On Monday, May 8, 2023 at 5:51:08 PM UTC-4, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:23:13 PM UTC-4, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible to
have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set
up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August.
All medical appointments are not equal.Of course not.
Hernia can be life threatening.As well as less urgent too. As such, no use in trying to make a big deal about it.
Oh, and on your brag attempt from however many years ago, figured I'd upload these for general enjoyment:
http://huntzinger.com/photo/2023/brac/Suunto_0403.jpg http://huntzinger.com/photo/2023/brac/Suunto-log.png
On Wednesday, May 10, 2023 at 11:06:00 AM UTC-4, -hh wrote:
On Monday, May 8, 2023 at 5:51:08 PM UTC-4, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:23:13 PM UTC-4, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible to
have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set
up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August.
All medical appointments are not equal.Of course not.
Hernia can be life threatening.As well as less urgent too. As such, no use in trying to make a big deal about it.
Oh, and on your brag attempt from however many years ago, figured I'd upload
these for general enjoyment:
http://huntzinger.com/photo/2023/brac/Suunto_0403.jpg http://huntzinger.com/photo/2023/brac/Suunto-log.png
BTW, noticed that the log has an entry error: should be 78 not 81
for tank size. As such, reduce SAC values by ~5% (78/81).
On Thursday, May 11, 2023 at 4:16:08 PM UTC-4, -hh wrote:
On Wednesday, May 10, 2023 at 11:06:00 AM UTC-4, -hh wrote:
On Monday, May 8, 2023 at 5:51:08 PM UTC-4, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:23:13 PM UTC-4, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible to
have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set up in February. And another called for at the end of March which took ~3 weeks to get scheduled… it is finally going to be in August.
All medical appointments are not equal.Of course not.
Hernia can be life threatening.As well as less urgent too. As such, no use in trying to make a big deal about it.
Oh, and on your brag attempt from however many years ago, figured I'd upload
these for general enjoyment:
http://huntzinger.com/photo/2023/brac/Suunto_0403.jpg http://huntzinger.com/photo/2023/brac/Suunto-log.png
BTW, noticed that the log has an entry error: should be 78 not 81Got a chance to update the log; here's the corrected version's UI:
for tank size. As such, reduce SAC values by ~5% (78/81).
http://huntzinger.com/photo/2023/brac/Suunto-log_corrected.png
-hh
On 5/7/2023 3:34 PM, Thomas E. wrote:almost all the races where they competed. It's probably going to be a fun summer of loser-Baker excuses. I'm sure Alan will brag about having the almost record FF lap!
Dave McKay and Doug Floer returned for the debut 2023 race. Another quick driver, Robert Fraser, also showed up. The three of them were the best of the remaining field by several seconds per lap. McKay and Floer have been faster that Alan Baker in
a chance to get all those laps in before you even show up? :-)Alan Baker did not show up. He claims to be laid up waiting for hernia surgery. Must terrible to have to wait in line for months to get simple surgical procedure, huh Alan? No racing until June or July? Giving the all-star season winning competition
Canada is a very socialistic country. No surprise one has to wait so
long for surgery.
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:28:04 PM UTC-4, Alan wrote:
On 2023-05-07 15:34, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. AnotherThe fact remains that I'm the second fastest FF driver ever around Mission.
quick driver, Robert Fraser, also showed up. The three of them were
the best of the remaining field by several seconds per lap. McKay and >>> Floer have been faster that Alan Baker in almost all the races where
they competed. It's probably going to be a fun summer of loser-Baker
excuses. I'm sure Alan will brag about having the almost record FF
lap!
Dave McKay and I went head-to-head all of 2019. In total, there were 27 >> sessions when we were both on track.
I was faster than Dave in 20 of those sessions. I was fastest FF overall >> in 17 of those sessions.
Oh, and because of last year's tire supply issues, some of the drivers
out there—specifically, Robert Fraser, are still using up Hoosier Club >> Ford tires already purchased.
Those tires are good for about 2 seconds a lap.
I'm fascinated how you can both claim that I'm somehow a mediocre
Alan Baker did not show up. He claims to be laid up waiting for
hernia surgery. Must terrible to have to wait in line for months to
get simple surgical procedure, huh Alan? No racing until June or
July? Giving the all-star season winning competition a chance to get
all those laps in before you even show up? :-)
driver, when I've been faster than those you would term "all-star",
Little Shit.
Let's set this record straight.
From 2016 to 2020 I show 43 races which were competitive from start to finish and you were entered.
Winners:
Floer: 17
McColl: 8
McKay: 10
Baker: 8
McColl dropped out after 2016, else this record would likely be different. Floer dropped out after 2018. Then it was you and McKay in some races, not all.
You can be faster, but overall you are not.
Riiiiiiight.
Because the fair, logical way is to compare the last 5 years of a
relatively new driver against the results of much more experienced drivers.
I only started racing in 2013, Little Shit.
Doug, Dave and Alan have all be racing for far longer.
The simple fact is that the last time I went head-to-head for an entire season with one of those three, the results were
McKay: 218 points
Baker: 199 points
And I had three races where I scored a total of 2 points due to:
1. Another driving crashing into me and taking me out of the rest of the weekend.
2. A health issue.
Even if I'd finished all those three races in second place (and Dave and
I were basically in first and second positions all season long) then I'd have won the SCCBC FF championship.
<https://www.sccbc.net/racers/club-championship/2019-sccbc-club-standings/>
And note that my very best lap was a full 7 tenths faster than his.
On 2023-05-08 14:51, Thomas E. wrote:initial visit when the sample went to the lab. A week to get the lab result back. Now the wait for the second lab result.
On Sunday, May 7, 2023 at 7:23:13 PM UTC-4, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible to >>> have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set
up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August.
-hh
All medical appointments are not equal. Hernia can be life threatening. Cataract surgery et al, less urgent. It also depends on the doctor and medical facility schedules. I just had a melanoma excised off my right shoulder. Took 4 weeks from the
And my hernia is definitely (at this point) nowhere near life-threatening.
But it doesn't prevent me from doing the kind of activity necessary to compete in a racing weekend. Not so much the driving, but everything
else (prepping the car, loading the trailer, unloading at the track, etc.).
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:almost all the races where they competed. It's probably going to be a fun summer of loser-Baker excuses. I'm sure Alan will brag about having the almost record FF lap!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another quick driver, Robert Fraser, also showed up. The three of them were the best of the remaining field by several seconds per lap. McKay and Floer have been faster that Alan Baker in
a chance to get all those laps in before you even show up? :-)
Alan Baker did not show up. He claims to be laid up waiting for hernia surgery. Must terrible to have to wait in line for months to get simple surgical procedure, huh Alan? No racing until June or July? Giving the all-star season winning competition
Canada is a very socialistic country. No surprise one has to wait so
long for surgery.
February to now August! Wow, that means that Alan will probably miss the whole racing season. Very convenient. He does not have to face drivers who have cleaned his clock on a regular basis.
On Tuesday, May 9, 2023 at 12:54:37 PM UTC-4, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:28:04 PM UTC-4, Alan wrote:Riiiiiiight.
On 2023-05-07 15:34, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. AnotherThe fact remains that I'm the second fastest FF driver ever around Mission.
quick driver, Robert Fraser, also showed up. The three of them were
the best of the remaining field by several seconds per lap. McKay and >>>>> Floer have been faster that Alan Baker in almost all the races where >>>>> they competed. It's probably going to be a fun summer of loser-Baker >>>>> excuses. I'm sure Alan will brag about having the almost record FF
lap!
Dave McKay and I went head-to-head all of 2019. In total, there were 27 >>>> sessions when we were both on track.
I was faster than Dave in 20 of those sessions. I was fastest FF overall >>>> in 17 of those sessions.
Oh, and because of last year's tire supply issues, some of the drivers >>>> out there—specifically, Robert Fraser, are still using up Hoosier Club >>>> Ford tires already purchased.
Those tires are good for about 2 seconds a lap.
I'm fascinated how you can both claim that I'm somehow a mediocre
Alan Baker did not show up. He claims to be laid up waiting for
hernia surgery. Must terrible to have to wait in line for months to
get simple surgical procedure, huh Alan? No racing until June or
July? Giving the all-star season winning competition a chance to get >>>>> all those laps in before you even show up? :-)
driver, when I've been faster than those you would term "all-star",
Little Shit.
Let's set this record straight.
From 2016 to 2020 I show 43 races which were competitive from start to finish and you were entered.
Winners:
Floer: 17
McColl: 8
McKay: 10
Baker: 8
McColl dropped out after 2016, else this record would likely be different. Floer dropped out after 2018. Then it was you and McKay in some races, not all.
You can be faster, but overall you are not.
Because the fair, logical way is to compare the last 5 years of a
relatively new driver against the results of much more experienced drivers. >>
I only started racing in 2013, Little Shit.
Doug, Dave and Alan have all be racing for far longer.
The simple fact is that the last time I went head-to-head for an entire
season with one of those three, the results were
McKay: 218 points
Baker: 199 points
And I had three races where I scored a total of 2 points due to:
1. Another driving crashing into me and taking me out of the rest of the
weekend.
2. A health issue.
Even if I'd finished all those three races in second place (and Dave and
I were basically in first and second positions all season long) then I'd
have won the SCCBC FF championship.
<https://www.sccbc.net/racers/club-championship/2019-sccbc-club-standings/> >>
And note that my very best lap was a full 7 tenths faster than his.
LOL! You have had what, 10 or 11 seasons now? The last 5 years? That's after McColl and Floer dropped out. Of course you would look better! But you did not mention that, did you?
On Friday, May 12, 2023 at 8:16:20 AM UTC-7, -hh wrote:
On Thursday, May 11, 2023 at 4:16:08 PM UTC-4, -hh wrote:
On Wednesday, May 10, 2023 at 11:06:00 AM UTC-4, -hh wrote:
On Monday, May 8, 2023 at 5:51:08 PM UTC-4, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:23:13 PM UTC-4, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible to
have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set up in February. And another called for at the end of March which took ~3 weeks to get scheduled… it is finally going to be in August.
All medical appointments are not equal.Of course not.
Hernia can be life threatening.As well as less urgent too. As such, no use in trying to make a big deal about it.
Oh, and on your brag attempt from however many years ago, figured I'd upload
these for general enjoyment:
http://huntzinger.com/photo/2023/brac/Suunto_0403.jpg http://huntzinger.com/photo/2023/brac/Suunto-log.png
BTW, noticed that the log has an entry error: should be 78 not 81Got a chance to update the log; here's the corrected version's UI:
for tank size. As such, reduce SAC values by ~5% (78/81).
http://huntzinger.com/photo/2023/brac/Suunto-log_corrected.png
Dang, HH!
A nearly 90 minute dive? And what... 8 minutes at 50'?
As a non-diver, it's interesting to see that those 8 minutes seem to mean you needed to spend nearly an hour coming back up.
