 25/hour folks
    are losing badly. You could have a 10 to 1 ratio and your stats would call it a wash.

    That's why the polls are more relevant on what's happening to the majority of the population.

    You can spin the stats but average people judge their personal circumstances and the polls are clear.
    They don't like what Joe did to them.
    Wishful thinking as his likely opponent has similar polling.

    Not on the economy. Trumps pre-covid economic polls were very good.

    Sure, what with the Obama recovery to take credit for.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)