This is the summer of flooding across the US, and scientists know why

"These events are of course much more frequent *because* of
human-caused warming," ....

"It truly is mathematically correct that the more extreme the rain
event, the clearer the connection to climate change is."

https://www.cnn.com/2025/07/20/climate/summer-of-flooding

And insurance companies will start eliminating policies in those areas
hit hardest.

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