On Friday, May 12, 2023 at 12:27:44 PM UTC-4, Alan Baker wrote:
On Friday, May 12, 2023 at 8:16:20 AM UTC-7, -hh wrote:
On Thursday, May 11, 2023 at 4:16:08 PM UTC-4, -hh wrote:
On Wednesday, May 10, 2023 at 11:06:00 AM UTC-4, -hh wrote:Got a chance to update the log; here's the corrected version's UI:
On Monday, May 8, 2023 at 5:51:08 PM UTC-4, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:23:13 PM UTC-4, -hh wrote:Of course not.
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible toBecause it never can happen here?
have to wait in line for months to get simple surgical procedure… >>>>>>>
I’m coordinating on a medical appointment this week that was set >>>>>>> up in February. And another called for at the end of March which >>>>>>> took ~3 weeks to get scheduled… it is finally going to be in August. >>>>>>>
All medical appointments are not equal.
Hernia can be life threatening.As well as less urgent too. As such, no use in trying to make a big deal about it.
Oh, and on your brag attempt from however many years ago, figured I'd upload
these for general enjoyment:
http://huntzinger.com/photo/2023/brac/Suunto_0403.jpg
http://huntzinger.com/photo/2023/brac/Suunto-log.png
BTW, noticed that the log has an entry error: should be 78 not 81
for tank size. As such, reduce SAC values by ~5% (78/81).
http://huntzinger.com/photo/2023/brac/Suunto-log_corrected.png
Dang, HH!
A nearly 90 minute dive? And what... 8 minutes at 50'?
It was a shallow second dive. Went in, cruised the deeper part of the reef hoping to see some of the loggerhead turtles that are arriving to nest, then came back in to the shallower spur & groove formations & hunted up some
macro critters. Found a couple of corkscrew anemones with cleaner shrimp,
a nice filefish (tiny; need to look up its name) and a decorator crab. Pics in
a few more days.
As a non-diver, it's interesting to see that those 8 minutes seem to mean
you needed to spend nearly an hour coming back up.
Nah, 50fsw won’t become a decompression dive at just ten minutes; it’s more
like a full hour at that depth. This was a no-decompression profile the entire
time; you can peek at the bottom right’s graph (“Tissue Saturation”) and see
than none of the ‘compartment’ bars are even close to the red horizontal line.
Some of that is due to the ~hour spent shallow, plus using 32% Nitrox, but I can also slide the time pointer around (this one’s at 81 minutes to match the other pic) to see how close the loading got…if I had to guess, it had probably
peaked at around, oh, 35 minutes.
-hh
On 2023-05-12 11:09, Thomas E. wrote:almost all the races where they competed. It's probably going to be a fun summer of loser-Baker excuses. I'm sure Alan will brag about having the almost record FF lap!
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another quick driver, Robert Fraser, also showed up. The three of them were the best of the remaining field by several seconds per lap. McKay and Floer have been faster that Alan Baker in
competition a chance to get all those laps in before you even show up? :-)
Alan Baker did not show up. He claims to be laid up waiting for hernia surgery. Must terrible to have to wait in line for months to get simple surgical procedure, huh Alan? No racing until June or July? Giving the all-star season winning
Canada is a very socialistic country. No surprise one has to wait so
long for surgery.
February to now August! Wow, that means that Alan will probably miss the whole racing season. Very convenient. He does not have to face drivers who have cleaned his clock on a regular basis.LOLOLOLOLOL!
Again, the last season that Dave and I ran together, we were close to
even on points (less than 10% difference) and I had a large majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you know anything about racing because you took a Walter Mitty experience with "RaceWithRusty".
On 2023-05-12 11:09, Thomas E. wrote:almost all the races where they competed. It's probably going to be a fun summer of loser-Baker excuses. I'm sure Alan will brag about having the almost record FF lap!
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another quick driver, Robert Fraser, also showed up. The three of them were the best of the remaining field by several seconds per lap. McKay and Floer have been faster that Alan Baker in
competition a chance to get all those laps in before you even show up? :-)
Alan Baker did not show up. He claims to be laid up waiting for hernia surgery. Must terrible to have to wait in line for months to get simple surgical procedure, huh Alan? No racing until June or July? Giving the all-star season winning
Canada is a very socialistic country. No surprise one has to wait so
long for surgery.
February to now August! Wow, that means that Alan will probably miss the whole racing season. Very convenient. He does not have to face drivers who have cleaned his clock on a regular basis.LOLOLOLOLOL!
Again, the last season that Dave and I ran together, we were close to
even on points (less than 10% difference) and I had a large majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you know anything about racing because you took a Walter Mitty experience with "RaceWithRusty".
On 2023-05-12 11:12, Thomas E. wrote:
On Tuesday, May 9, 2023 at 12:54:37 PM UTC-4, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:28:04 PM UTC-4, Alan wrote:Riiiiiiight.
On 2023-05-07 15:34, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another >>>>> quick driver, Robert Fraser, also showed up. The three of them were >>>>> the best of the remaining field by several seconds per lap. McKay and >>>>> Floer have been faster that Alan Baker in almost all the races where >>>>> they competed. It's probably going to be a fun summer of loser-Baker >>>>> excuses. I'm sure Alan will brag about having the almost record FF >>>>> lap!The fact remains that I'm the second fastest FF driver ever around Mission.
Dave McKay and I went head-to-head all of 2019. In total, there were 27 >>>> sessions when we were both on track.
I was faster than Dave in 20 of those sessions. I was fastest FF overall
in 17 of those sessions.
Oh, and because of last year's tire supply issues, some of the drivers >>>> out there—specifically, Robert Fraser, are still using up Hoosier Club
Ford tires already purchased.
Those tires are good for about 2 seconds a lap.
I'm fascinated how you can both claim that I'm somehow a mediocre
Alan Baker did not show up. He claims to be laid up waiting for
hernia surgery. Must terrible to have to wait in line for months to >>>>> get simple surgical procedure, huh Alan? No racing until June or
July? Giving the all-star season winning competition a chance to get >>>>> all those laps in before you even show up? :-)
driver, when I've been faster than those you would term "all-star", >>>> Little Shit.
Let's set this record straight.
From 2016 to 2020 I show 43 races which were competitive from start to finish and you were entered.
Winners:
Floer: 17
McColl: 8
McKay: 10
Baker: 8
McColl dropped out after 2016, else this record would likely be different. Floer dropped out after 2018. Then it was you and McKay in some races, not all.
You can be faster, but overall you are not.
Because the fair, logical way is to compare the last 5 years of a
relatively new driver against the results of much more experienced drivers.
I only started racing in 2013, Little Shit.
Doug, Dave and Alan have all be racing for far longer.
The simple fact is that the last time I went head-to-head for an entire >> season with one of those three, the results were
McKay: 218 points
Baker: 199 points
And I had three races where I scored a total of 2 points due to:
1. Another driving crashing into me and taking me out of the rest of the >> weekend.
2. A health issue.
Even if I'd finished all those three races in second place (and Dave and >> I were basically in first and second positions all season long) then I'd >> have won the SCCBC FF championship.
<https://www.sccbc.net/racers/club-championship/2019-sccbc-club-standings/>
And note that my very best lap was a full 7 tenths faster than his.
LOL! You have had what, 10 or 11 seasons now? The last 5 years? That's after McColl and Floer dropped out. Of course you would look better! But you did not mention that, did you?This will be my 11th season.
And you specifically brought up Dave McKay.
On 2023-05-12 11:12, Thomas E. wrote:
On Tuesday, May 9, 2023 at 12:54:37 PM UTC-4, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:28:04 PM UTC-4, Alan wrote:Riiiiiiight.
On 2023-05-07 15:34, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another >>>>> quick driver, Robert Fraser, also showed up. The three of them were >>>>> the best of the remaining field by several seconds per lap. McKay and >>>>> Floer have been faster that Alan Baker in almost all the races where >>>>> they competed. It's probably going to be a fun summer of loser-Baker >>>>> excuses. I'm sure Alan will brag about having the almost record FF >>>>> lap!The fact remains that I'm the second fastest FF driver ever around Mission.
Dave McKay and I went head-to-head all of 2019. In total, there were 27 >>>> sessions when we were both on track.
I was faster than Dave in 20 of those sessions. I was fastest FF overall
in 17 of those sessions.
Oh, and because of last year's tire supply issues, some of the drivers >>>> out there—specifically, Robert Fraser, are still using up Hoosier Club
Ford tires already purchased.
Those tires are good for about 2 seconds a lap.
I'm fascinated how you can both claim that I'm somehow a mediocre
Alan Baker did not show up. He claims to be laid up waiting for
hernia surgery. Must terrible to have to wait in line for months to >>>>> get simple surgical procedure, huh Alan? No racing until June or
July? Giving the all-star season winning competition a chance to get >>>>> all those laps in before you even show up? :-)
driver, when I've been faster than those you would term "all-star", >>>> Little Shit.
Let's set this record straight.
From 2016 to 2020 I show 43 races which were competitive from start to finish and you were entered.
Winners:
Floer: 17
McColl: 8
McKay: 10
Baker: 8
McColl dropped out after 2016, else this record would likely be different. Floer dropped out after 2018. Then it was you and McKay in some races, not all.
You can be faster, but overall you are not.
Because the fair, logical way is to compare the last 5 years of a
relatively new driver against the results of much more experienced drivers.
I only started racing in 2013, Little Shit.
Doug, Dave and Alan have all be racing for far longer.
The simple fact is that the last time I went head-to-head for an entire >> season with one of those three, the results were
McKay: 218 points
Baker: 199 points
And I had three races where I scored a total of 2 points due to:
1. Another driving crashing into me and taking me out of the rest of the >> weekend.
2. A health issue.
Even if I'd finished all those three races in second place (and Dave and >> I were basically in first and second positions all season long) then I'd >> have won the SCCBC FF championship.
<https://www.sccbc.net/racers/club-championship/2019-sccbc-club-standings/>
And note that my very best lap was a full 7 tenths faster than his.
LOL! You have had what, 10 or 11 seasons now? The last 5 years? That's after McColl and Floer dropped out. Of course you would look better! But you did not mention that, did you?Still waiting for you to tell me what sanctioning body made your "RaceWithRusty" experience an actual race.
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:almost all the races where they competed. It's probably going to be a fun summer of loser-Baker excuses. I'm sure Alan will brag about having the almost record FF lap!
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another quick driver, Robert Fraser, also showed up. The three of them were the best of the remaining field by several seconds per lap. McKay and Floer have been faster that Alan Baker in
competition a chance to get all those laps in before you even show up? :-)
Alan Baker did not show up. He claims to be laid up waiting for hernia surgery. Must terrible to have to wait in line for months to get simple surgical procedure, huh Alan? No racing until June or July? Giving the all-star season winning
LOLOLOLOLOL!Canada is a very socialistic country. No surprise one has to wait so
long for surgery.
February to now August! Wow, that means that Alan will probably miss the whole racing season. Very convenient. He does not have to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close to
even on points (less than 10% difference) and I had a large majority on
fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you know
anything about racing because you took a Walter Mitty experience with
"RaceWithRusty".
