• money in the wash

    From RichD@21:1/5 to All on Sun Nov 26 22:34:20 2023
    In the Binance story, they stand accused of "money laundering".
    This term shows up often, but no one ever explains it.

    My idea of financial crime is fraud, breach of contract,
    or false advertising. Did Binance do any such? Did
    any of their customers file a complaint?

    I have the impression it's an offense against Big
    Brother, an attempt to maintain privacy, failing to heed
    His dictates, His need to track every penny. So
    they are declared an Enemy of the State.

    Can anyone fill in the details? Like, what is money laundering, in general?

    --
    Rich

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  • From Stuart O. Bronstein@21:1/5 to RichD on Mon Nov 27 09:43:24 2023
    RichD <[email protected]> wrote:

    In the Binance story, they stand accused of "money laundering".
    This term shows up often, but no one ever explains it.

    My idea of financial crime is fraud, breach of contract,
    or false advertising. Did Binance do any such? Did
    any of their customers file a complaint?

    I have the impression it's an offense against Big
    Brother, an attempt to maintain privacy, failing to heed
    His dictates, His need to track every penny. So
    they are declared an Enemy of the State.

    Can anyone fill in the details? Like, what is money laundering,
    in general?

    Money laundering is not a victimless crime. It is taking money that
    was obtained illegally, and running it through (normally) a business to
    make it look like it was obtained legally. For example I have seen
    restaurants that never seem to have any customers. Perhaps they only
    pretend to the authorities that they have customers and make money, to
    make it look like money that was illegally obtained was actually
    received legitimately in business transactions.


    --
    Stu
    http://DownToEarthLawyer.com

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  • From Barry Gold@21:1/5 to RichD on Mon Nov 27 09:32:36 2023
    On 11/26/2023 10:34 PM, RichD wrote:
    In the Binance story, they stand accused of "money laundering".
    This term shows up often, but no one ever explains it.

    My idea of financial crime is fraud, breach of contract,
    or false advertising. Did Binance do any such? Did
    any of their customers file a complaint?

    I have the impression it's an offense against Big
    Brother, an attempt to maintain privacy, failing to heed
    His dictates, His need to track every penny. So
    they are declared an Enemy of the State.

    Can anyone fill in the details? Like, what is money laundering, in general?

    "Money laundering" is very close to a literal description of what goes
    on. Someone who has "dirty" money -- obtained by illicit means -- wants
    to "clean" it so that they can move it through the banking system.

    What means are "illicit"?
    * selling illegal drugs(1)
    * illicit gambling(2)
    * embezzlement
    * bribery

    (1) This could be fixed by legalizing all drugs. Imagine the gangs
    trying to make a profit when anybody can walk into Wal-Mart or CVS and
    buy pre-measured doses of whatever drug they want for 10 cents a dose.

    (2) Some of the laws against gambling are there to give the government
    an excuse to violate our privacy, but some of them are to make sure that
    the games are honest.



    --
    I do so have a memory. It's backed up on DVD... somewhere...

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  • From Barry Gold@21:1/5 to Stuart O. Bronstein on Mon Nov 27 23:34:44 2023
    On 11/27/2023 9:43 AM, Stuart O. Bronstein wrote:
    RichD <[email protected]> wrote:

    In the Binance story, they stand accused of "money laundering".
    This term shows up often, but no one ever explains it.

    My idea of financial crime is fraud, breach of contract,
    or false advertising. Did Binance do any such? Did
    any of their customers file a complaint?

    I have the impression it's an offense against Big
    Brother, an attempt to maintain privacy, failing to heed
    His dictates, His need to track every penny. So
    they are declared an Enemy of the State.

    Can anyone fill in the details? Like, what is money laundering,
    in general?

    Money laundering is not a victimless crime. It is taking money that
    was obtained illegally, and running it through (normally) a business to
    make it look like it was obtained legally. For example I have seen restaurants that never seem to have any customers. Perhaps they only
    pretend to the authorities that they have customers and make money, to
    make it look like money that was illegally obtained was actually
    received legitimately in business transactions.

    Yeah, I remember one restaurant, Man Fook Low, on Alameda Blvd. near 9th
    Street in Los Angeles. We went there several times, it never seemed to
    be crowded although there were people (waiters? cooks?) chopping up meat
    and vegetables.

    One Christmas Eve when we a group of us had stayed up very late talking,
    I called this restaurant at 2AM and asked if they could seat a party of
    12. They said yes, so we drove there (27 miles). We got there, they
    seated us in a back room. We agreed on three dishes that should be part
    of our meal, and told the waiter to have the cook choose the rest.

    We got a very nice meal for a very low price. But how they stayed in
    business was a bit of a mystery.

    Later on, an acquaintance who worked for LAPD (as a civilian analyst)
    told us that Man Fook Low was the center for the "outside of Chinatown"
    tong. Which might explain things. I suspect that back room was sometimes
    used for Pai Gow.


    --
    I do so have a memory. It's backed up on DVD... somewhere...

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