Dave did not, but Doug and Alan did.
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:LOLOLOLOLOL!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race.Canada is a very socialistic country. No surprise one has to
Another quick driver, Robert Fraser, also showed up. The
three of them were the best of the remaining field by several
seconds per lap. McKay and Floer have been faster that Alan
Baker in almost all the races where they competed. It's
probably going to be a fun summer of loser-Baker excuses. I'm
sure Alan will brag about having the almost record FF lap!
Alan Baker did not show up. He claims to be laid up waiting
for hernia surgery. Must terrible to have to wait in line for
months to get simple surgical procedure, huh Alan? No racing
until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even
show up? :-)
wait so long for surgery.
February to now August! Wow, that means that Alan will probably
miss the whole racing season. Very convenient. He does not have
to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close
to even on points (less than 10% difference) and I had a large
majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you
know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty experience! Even compared to the U.S. and Canadian national level
competition SCCBC is the minor league.
On Friday, May 12, 2023 at 2:23:16 PM UTC-4, Alan wrote:
On 2023-05-12 11:12, Thomas E. wrote:
On Tuesday, May 9, 2023 at 12:54:37 PM UTC-4, Alan wrote:This will be my 11th season.
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:28:04 PM UTC-4, Alan wrote:Riiiiiiight.
On 2023-05-07 15:34, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023The fact remains that I'm the second fastest FF driver ever
race. Another quick driver, Robert Fraser, also showed
up. The three of them were the best of the remaining
field by several seconds per lap. McKay and Floer have
been faster that Alan Baker in almost all the races
where they competed. It's probably going to be a fun
summer of loser-Baker excuses. I'm sure Alan will brag
about having the almost record FF lap!
around Mission.
Dave McKay and I went head-to-head all of 2019. In total,
there were 27 sessions when we were both on track.
I was faster than Dave in 20 of those sessions. I was
fastest FF overall in 17 of those sessions.
Oh, and because of last year's tire supply issues, some of
the drivers out there—specifically, Robert Fraser, are
still using up Hoosier Club Ford tires already purchased.
Those tires are good for about 2 seconds a lap.
I'm fascinated how you can both claim that I'm somehow a
Alan Baker did not show up. He claims to be laid up
waiting for hernia surgery. Must terrible to have to wait
in line for months to get simple surgical procedure, huh
Alan? No racing until June or July? Giving the all-star
season winning competition a chance to get all those laps
in before you even show up? :-)
mediocre driver, when I've been faster than those you would
term "all-star", Little Shit.
Let's set this record straight.
From 2016 to 2020 I show 43 races which were competitive from
start to finish and you were entered.
Winners:
Floer: 17 McColl: 8 McKay: 10 Baker: 8
McColl dropped out after 2016, else this record would likely
be different. Floer dropped out after 2018. Then it was you
and McKay in some races, not all.
You can be faster, but overall you are not.
Because the fair, logical way is to compare the last 5 years of
a relatively new driver against the results of much more
experienced drivers.
I only started racing in 2013, Little Shit.
Doug, Dave and Alan have all be racing for far longer.
The simple fact is that the last time I went head-to-head for
an entire season with one of those three, the results were
McKay: 218 points Baker: 199 points
And I had three races where I scored a total of 2 points due
to:
1. Another driving crashing into me and taking me out of the
rest of the weekend.
2. A health issue.
Even if I'd finished all those three races in second place (and
Dave and I were basically in first and second positions all
season long) then I'd have won the SCCBC FF championship.
<https://www.sccbc.net/racers/club-championship/2019-sccbc-club-standings/>
And note that my very best lap was a full 7 tenths faster than his.
LOL! You have had what, 10 or 11 seasons now? The last 5 years?
That's after McColl and Floer dropped out. Of course you would
look better! But you did not mention that, did you?
And you specifically brought up Dave McKay.
According to you this will not be your 11th season. You have not
raced yet, and if your claimed hernia surgery timeline holds up you
won't. And, if you look at some of those years you hardly entered any
races.
On Friday, May 12, 2023 at 2:24:55 PM UTC-4, Alan wrote:
On 2023-05-12 11:12, Thomas E. wrote:
On Tuesday, May 9, 2023 at 12:54:37 PM UTC-4, Alan wrote:Still waiting for you to tell me what sanctioning body made your
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:28:04 PM UTC-4, Alan wrote:Riiiiiiight.
On 2023-05-07 15:34, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. Another >>>>>>> quick driver, Robert Fraser, also showed up. The three of them were >>>>>>> the best of the remaining field by several seconds per lap. McKay and >>>>>>> Floer have been faster that Alan Baker in almost all the races where >>>>>>> they competed. It's probably going to be a fun summer of loser-Baker >>>>>>> excuses. I'm sure Alan will brag about having the almost record FF >>>>>>> lap!The fact remains that I'm the second fastest FF driver ever around Mission.
Dave McKay and I went head-to-head all of 2019. In total, there were 27 >>>>>> sessions when we were both on track.
I was faster than Dave in 20 of those sessions. I was fastest FF overall >>>>>> in 17 of those sessions.
Oh, and because of last year's tire supply issues, some of the drivers >>>>>> out there—specifically, Robert Fraser, are still using up Hoosier Club >>>>>> Ford tires already purchased.
Those tires are good for about 2 seconds a lap.
I'm fascinated how you can both claim that I'm somehow a mediocre
Alan Baker did not show up. He claims to be laid up waiting for
hernia surgery. Must terrible to have to wait in line for months to >>>>>>> get simple surgical procedure, huh Alan? No racing until June or >>>>>>> July? Giving the all-star season winning competition a chance to get >>>>>>> all those laps in before you even show up? :-)
driver, when I've been faster than those you would term "all-star", >>>>>> Little Shit.
Let's set this record straight.
From 2016 to 2020 I show 43 races which were competitive from start to finish and you were entered.
Winners:
Floer: 17
McColl: 8
McKay: 10
Baker: 8
McColl dropped out after 2016, else this record would likely be different. Floer dropped out after 2018. Then it was you and McKay in some races, not all.
You can be faster, but overall you are not.
Because the fair, logical way is to compare the last 5 years of a
relatively new driver against the results of much more experienced drivers.
I only started racing in 2013, Little Shit.
Doug, Dave and Alan have all be racing for far longer.
The simple fact is that the last time I went head-to-head for an entire >>>> season with one of those three, the results were
McKay: 218 points
Baker: 199 points
And I had three races where I scored a total of 2 points due to:
1. Another driving crashing into me and taking me out of the rest of the >>>> weekend.
2. A health issue.
Even if I'd finished all those three races in second place (and Dave and >>>> I were basically in first and second positions all season long) then I'd >>>> have won the SCCBC FF championship.
<https://www.sccbc.net/racers/club-championship/2019-sccbc-club-standings/>
And note that my very best lap was a full 7 tenths faster than his.
LOL! You have had what, 10 or 11 seasons now? The last 5 years? That's after McColl and Floer dropped out. Of course you would look better! But you did not mention that, did you?
"RaceWithRusty" experience an actual race.
We were racing each other for a trophy. It's was intense.
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:LOLOLOLOLOL!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race.Canada is a very socialistic country. No surprise one has to
Another quick driver, Robert Fraser, also showed up. The
three of them were the best of the remaining field by several
seconds per lap. McKay and Floer have been faster that Alan
Baker in almost all the races where they competed. It's
probably going to be a fun summer of loser-Baker excuses. I'm
sure Alan will brag about having the almost record FF lap!
Alan Baker did not show up. He claims to be laid up waiting
for hernia surgery. Must terrible to have to wait in line for
months to get simple surgical procedure, huh Alan? No racing
until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even
show up? :-)
wait so long for surgery.
February to now August! Wow, that means that Alan will probably
miss the whole racing season. Very convenient. He does not have
to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close
to even on points (less than 10% difference) and I had a large
majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you
know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty experience! Even compared to the U.S. and Canadian national level competition SCCBC is the minor league.The 2015 SCCA Runoffs winner in FF was SCCBC member, Rick Payne.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars, I'd clean your
clock despite your previous "experience".
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:LOLOLOLOLOL!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race.Canada is a very socialistic country. No surprise one has to
Another quick driver, Robert Fraser, also showed up. The
three of them were the best of the remaining field by several
seconds per lap. McKay and Floer have been faster that Alan
Baker in almost all the races where they competed. It's
probably going to be a fun summer of loser-Baker excuses. I'm
sure Alan will brag about having the almost record FF lap!
Alan Baker did not show up. He claims to be laid up waiting
for hernia surgery. Must terrible to have to wait in line for
months to get simple surgical procedure, huh Alan? No racing
until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even
show up? :-)
wait so long for surgery.
February to now August! Wow, that means that Alan will probably
miss the whole racing season. Very convenient. He does not have
to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close
to even on points (less than 10% difference) and I had a large
majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you
know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty experience! Even compared to the U.S. and Canadian national level competition SCCBC is the minor league.The 2015 SCCA Runoffs winner in FF was SCCBC member, Rick Payne.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars, I'd clean your clock despite your previous "experience".
You keep bringing up a single example to prove a general point.
2015 was a long time ago.
I'm sure you would "clean my clock" if we were in similar cars.
That's your Walter Mitty kicking in, isn't it?
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E. wrote:
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:The 2015 SCCA Runoffs winner in FF was SCCBC member, Rick Payne.
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:LOLOLOLOLOL!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race.Canada is a very socialistic country. No surprise one has to
Another quick driver, Robert Fraser, also showed up. The
three of them were the best of the remaining field by several
seconds per lap. McKay and Floer have been faster that Alan
Baker in almost all the races where they competed. It's
probably going to be a fun summer of loser-Baker excuses. I'm
sure Alan will brag about having the almost record FF lap!
Alan Baker did not show up. He claims to be laid up waiting
for hernia surgery. Must terrible to have to wait in line for
months to get simple surgical procedure, huh Alan? No racing
until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even
show up? :-)
wait so long for surgery.
February to now August! Wow, that means that Alan will probably
miss the whole racing season. Very convenient. He does not have
to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close
to even on points (less than 10% difference) and I had a large
majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you
know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty
experience! Even compared to the U.S. and Canadian national level
competition SCCBC is the minor league.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars, I'd clean your
clock despite your previous "experience".
You keep bringing up a single example to prove a general point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for seven years and counting?
On Monday, June 12, 2023 at 6:36:56 PM UTC-4, Alan wrote:regularly win races against those top three to change my mind. I think your race driving days are done. The #21 tires are probably rotting off the rims.
On 2023-06-07 06:26, -hh wrote:
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E. wrote:Well, to be fair, I only mentioned the year 2015 to provide specificity
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:The 2015 SCCA Runoffs winner in FF was SCCBC member, Rick Payne.
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:LOLOLOLOLOL!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. >>>>>>>>>> Another quick driver, Robert Fraser, also showed up. TheCanada is a very socialistic country. No surprise one has to >>>>>>>>> wait so long for surgery.
three of them were the best of the remaining field by several >>>>>>>>>> seconds per lap. McKay and Floer have been faster that Alan >>>>>>>>>> Baker in almost all the races where they competed. It's
probably going to be a fun summer of loser-Baker excuses. I'm >>>>>>>>>> sure Alan will brag about having the almost record FF lap! >>>>>>>>>>
Alan Baker did not show up. He claims to be laid up waiting >>>>>>>>>> for hernia surgery. Must terrible to have to wait in line for >>>>>>>>>> months to get simple surgical procedure, huh Alan? No racing >>>>>>>>>> until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even >>>>>>>>>> show up? :-)
February to now August! Wow, that means that Alan will probably >>>>>>>> miss the whole racing season. Very convenient. He does not have >>>>>>>> to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close >>>>>>> to even on points (less than 10% difference) and I had a large
majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you >>>>>>> know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty >>>>>> experience! Even compared to the U.S. and Canadian national level
competition SCCBC is the minor league.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars, I'd clean your >>>>> clock despite your previous "experience".
You keep bringing up a single example to prove a general point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for seven years and counting?
to the accomplishments of another one of our drivers...
...to provide context to the fact that despite being able to run
stickier tires than we are now allowed to run, I've run a faster lap at
Mission than Rick ever ran.
After checking, Rick Payne set the lap record on August 14, 2004 at
1:13, but the track was reconfigured in 2008...
...at which point he set a new record of 1:13.248. That record was set
in a Swift, and although they don't specify the model, Swift's are so
good that they are still competitive with the best FFs currently built.
When Rick won the SCCA Runoffs in 2015, he was driving his 1998 Van
Diemen, but second and third were both Swifts: A Swift DB-6 from 1991
and a DB-1 Swift first built in 1983. And Rick's 1998 was completely
optimized to win at Daytona (the narrowest legal tires using the front
tire size on the rear as well with revised bodywork for better
aerodynamics).
That's all just in case the lying little shit tries to claim Rick wasn't
in a car as good as my 1998. ;-)
In 2009, Dave McKay lowered the lap record to 1:12.783.
Then Olov Brandfors lowered 1.12.255 on August 7, 2011.
Alan McColl lowered it to 1:11.880 on September 23, 2012.
Then he lowered it again to 1:11.026 on August 9,2015.
Then Doug lowered it to 1:10.863 on September 11, 2016.
And then lowered the current record on 1:10.583 on May 6, 2018...
...and then on July 14, 2018, I ran a 1:10.833 in qualifying for race 1.
And that's faster than any other driver has ever gone except for Doug.
One lap one time, LOL. How many times did you win a race against Doug? Or Alan McColl? Doug, Dave and KJ dominated this past weekend. Most of your wins are against the also-rans. So, I hereby admit that you are the best of the second tier drivers. Go
On 2023-06-07 06:26, -hh wrote:
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E. wrote:
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:The 2015 SCCA Runoffs winner in FF was SCCBC member, Rick Payne.
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote:LOLOLOLOLOL!
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. >>>>>>>> Another quick driver, Robert Fraser, also showed up. TheCanada is a very socialistic country. No surprise one has to
three of them were the best of the remaining field by several >>>>>>>> seconds per lap. McKay and Floer have been faster that Alan >>>>>>>> Baker in almost all the races where they competed. It's
probably going to be a fun summer of loser-Baker excuses. I'm >>>>>>>> sure Alan will brag about having the almost record FF lap!
Alan Baker did not show up. He claims to be laid up waiting >>>>>>>> for hernia surgery. Must terrible to have to wait in line for >>>>>>>> months to get simple surgical procedure, huh Alan? No racing >>>>>>>> until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even >>>>>>>> show up? :-)
wait so long for surgery.
February to now August! Wow, that means that Alan will probably >>>>>> miss the whole racing season. Very convenient. He does not have >>>>>> to face drivers who have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together, we were close >>>>> to even on points (less than 10% difference) and I had a large
majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you >>>>> know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty >>>> experience! Even compared to the U.S. and Canadian national level
competition SCCBC is the minor league.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars, I'd clean your >>> clock despite your previous "experience".
You keep bringing up a single example to prove a general point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for seven years and counting?Well, to be fair, I only mentioned the year 2015 to provide specificity
to the accomplishments of another one of our drivers...
...to provide context to the fact that despite being able to run
stickier tires than we are now allowed to run, I've run a faster lap at Mission than Rick ever ran.
After checking, Rick Payne set the lap record on August 14, 2004 at
1:13, but the track was reconfigured in 2008...
...at which point he set a new record of 1:13.248. That record was set
in a Swift, and although they don't specify the model, Swift's are so
good that they are still competitive with the best FFs currently built.
When Rick won the SCCA Runoffs in 2015, he was driving his 1998 Van
Diemen, but second and third were both Swifts: A Swift DB-6 from 1991
and a DB-1 Swift first built in 1983. And Rick's 1998 was completely optimized to win at Daytona (the narrowest legal tires using the front
tire size on the rear as well with revised bodywork for better aerodynamics).
That's all just in case the lying little shit tries to claim Rick wasn't
in a car as good as my 1998. ;-)
In 2009, Dave McKay lowered the lap record to 1:12.783.
Then Olov Brandfors lowered 1.12.255 on August 7, 2011.
Alan McColl lowered it to 1:11.880 on September 23, 2012.
Then he lowered it again to 1:11.026 on August 9,2015.
Then Doug lowered it to 1:10.863 on September 11, 2016.
And then lowered the current record on 1:10.583 on May 6, 2018...
...and then on July 14, 2018, I ran a 1:10.833 in qualifying for race 1.
And that's faster than any other driver has ever gone except for Doug.
On 2023-06-26 07:28, Thomas E. wrote:regularly win races against those top three to change my mind. I think your race driving days are done. The #21 tires are probably rotting off the rims.
On Monday, June 12, 2023 at 6:36:56 PM UTC-4, Alan wrote:
On 2023-06-07 06:26, -hh wrote:
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E. wrote:Well, to be fair, I only mentioned the year 2015 to provide specificity >> to the accomplishments of another one of our drivers...
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, Alan wrote:The 2015 SCCA Runoffs winner in FF was SCCBC member, Rick Payne.
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, John wrote: >>>>>>>>> On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for the debut 2023 race. >>>>>>>>>> Another quick driver, Robert Fraser, also showed up. The >>>>>>>>>> three of them were the best of the remaining field by several >>>>>>>>>> seconds per lap. McKay and Floer have been faster that Alan >>>>>>>>>> Baker in almost all the races where they competed. It's >>>>>>>>>> probably going to be a fun summer of loser-Baker excuses. I'm >>>>>>>>>> sure Alan will brag about having the almost record FF lap! >>>>>>>>>>Canada is a very socialistic country. No surprise one has to >>>>>>>>> wait so long for surgery.
Alan Baker did not show up. He claims to be laid up waiting >>>>>>>>>> for hernia surgery. Must terrible to have to wait in line for >>>>>>>>>> months to get simple surgical procedure, huh Alan? No racing >>>>>>>>>> until June or July? Giving the all-star season winning
competition a chance to get all those laps in before you even >>>>>>>>>> show up? :-)
February to now August! Wow, that means that Alan will probably >>>>>>>> miss the whole racing season. Very convenient. He does not have >>>>>>>> to face drivers who have cleaned his clock on a regular basis. >>>>>>> LOLOLOLOLOL!
Again, the last season that Dave and I ran together, we were close >>>>>>> to even on points (less than 10% difference) and I had a large >>>>>>> majority on fastest laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop pretending you >>>>>>> know anything about racing because you took a Walter Mitty
experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a REAL Walter Mitty >>>>>> experience! Even compared to the U.S. and Canadian national level >>>>>> competition SCCBC is the minor league.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars, I'd clean your >>>>> clock despite your previous "experience".
You keep bringing up a single example to prove a general point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for seven years and counting?
...to provide context to the fact that despite being able to run
stickier tires than we are now allowed to run, I've run a faster lap at >> Mission than Rick ever ran.
After checking, Rick Payne set the lap record on August 14, 2004 at
1:13, but the track was reconfigured in 2008...
...at which point he set a new record of 1:13.248. That record was set
in a Swift, and although they don't specify the model, Swift's are so
good that they are still competitive with the best FFs currently built. >> When Rick won the SCCA Runoffs in 2015, he was driving his 1998 Van
Diemen, but second and third were both Swifts: A Swift DB-6 from 1991
and a DB-1 Swift first built in 1983. And Rick's 1998 was completely
optimized to win at Daytona (the narrowest legal tires using the front
tire size on the rear as well with revised bodywork for better
aerodynamics).
That's all just in case the lying little shit tries to claim Rick wasn't >> in a car as good as my 1998. ;-)
In 2009, Dave McKay lowered the lap record to 1:12.783.
Then Olov Brandfors lowered 1.12.255 on August 7, 2011.
Alan McColl lowered it to 1:11.880 on September 23, 2012.
Then he lowered it again to 1:11.026 on August 9,2015.
Then Doug lowered it to 1:10.863 on September 11, 2016.
And then lowered the current record on 1:10.583 on May 6, 2018...
...and then on July 14, 2018, I ran a 1:10.833 in qualifying for race 1. >>
And that's faster than any other driver has ever gone except for Doug.
One lap one time, LOL. How many times did you win a race against Doug? Or Alan McColl? Doug, Dave and KJ dominated this past weekend. Most of your wins are against the also-rans. So, I hereby admit that you are the best of the second tier drivers. Go
So Dave McKay is an "also-ran" now?
LOL!
…
Qualifying is not racing anyway.
What's your fastest race lap?
On Monday, June 26, 2023 at 10:40:00 AM UTC-4, Alan wrote:
On 2023-06-26 07:28, Thomas E. wrote:
On Monday, June 12, 2023 at 6:36:56 PM UTC-4, Alan wrote:So Dave McKay is an "also-ran" now?
On 2023-06-07 06:26, -hh wrote:
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E.Well, to be fair, I only mentioned the year 2015 to provide
wrote:
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, AlanThe 2015 SCCA Runoffs winner in FF was SCCBC member, Rick
wrote:
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, JohnLOLOLOLOLOL!
wrote:
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for theCanada is a very socialistic country. No surprise
debut 2023 race. Another quick driver, Robert
Fraser, also showed up. The three of them were
the best of the remaining field by several
seconds per lap. McKay and Floer have been
faster that Alan Baker in almost all the races
where they competed. It's probably going to be
a fun summer of loser-Baker excuses. I'm sure
Alan will brag about having the almost record
FF lap!
Alan Baker did not show up. He claims to be
laid up waiting for hernia surgery. Must
terrible to have to wait in line for months to
get simple surgical procedure, huh Alan? No
racing until June or July? Giving the all-star
season winning competition a chance to get all
those laps in before you even show up? :-)
one has to wait so long for surgery.
February to now August! Wow, that means that Alan
will probably miss the whole racing season. Very
convenient. He does not have to face drivers who
have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together,
we were close to even on points (less than 10%
difference) and I had a large majority on fastest
laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop
pretending you know anything about racing because you
took a Walter Mitty experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a
REAL Walter Mitty experience! Even compared to the U.S.
and Canadian national level competition SCCBC is the
minor league.
Payne.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL
racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars,
I'd clean your clock despite your previous "experience".
You keep bringing up a single example to prove a general
point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for
seven years and counting?
specificity to the accomplishments of another one of our
drivers...
...to provide context to the fact that despite being able to
run stickier tires than we are now allowed to run, I've run a
faster lap at Mission than Rick ever ran.
After checking, Rick Payne set the lap record on August 14,
2004 at 1:13, but the track was reconfigured in 2008...
...at which point he set a new record of 1:13.248. That record
was set in a Swift, and although they don't specify the model,
Swift's are so good that they are still competitive with the
best FFs currently built. When Rick won the SCCA Runoffs in
2015, he was driving his 1998 Van Diemen, but second and third
were both Swifts: A Swift DB-6 from 1991 and a DB-1 Swift first
built in 1983. And Rick's 1998 was completely optimized to win
at Daytona (the narrowest legal tires using the front tire size
on the rear as well with revised bodywork for better
aerodynamics).
That's all just in case the lying little shit tries to claim
Rick wasn't in a car as good as my 1998. ;-)
In 2009, Dave McKay lowered the lap record to 1:12.783.
Then Olov Brandfors lowered 1.12.255 on August 7, 2011.
Alan McColl lowered it to 1:11.880 on September 23, 2012.
Then he lowered it again to 1:11.026 on August 9,2015.
Then Doug lowered it to 1:10.863 on September 11, 2016.
And then lowered the current record on 1:10.583 on May 6,
2018...
...and then on July 14, 2018, I ran a 1:10.833 in qualifying
for race 1.
And that's faster than any other driver has ever gone except
for Doug.
One lap one time, LOL. How many times did you win a race against
Doug? Or Alan McColl? Doug, Dave and KJ dominated this past
weekend. Most of your wins are against the also-rans. So, I
hereby admit that you are the best of the second tier drivers. Go
regularly win races against those top three to change my mind. I
think your race driving days are done. The #21 tires are probably
rotting off the rims.
LOL!
Way to dodge the facts about your "wins" and recent lack of race
activity. Yep, lying by omission.
I did not say Dave McKay was an also ran. You made that up. Do you
REALLY want me to look up the details races you won and publish it
here? It will show that quite a few were over the likes of Keith and
Erle. How many times did you win over Doug, Alan and KJ?
Qualifying is not racing anyway. What's your fastest race lap? This
month the winners were running in the 1:12 area for Sunday qualifying
and 1:11 in the race. You should have a faster race lap.
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places significance on it.
What's your fastest race lap?
Goalpost move, right?
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places significance on it.And as I explained, there are very good reasons why qualifying laps are often faster than the fastest race lap of the same event.
What's your fastest race lap?
Goalpost move, right?That's his MO.
Now watch him scramble because he's declared "KJ" one of the "top three"
FF drivers at Mission...
...only to discover that I've easily bested him.
;-)
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. wrote:And as I explained, there are very good reasons why qualifying laps
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
are often faster than the fastest race lap of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of the "top
three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So were you.
That does not make you as good as the top three now that they are
coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker, Brandfors
and Grandbois Also Ran: Robinson, Fraser, Power, Archer, Phillips,
Kwan, Wong and others
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down to you
and McKay. Of 16 races you entered, McKay won 10, you won 4 and
Brandfors won 2.
2020: None of the Elites raced FF. Of the 9 races you entered you won
7, Grandbois 2. The season was shorted by COVID and no season
championships were awarded by the club,
2021: You entered and won 3 races, all in October, against a weak
field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser Archer, giving
him (i think) his first wins (tire excuse). You won 3 August races
against a weak field with no Elites. You lost to Fraser in your only
October race.
2023: You have not entered any races. Elites Floer and McKay entered
all three June 24 races. McKay won race 1, Floer races 2 and 3.
Winning best lap times were in the 1:11 to 1:12 area. Except for
7/27/2019 race #1 these latest winning lap times are lower than any
of your winning times by about 2-3 seconds.
It’s remarkable that Floer and McKay came back so strong after so
long away. Their times match their 2016-2018 best lap records.
Your racing record is not competitive with June’s winning times by
Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and anecdotes.
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. wrote:And as I explained, there are very good reasons why qualifying laps
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
are often faster than the fastest race lap of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of the "top
three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So were you.And now the scrambling begins!
That does not make you as good as the top three now that they are
coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker, BrandforsThere's a lot more than number of race wins to consider there, Little Shit...
and Grandbois Also Ran: Robinson, Fraser, Power, Archer, Phillips,
Kwan, Wong and others
...but you go on not having a clue.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down to youWow. You can't even look up the basic facts correctly.
and McKay. Of 16 races you entered, McKay won 10, you won 4 and
Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
...but it should be noted that on one of those weekends another driver
in a different class drove right over the top of my car; utterly
preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
That's the other car's right rear tire.
And to be clear, the other driver was completely at fault.
2020: None of the Elites raced FF. Of the 9 races you entered you won<yawn>
7, Grandbois 2. The season was shorted by COVID and no season championships were awarded by the club,
2021: You entered and won 3 races, all in October, against a weak
field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser Archer, givingDifferent tires with more grip is not an "excuse", Little Shit.
him (i think) his first wins (tire excuse). You won 3 August races
against a weak field with no Elites. You lost to Fraser in your only October race.
2023: You have not entered any races. Elites Floer and McKay enteredLOL!
all three June 24 races. McKay won race 1, Floer races 2 and 3.
Winning best lap times were in the 1:11 to 1:12 area. Except for
7/27/2019 race #1 these latest winning lap times are lower than any
of your winning times by about 2-3 seconds.
It’s remarkable that Floer and McKay came back so strong after soGiven that the "best lap record" of that time period is 1:10.583, I'm
long away. Their times match their 2016-2018 best lap records.
not sure how that's a match.
Your racing record is not competitive with June’s winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and anecdotes.Look at the post of mine to which you were too craven to make a reply, Little Shit.
You're not only a liar. You're a coward.
On 2023-06-30 05:14, Thomas E. wrote:
On Monday, June 26, 2023 at 10:40:00 AM UTC-4, Alan wrote:
On 2023-06-26 07:28, Thomas E. wrote:
On Monday, June 12, 2023 at 6:36:56 PM UTC-4, Alan wrote:So Dave McKay is an "also-ran" now?
On 2023-06-07 06:26, -hh wrote:
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E.Well, to be fair, I only mentioned the year 2015 to provide
wrote:
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, AlanThe 2015 SCCA Runoffs winner in FF was SCCBC member, Rick
wrote:
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, JohnLOLOLOLOLOL!
wrote:
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for theCanada is a very socialistic country. No surprise
debut 2023 race. Another quick driver, Robert
Fraser, also showed up. The three of them were
the best of the remaining field by several
seconds per lap. McKay and Floer have been
faster that Alan Baker in almost all the races
where they competed. It's probably going to be
a fun summer of loser-Baker excuses. I'm sure
Alan will brag about having the almost record
FF lap!
Alan Baker did not show up. He claims to be
laid up waiting for hernia surgery. Must
terrible to have to wait in line for months to
get simple surgical procedure, huh Alan? No
racing until June or July? Giving the all-star
season winning competition a chance to get all
those laps in before you even show up? :-)
one has to wait so long for surgery.
February to now August! Wow, that means that Alan
will probably miss the whole racing season. Very
convenient. He does not have to face drivers who
have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together,
we were close to even on points (less than 10%
difference) and I had a large majority on fastest
laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop
pretending you know anything about racing because you
took a Walter Mitty experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a
REAL Walter Mitty experience! Even compared to the U.S.
and Canadian national level competition SCCBC is the
minor league.
Payne.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL
racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars,
I'd clean your clock despite your previous "experience".
You keep bringing up a single example to prove a general
point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for
seven years and counting?
specificity to the accomplishments of another one of our
drivers...
...to provide context to the fact that despite being able to
run stickier tires than we are now allowed to run, I've run a
faster lap at Mission than Rick ever ran.
After checking, Rick Payne set the lap record on August 14,
2004 at 1:13, but the track was reconfigured in 2008...
...at which point he set a new record of 1:13.248. That record
was set in a Swift, and although they don't specify the model,
Swift's are so good that they are still competitive with the
best FFs currently built. When Rick won the SCCA Runoffs in
2015, he was driving his 1998 Van Diemen, but second and third
were both Swifts: A Swift DB-6 from 1991 and a DB-1 Swift first
built in 1983. And Rick's 1998 was completely optimized to win
at Daytona (the narrowest legal tires using the front tire size
on the rear as well with revised bodywork for better
aerodynamics).
That's all just in case the lying little shit tries to claim
Rick wasn't in a car as good as my 1998. ;-)
In 2009, Dave McKay lowered the lap record to 1:12.783.
Then Olov Brandfors lowered 1.12.255 on August 7, 2011.
Alan McColl lowered it to 1:11.880 on September 23, 2012.
Then he lowered it again to 1:11.026 on August 9,2015.
Then Doug lowered it to 1:10.863 on September 11, 2016.
And then lowered the current record on 1:10.583 on May 6,
2018...
...and then on July 14, 2018, I ran a 1:10.833 in qualifying
for race 1.
And that's faster than any other driver has ever gone except
for Doug.
One lap one time, LOL. How many times did you win a race against
Doug? Or Alan McColl? Doug, Dave and KJ dominated this past
weekend. Most of your wins are against the also-rans. So, I
hereby admit that you are the best of the second tier drivers. Go
regularly win races against those top three to change my mind. I
think your race driving days are done. The #21 tires are probably
rotting off the rims.
LOL!
Way to dodge the facts about your "wins" and recent lack of race
activity. Yep, lying by omission.
I did not say Dave McKay was an also ran. You made that up. Do you
REALLY want me to look up the details races you won and publish it
here? It will show that quite a few were over the likes of Keith and
Erle. How many times did you win over Doug, Alan and KJ?
Qualifying is not racing anyway. What's your fastest race lap? ThisWow, Little Shit.
month the winners were running in the 1:12 area for Sunday qualifying
and 1:11 in the race. You should have a faster race lap.
You talk such an amazing amount of bullshit, it's hard to know where to begin.
For a start, qualifying laps are often faster than racing laps;
especially for the fastest guys in the field.
Why? Because in a race, if you're among the fastest, there are usually
only two situations, both of which result in you running slower than the very best lap times you can run:
1. You are in a close race with another competitor of about the same
speed as yourself. The moment two cars are battling for position, they
both end up going slower, because the lead car is compromising optimal
lines to prevent the following car from passing, and the following car
is thus slowed down.
2. If you have no close competition, you back off a little to save the car.
Next, it's interesting you mention "KJ" (Olov Brandfors), and have
clearly decided that he is NOT an "also-ran" (agreed?). It's doubly interesting for the very reason (2.) I listed above; at least for some
of our races.
Dating back to July of 2019, Olov and I have been in the same race 14
times. Of those, I finished ahead of him...
...TEN TIMES. Of those, 6 were outright wins.
The interesting part is the weekend of August 22 in 2020,
because it was a perfect example of running slower than my best laps in
the race, because I opened up a gap of a little more than 10 seconds
ahead of Olov, and just maintained that gap.
If you are exiting turn 2 about 10 seconds ahead of a competitor, you
can easily glance across to where he'll be exiting turn 1 and gauge
whether or not the gap is increasing or decreasing.
In real racing, you always race as slowly as will get the job done.
And all you've done is demonstrated your ignorance...
...again.
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why qualifying
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
laps are often faster than the fastest race lap of the same
event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of the
"top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So were
you. That does not make you as good as the top three now that
they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down to
you and McKay. Of 16 races you entered, McKay won 10, you won 4
and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
...but it should be noted that on one of those weekends another
driver in a different class drove right over the top of my car;
utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
That's the other car's right rear tire.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered you
won 7, Grandbois 2. The season was shorted by COVID and no
season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser Archer,
giving him (i think) his first wins (tire excuse). You won 3
August races against a weak field with no Elites. You lost to
Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer races 2
and 3. Winning best lap times were in the 1:11 to 1:12 area.
Except for 7/27/2019 race #1 these latest winning lap times are
lower than any of your winning times by about 2-3 seconds.
Given that the "best lap record" of that time period is 1:10.583,
It’s remarkable that Floer and McKay came back so strong after
so long away. Their times match their 2016-2018 best lap
records.
I'm not sure how that's a match.
Look at the post of mine to which you were too craven to make a
Your racing record is not competitive with June’s winning times
by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and anecdotes.
reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022 record
sucks. A few races against weak competition. No wins over the Elites.
You were not Elite before 2021, and your recent record is even
worse.
On Friday, June 30, 2023 at 12:16:30 PM UTC-4, Alan wrote:
On 2023-06-30 05:14, Thomas E. wrote:
On Monday, June 26, 2023 at 10:40:00 AM UTC-4, Alan wrote:Wow, Little Shit.
On 2023-06-26 07:28, Thomas E. wrote:
On Monday, June 12, 2023 at 6:36:56 PM UTC-4, Alan wrote:So Dave McKay is an "also-ran" now?
On 2023-06-07 06:26, -hh wrote:
On Wednesday, June 7, 2023 at 8:26:32 AM UTC-4, Thomas E.Well, to be fair, I only mentioned the year 2015 to provide
wrote:
On Sunday, June 4, 2023 at 1:32:56 PM UTC-4, Alan wrote:
On 2023-06-04 06:55, Thomas E. wrote:
On Friday, May 12, 2023 at 2:23:25 PM UTC-4, AlanThe 2015 SCCA Runoffs winner in FF was SCCBC member, Rick
wrote:
On 2023-05-12 11:09, Thomas E. wrote:
On Tuesday, May 9, 2023 at 1:22:14 PM UTC-4, JohnLOLOLOLOLOL!
wrote:
On 5/7/2023 3:34 PM, Thomas E. wrote:
Dave McKay and Doug Floer returned for theCanada is a very socialistic country. No surprise
debut 2023 race. Another quick driver, Robert
Fraser, also showed up. The three of them were
the best of the remaining field by several
seconds per lap. McKay and Floer have been
faster that Alan Baker in almost all the races
where they competed. It's probably going to be
a fun summer of loser-Baker excuses. I'm sure
Alan will brag about having the almost record
FF lap!
Alan Baker did not show up. He claims to be
laid up waiting for hernia surgery. Must
terrible to have to wait in line for months to
get simple surgical procedure, huh Alan? No
racing until June or July? Giving the all-star
season winning competition a chance to get all
those laps in before you even show up? :-)
one has to wait so long for surgery.
February to now August! Wow, that means that Alan
will probably miss the whole racing season. Very
convenient. He does not have to face drivers who
have cleaned his clock on a regular basis.
Again, the last season that Dave and I ran together,
we were close to even on points (less than 10%
difference) and I had a large majority on fastest
laps.
Did he win the championship? Yup.
Did he "clean my clock"? Please, Little Shit. Stop
pretending you know anything about racing because you
took a Walter Mitty experience with "RaceWithRusty".
LOL, compared to NASCAR, F1 and Indy Car SCCBC is a
REAL Walter Mitty experience! Even compared to the U.S.
and Canadian national level competition SCCBC is the
minor league.
Payne.
And my best laps around Mission are faster than his.
And whatever you think of SCCBC racing, it is REAL
racing...
...so far, FAR, above your little play at racing.
If we both stepped into one of "RaceWithRusty's" cars,
I'd clean your clock despite your previous "experience".
You keep bringing up a single example to prove a general
point.
2015 was a long time ago.
So that's a compliment that Alan's lap time has held up for
seven years and counting?
specificity to the accomplishments of another one of our
drivers...
...to provide context to the fact that despite being able to
run stickier tires than we are now allowed to run, I've run a
faster lap at Mission than Rick ever ran.
After checking, Rick Payne set the lap record on August 14,
2004 at 1:13, but the track was reconfigured in 2008...
...at which point he set a new record of 1:13.248. That record
was set in a Swift, and although they don't specify the model,
Swift's are so good that they are still competitive with the
best FFs currently built. When Rick won the SCCA Runoffs in
2015, he was driving his 1998 Van Diemen, but second and third
were both Swifts: A Swift DB-6 from 1991 and a DB-1 Swift first
built in 1983. And Rick's 1998 was completely optimized to win
at Daytona (the narrowest legal tires using the front tire size
on the rear as well with revised bodywork for better
aerodynamics).
That's all just in case the lying little shit tries to claim
Rick wasn't in a car as good as my 1998. ;-)
In 2009, Dave McKay lowered the lap record to 1:12.783.
Then Olov Brandfors lowered 1.12.255 on August 7, 2011.
Alan McColl lowered it to 1:11.880 on September 23, 2012.
Then he lowered it again to 1:11.026 on August 9,2015.
Then Doug lowered it to 1:10.863 on September 11, 2016.
And then lowered the current record on 1:10.583 on May 6,
2018...
...and then on July 14, 2018, I ran a 1:10.833 in qualifying
for race 1.
And that's faster than any other driver has ever gone except
for Doug.
One lap one time, LOL. How many times did you win a race against
Doug? Or Alan McColl? Doug, Dave and KJ dominated this past
weekend. Most of your wins are against the also-rans. So, I
hereby admit that you are the best of the second tier drivers. Go
regularly win races against those top three to change my mind. I
think your race driving days are done. The #21 tires are probably
rotting off the rims.
LOL!
Way to dodge the facts about your "wins" and recent lack of race
activity. Yep, lying by omission.
I did not say Dave McKay was an also ran. You made that up. Do you
REALLY want me to look up the details races you won and publish it
here? It will show that quite a few were over the likes of Keith and
Erle. How many times did you win over Doug, Alan and KJ?
Qualifying is not racing anyway. What's your fastest race lap? This
month the winners were running in the 1:12 area for Sunday qualifying
and 1:11 in the race. You should have a faster race lap.
You talk such an amazing amount of bullshit, it's hard to know where to
begin.
For a start, qualifying laps are often faster than racing laps;
especially for the fastest guys in the field.
Why? Because in a race, if you're among the fastest, there are usually
only two situations, both of which result in you running slower than the
very best lap times you can run:
1. You are in a close race with another competitor of about the same
speed as yourself. The moment two cars are battling for position, they
both end up going slower, because the lead car is compromising optimal
lines to prevent the following car from passing, and the following car
is thus slowed down.
2. If you have no close competition, you back off a little to save the car. >>
Next, it's interesting you mention "KJ" (Olov Brandfors), and have
clearly decided that he is NOT an "also-ran" (agreed?). It's doubly
interesting for the very reason (2.) I listed above; at least for some
of our races.
Dating back to July of 2019, Olov and I have been in the same race 14
times. Of those, I finished ahead of him...
...TEN TIMES. Of those, 6 were outright wins.
The interesting part is the weekend of August 22 in 2020,
because it was a perfect example of running slower than my best laps in
the race, because I opened up a gap of a little more than 10 seconds
ahead of Olov, and just maintained that gap.
If you are exiting turn 2 about 10 seconds ahead of a competitor, you
can easily glance across to where he'll be exiting turn 1 and gauge
whether or not the gap is increasing or decreasing.
In real racing, you always race as slowly as will get the job done.
And all you've done is demonstrated your ignorance...
...again.
Let's look at the most recent qualifying and race best laps:
24 June, qualifying, best lap was 1:12.616. For Floer it was 1:14.292
Best race laps for Floer: 1:11.426, 1:11.470 and 1:11.725
Bottom line, you continue to dodge the fact that almost all your wins came after Floer, McColl and McKay dropped out. You are the lying little shit here, not me.
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
Like for example, Doug Floer won the 22 July race with a best time of 1:10.623. That's about 2 or 3 seconds faster than your typical race
winning times. Dave McKay was second with a 1:11.826, also much
faster than your typical times.
As for the better tires, why are you not running them too? Personal
financial issues holding you back? As you know, I think that is more
than a random guess.
Finally, other than calling me names, you have no proof that you won
most of your races after faster drivers left FF competition. You did
not get better, then field got slower, LOL!
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why qualifying
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
laps are often faster than the fastest race lap of the same
event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of the
"top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So were
you. That does not make you as good as the top three now that
they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down to
you and McKay. Of 16 races you entered, McKay won 10, you won 4
and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
Not answered.
...but it should be noted that on one of those weekends another
driver in a different class drove right over the top of my car;
utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
That's the other car's right rear tire.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered you
won 7, Grandbois 2. The season was shorted by COVID and no
season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser Archer,
giving him (i think) his first wins (tire excuse). You won 3
August races against a weak field with no Elites. You lost to
Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer races 2
and 3. Winning best lap times were in the 1:11 to 1:12 area.
Except for 7/27/2019 race #1 these latest winning lap times are
lower than any of your winning times by about 2-3 seconds.
Given that the "best lap record" of that time period is 1:10.583,
It’s remarkable that Floer and McKay came back so strong after
so long away. Their times match their 2016-2018 best lap
records.
I'm not sure how that's a match.
Weird, huh?
Look at the post of mine to which you were too craven to make a
Your racing record is not competitive with June’s winning times
by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and anecdotes.
reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weatherHow are race wins "tainted by weather conditions", Little Shit?
conditions.
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022 recordLOL
sucks. A few races against weak competition. No wins over the Elites.
You were not Elite before 2021, and your recent record is even
worse.
Except for being literally run over by another car in another class,
there's a good chance that I would have won the 2019 championship,
Little Shit.
And if someone else is running tires that aren't class legal (because,
while they give more grip, they have a shorter life and are more
expensive), OF COURSE they can go faster than they would otherwise go.
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your recent lack of racing than COVID and personal health issues.
"WE" know this, do we?Funny how back in March, Tommy was admitting to CoVid as a factor for his own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
-hh
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You"WE" know this, do we?
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your recent lack of racing than COVID and personal health issues.
Tell "us" what "we" are supposed to know, Little Shit.
Like for example, Doug Floer won the 22 July race with a best time of 1:10.623. That's about 2 or 3 seconds faster than your typical race winning times. Dave McKay was second with a 1:11.826, also muchWhat tires were they on?
faster than your typical times.
As for the better tires, why are you not running them too? Personal financial issues holding you back? As you know, I think that is moreBecause we made an agreement NOT to, you simpleton.
than a random guess.
Finally, other than calling me names, you have no proof that you won
most of your races after faster drivers left FF competition. You did
not get better, then field got slower, LOL!
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote: >>>>>> On 2023-06-30 08:00, -hh wrote:And now the scrambling begins!
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. >>>>>>> wrote:And as I explained, there are very good reasons why
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap >>>>>> of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now >>>>> that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there, >>>> Little Shit...
Based on race wins out of race entries there three distinct >>>>> categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down >>>>> to you and McKay. Of 16 races you entered, McKay won 10, you >>>>> won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of >>>> my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered >>>>> you won 7, Grandbois 2. The season was shorted by COVID and >>>>> no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a >>>>> weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites. >>>>> You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay >>>>> entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning >>>>> lap times are lower than any of your winning times by about >>>>> 2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make >>>> a reply, Little Shit.
Your racing record is not competitive with June’s winning >>>>> times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over >>> the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and >> are more expensive), OF COURSE they can go faster than they would >> otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You can't "do" anything when you don't even show up. We both know that post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone bySo long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year'sGoogle flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasingBelieve I suggested that sort of reassessment a few years ago, which would free up a good chunk for
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
-hh
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote: >>>>>> On 2023-06-30 08:00, -hh wrote:And now the scrambling begins!
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. >>>>>>> wrote:And as I explained, there are very good reasons why
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now >>>>> that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of >>>> my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered >>>>> you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You can't "do" anything when you don't even show up. We both know that post 2019 things changed, and we both know that there is more to your recent lack of racing than COVID and personal health issues.
"WE" know this, do we?Funny how back in March, Tommy was admitting to CoVid as a factor for his own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
And he still lives in his glorified closet.
Alan's condo has an estimated value a little less than my 4 BR home.
Location matters. But there are huge trade-offs. I would not sell my
home to move to a 500 sq ft Vancouver glorified closet. I can say
that because my home has about the same closet area as Alan's condo!
Of course I would be living alone in that Vancouver condo. My wife
would not be moving with me.
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote: >>>>>> On 2023-06-30 08:00, -hh wrote:And now the scrambling begins!
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. >>>>>>> wrote:And as I explained, there are very good reasons why
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places >>>>>>> significance on it.
qualifying laps are often faster than the fastest race lap >>>>>> of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of >>>>>> the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So >>>>> were you. That does not make you as good as the top three now >>>>> that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there, >>>> Little Shit...
Based on race wins out of race entries there three distinct >>>>> categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker, >>>>> Brandfors and Grandbois Also Ran: Robinson, Fraser, Power, >>>>> Archer, Phillips, Kwan, Wong and others
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down >>>>> to you and McKay. Of 16 races you entered, McKay won 10, you >>>>> won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of >>>> my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault. >>>>>
2020: None of the Elites raced FF. Of the 9 races you entered >>>>> you won 7, Grandbois 2. The season was shorted by COVID and >>>>> no season championships were awarded by the club,<yawn>
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a >>>>> weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse). >>>>> You won 3 August races against a weak field with no Elites. >>>>> You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay >>>>> entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to >>>>> 1:12 area. Except for 7/27/2019 race #1 these latest winning >>>>> lap times are lower than any of your winning times by about >>>>> 2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong >>>>> after so long away. Their times match their 2016-2018 best >>>>> lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit? >>>Look at the post of mine to which you were too craven to make >>>> a reply, Little Shit.
Your racing record is not competitive with June’s winning >>>>> times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL you say? I say deflection.LOL
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over >>> the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and >> are more expensive), OF COURSE they can go faster than they would >> otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You can't "do" anything when you don't even show up. We both know that post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-Indy
I figure driving, gone 25 days at about $300/day is about $7.5k.
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.
Then you have hotels, meals, ground transportation, airport fees etc. on top.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
"WE" know this, do we?Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you
entered you won 7, Grandbois 2. The season was shorted by
COVID and no season championships were awarded by the
club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October,
against a weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire
excuse). You won 3 August races against a weak field with
no Elites. You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and
McKay entered all three June 24 races. McKay won race 1,
Floer races 2 and 3. Winning best lap times were in the
1:11 to 1:12 area. Except for 7/27/2019 race #1 these
latest winning lap times are lower than any of your
winning times by about 2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018
best lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", LittleLook at the post of mine to which you were too craven to
Your racing record is not competitive with June’s
winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
make a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
Shit?
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins
over the Elites. You were not Elite before 2021, and your
recent record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life
and are more expensive), OF COURSE they can go faster than they
would otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much.
You can't "do" anything when you don't even show up. We both know
that post 2019 things changed, and we both know that there is
more to your recent lack of racing than COVID and personal health
issues.
Tell "us" what "we" are supposed to know, Little Shit.
What tires were they on?
Like for example, Doug Floer won the 22 July race with a best
time of 1:10.623. That's about 2 or 3 seconds faster than your
typical race winning times. Dave McKay was second with a
1:11.826, also much faster than your typical times.
Because we made an agreement NOT to, you simpleton.
As for the better tires, why are you not running them too?
Personal financial issues holding you back? As you know, I think
that is more than a random guess.
Finally, other than calling me names, you have no proof that you
won most of your races after faster drivers left FF competition.
You did not get better, then field got slower, LOL!
You neglected to mention that in 2019 Dave McKay missed the first
weekend. Had he raced the results would not have been as close. Also,
you forgot to mention that of the 16 races where you competed, Dave
finished ahead of you in 11 of those. I have the 2019 season
standings printed off and on my desk. Please try and dispute those
numbers.
In the 2021-23 seasons there have been 41 races. You have run in 10
of those. Dispute that if you can.
In the 10 2021-2023 races you have run you have not competed against
Doug Floer, Allan McColl or Dave McCay. In fact, in 2021 when Allan
McColl failed to show up for the final weekend, you did. Hmmmm. And,
you bragged about "winning" that weekend.
In 2022 you placed 3rd in the season standings, and lost to Erle
Archer in several races.
You are the best second-rate SCCBC FF driver at Mission Raceway. Have
been almost since you started racing there. I see no improvement in
your record other than quality of competition running against you. I
include equipment in my definition.
As for tires, I don't care. Enter races and beat Floer, McColl and
McKay on a regular basis. Prove your claims to being a better racer.
Then I'll shut up.
But,
If you FF drivers made an agreement on tires, why are those breaking
the agreement even allowed to run a better tire? If others are
running better tires why are you not? Explain that please. Else you
are just a whining loser.
On 2023-07-26 08:14, Thomas E. wrote:
Huh."WE" know this, do we?Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you
entered you won 7, Grandbois 2. The season was shorted by
COVID and no season championships were awarded by the
club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October,
against a weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire
excuse). You won 3 August races against a weak field with
no Elites. You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and
McKay entered all three June 24 races. McKay won race 1,
Floer races 2 and 3. Winning best lap times were in the
1:11 to 1:12 area. Except for 7/27/2019 race #1 these
latest winning lap times are lower than any of your
winning times by about 2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018
best lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", LittleLook at the post of mine to which you were too craven to
Your racing record is not competitive with June’s
winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
make a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
Shit?
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins
over the Elites. You were not Elite before 2021, and your
recent record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life
and are more expensive), OF COURSE they can go faster than they
would otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much.
You can't "do" anything when you don't even show up. We both know
that post 2019 things changed, and we both know that there is
more to your recent lack of racing than COVID and personal health
issues.
Tell "us" what "we" are supposed to know, Little Shit.
I guess you couldn't figure out what "we" know, eh?
What tires were they on?
Like for example, Doug Floer won the 22 July race with a best
time of 1:10.623. That's about 2 or 3 seconds faster than your
typical race winning times. Dave McKay was second with a
1:11.826, also much faster than your typical times.
Because we made an agreement NOT to, you simpleton.
As for the better tires, why are you not running them too?
Personal financial issues holding you back? As you know, I think
that is more than a random guess.
Finally, other than calling me names, you have no proof that you
won most of your races after faster drivers left FF competition.
You did not get better, then field got slower, LOL!
You neglected to mention that in 2019 Dave McKay missed the firstYou neglected to mention that that was a choice he made...
weekend. Had he raced the results would not have been as close. Also,
you forgot to mention that of the 16 races where you competed, Dave finished ahead of you in 11 of those. I have the 2019 season
standings printed off and on my desk. Please try and dispute those numbers.
Which you have consistently claimed as some failing of mine.
...and that I was knocked out of two thirds of a race weekend through no fault of my own, and missed one third of another weekend through no
fault of my own.
Some other facts that you seemed to have "neglected":
In 2019, Dave and I were on track together for 27 sessions.
Of those 27 sessions, I recorded a faster lap than Dave in 20 of them;
74% of the time.
In those sessions, I was the outright fastest lap holder for 17 of them.
Eliminate 3 practice sessions and I'm 19 for 24; 79%.
So the argument you were advancing about current times (where conditions aren't equal) somehow showing Dave is faster than I am kind of falls
apart, doesn't it?
In the 2021-23 seasons there have been 41 races. You have run in 10Why would I? Only Little Shits try and twist facts.
of those. Dispute that if you can.
In the 10 2021-2023 races you have run you have not competed againstThe reason I didn't run any races in 2021 except for the last, you
Doug Floer, Allan McColl or Dave McCay. In fact, in 2021 when Allan
McColl failed to show up for the final weekend, you did. Hmmmm. And,
you bragged about "winning" that weekend.
Little Shit, is that I was too busy caring for my younger brother, who
was diagnosed with cancer and died of it that summer. Following that,
there was my widowed sister-in-law and niece to care for.
I ran one race at the end of the year, simply to keep my licensing
status in good order.
As for any supposed "bragging"...
...let's see the quote,
In 2022 you placed 3rd in the season standings, and lost to ErleErle is a good guy...
Archer in several races.
...but on equal equipment he isn't even close to me.
I lost to Erle because he was on new Hoosier tires and I was on American Racers I wanted to use up. Given that the consensus is that the
Hoosier's are good for 1.5-2 seconds a lap over the American Racer
tires, I'd say finishing an aggregate of only 13 seconds behind over a
total of 46 race laps speaks to my abilities over his.
You are the best second-rate SCCBC FF driver at Mission Raceway. Have
been almost since you started racing there. I see no improvement in
your record other than quality of competition running against you. I include equipment in my definition.
As for tires, I don't care. Enter races and beat Floer, McColl and1. You don't "don't care" about tires...
McKay on a regular basis. Prove your claims to being a better racer.
Then I'll shut up.
...because you're ignorant about what matters in motor racing and are
happy to stay so in order to attempt to slam me.
2. Alan McColl is racing in Formula CONTINENTAL now, Little Shit.
3. Define "regular basis" for you. Because in 2019, I DID beat Dave
McKay on a regular basis. Head to head, it was 10 to 6 Dave finishing
ahead of me.
Beating him 37% of the time sure feels like a "regular basis" to me.
But,
If you FF drivers made an agreement on tires, why are those breakingWe didn't just make a private agreement, you Little Shit. We actually
the agreement even allowed to run a better tire? If others are
running better tires why are you not? Explain that please. Else you
are just a whining loser.
had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the “Hoosier Radial” is designated as the spec tire, that one of the following
options will be the designated spec tire and the official tire for
CACC’s Formula F. By February 1 of the coming race season should option “A” be no longer available from the manufacturer then option “B” will be
the Spec tire. Should options “A” and “B” not be available from their
respective manufacturers then option “C” will become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and Hoosier R60A
Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire (P/N 44165 &
44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
And the reason the rule is written that way is that the American Racer tire—which was used by gentlman's agreement (a concept of which I'm sure you have no familiarity) prior to this year—wasn't available last season due to a fire at one of American Racer's manufacturing facilities, and
there was some doubt as to whether or not they would be putting it back
into production. So last season, as a group we decided to let everyone
run whichever tires they could get. Some chose to buy Hoosiers and some (such as myself) opted to use tires I already owned.
And the reason they are "allowed" this season is that...
Unlike you.
...we're not Little Shits.
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote: >>>> On 2023-07-02 13:39, Thomas E. wrote:Bwaahahahahahahahahah!
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote: >>>>>> On 2023-06-30 08:00, -hh wrote:And now the scrambling begins!
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E. >>>>>>> wrote:And as I explained, there are very good reasons why
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places >>>>>>> significance on it.
qualifying laps are often faster than the fastest race lap >>>>>> of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of >>>>>> the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So >>>>> were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct >>>>> categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker, >>>>> Brandfors and Grandbois Also Ran: Robinson, Fraser, Power, >>>>> Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down >>>>> to you and McKay. Of 16 races you entered, McKay won 10, you >>>>> won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault. >>>>>
2020: None of the Elites raced FF. Of the 9 races you entered<yawn>
you won 7, Grandbois 2. The season was shorted by COVID and >>>>> no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little >>>> Shit.
2021: You entered and won 3 races, all in October, against a >>>>> weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse). >>>>> You won 3 August races against a weak field with no Elites. >>>>> You lost to Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay >>>>> entered all three June 24 races. McKay won race 1, Floer >>>>> races 2 and 3. Winning best lap times were in the 1:11 to >>>>> 1:12 area. Except for 7/27/2019 race #1 these latest winning >>>>> lap times are lower than any of your winning times by about >>>>> 2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong >>>>> after so long away. Their times match their 2016-2018 best >>>>> lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit? >>>Look at the post of mine to which you were too craven to make >>>> a reply, Little Shit.
Your racing record is not competitive with June’s winning >>>>> times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather >>> conditions.
LOL you say? I say deflection.LOL
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent >>> record is even worse.
Except for being literally run over by another car in another >> class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mentionYes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
-hh
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote: >>>> On 2023-07-02 13:39, Thomas E. wrote:Bwaahahahahahahahahah!
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why >>>>>> qualifying laps are often faster than the fastest race lap
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places >>>>>>> significance on it.
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of >>>>>> the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So >>>>> were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker, >>>>> Brandfors and Grandbois Also Ran: Robinson, Fraser, Power, >>>>> Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends >>>> another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races. >>>>
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault. >>>>>
2020: None of the Elites raced FF. Of the 9 races you entered<yawn>
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little >>>> Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser >>>>> Archer, giving him (i think) his first wins (tire excuse). >>>>> You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer >>>>> races 2 and 3. Winning best lap times were in the 1:11 to >>>>> 1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is >>>> 1:10.583, I'm not sure how that's a match.
It’s remarkable that Floer and McKay came back so strong >>>>> after so long away. Their times match their 2016-2018 best >>>>> lap records.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather >>> conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022 >>> record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent >>> record is even worse.
Except for being literally run over by another car in another >> class, there's a good chance that I would have won the 2019 >> championship, Little Shit.
And if someone else is running tires that aren't class legal >> (because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
does not include supplementary insurance.I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mentionYes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
-hhI simply note that you failed to include rental car costs. Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300. I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas. That
You also low-balled the airfare. Those flights might not fit our plans. I did a realistic multicity on Expedia and came up with roughly $1,000 pp. That itinerary includes indirect flights with some long layovers. I was surprised it was not more.actually a little lower. If I drive I have more hotel, meal and fuel costs. $1,000 for that extra expense is a good guess. Call it a push. The difference to me is not material.
So combined rental car and airfare is going to be about $4,000. I agree with the $3,000 full cost of driving. But, most of that is either deferred depreciation. Some of the IRS number is fixed cost for insurance mainly, so the flat mileage rate is
For me, riding in an airliner passenger seat is no luxury. Riding in the left front seat of a C182 is a luxury. I rate the left front seat of my Accord above any economy seat in an airliner too.
On 2023-07-26 08:14, Thomas E. wrote:
Huh."WE" know this, do we?Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you
entered you won 7, Grandbois 2. The season was shorted by
COVID and no season championships were awarded by the
club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October,
against a weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire
excuse). You won 3 August races against a weak field with
no Elites. You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and
McKay entered all three June 24 races. McKay won race 1,
Floer races 2 and 3. Winning best lap times were in the
1:11 to 1:12 area. Except for 7/27/2019 race #1 these
latest winning lap times are lower than any of your
winning times by about 2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018
best lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", LittleLook at the post of mine to which you were too craven to
Your racing record is not competitive with June’s
winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
make a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
Shit?
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins
over the Elites. You were not Elite before 2021, and your
recent record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life
and are more expensive), OF COURSE they can go faster than they
would otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much.
You can't "do" anything when you don't even show up. We both know
that post 2019 things changed, and we both know that there is
more to your recent lack of racing than COVID and personal health
issues.
Tell "us" what "we" are supposed to know, Little Shit.
I guess you couldn't figure out what "we" know, eh?
What tires were they on?
Like for example, Doug Floer won the 22 July race with a best
time of 1:10.623. That's about 2 or 3 seconds faster than your
typical race winning times. Dave McKay was second with a
1:11.826, also much faster than your typical times.
Because we made an agreement NOT to, you simpleton.
As for the better tires, why are you not running them too?
Personal financial issues holding you back? As you know, I think
that is more than a random guess.
Finally, other than calling me names, you have no proof that you
won most of your races after faster drivers left FF competition.
You did not get better, then field got slower, LOL!
You neglected to mention that in 2019 Dave McKay missed the firstYou neglected to mention that that was a choice he made...
weekend. Had he raced the results would not have been as close. Also,
you forgot to mention that of the 16 races where you competed, Dave finished ahead of you in 11 of those. I have the 2019 season
standings printed off and on my desk. Please try and dispute those numbers.
Which you have consistently claimed as some failing of mine.
...and that I was knocked out of two thirds of a race weekend through no fault of my own, and missed one third of another weekend through no
fault of my own.
Some other facts that you seemed to have "neglected":
In 2019, Dave and I were on track together for 27 sessions.
Of those 27 sessions, I recorded a faster lap than Dave in 20 of them;
74% of the time.
In those sessions, I was the outright fastest lap holder for 17 of them.
Eliminate 3 practice sessions and I'm 19 for 24; 79%.
So the argument you were advancing about current times (where conditions aren't equal) somehow showing Dave is faster than I am kind of falls
apart, doesn't it?
In the 2021-23 seasons there have been 41 races. You have run in 10Why would I? Only Little Shits try and twist facts.
of those. Dispute that if you can.
In the 10 2021-2023 races you have run you have not competed againstThe reason I didn't run any races in 2021 except for the last, you
Doug Floer, Allan McColl or Dave McCay. In fact, in 2021 when Allan
McColl failed to show up for the final weekend, you did. Hmmmm. And,
you bragged about "winning" that weekend.
Little Shit, is that I was too busy caring for my younger brother, who
was diagnosed with cancer and died of it that summer. Following that,
there was my widowed sister-in-law and niece to care for.
I ran one race at the end of the year, simply to keep my licensing
status in good order.
As for any supposed "bragging"...
...let's see the quote,
In 2022 you placed 3rd in the season standings, and lost to ErleErle is a good guy...
Archer in several races.
...but on equal equipment he isn't even close to me.
I lost to Erle because he was on new Hoosier tires and I was on American Racers I wanted to use up. Given that the consensus is that the
Hoosier's are good for 1.5-2 seconds a lap over the American Racer
tires, I'd say finishing an aggregate of only 13 seconds behind over a
total of 46 race laps speaks to my abilities over his.
You are the best second-rate SCCBC FF driver at Mission Raceway. Have
been almost since you started racing there. I see no improvement in
your record other than quality of competition running against you. I include equipment in my definition.
As for tires, I don't care. Enter races and beat Floer, McColl and1. You don't "don't care" about tires...
McKay on a regular basis. Prove your claims to being a better racer.
Then I'll shut up.
...because you're ignorant about what matters in motor racing and are
happy to stay so in order to attempt to slam me.
2. Alan McColl is racing in Formula CONTINENTAL now, Little Shit.
3. Define "regular basis" for you. Because in 2019, I DID beat Dave
McKay on a regular basis. Head to head, it was 10 to 6 Dave finishing
ahead of me.
Beating him 37% of the time sure feels like a "regular basis" to me.
But,
If you FF drivers made an agreement on tires, why are those breakingWe didn't just make a private agreement, you Little Shit. We actually
the agreement even allowed to run a better tire? If others are
running better tires why are you not? Explain that please. Else you
are just a whining loser.
had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the “Hoosier Radial” is designated as the spec tire, that one of the following
options will be the designated spec tire and the official tire for
CACC’s Formula F. By February 1 of the coming race season should option “A” be no longer available from the manufacturer then option “B” will be
the Spec tire. Should options “A” and “B” not be available from their
respective manufacturers then option “C” will become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and Hoosier R60A
Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire (P/N 44165 &
44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
And the reason the rule is written that way is that the American Racer tire—which was used by gentlman's agreement (a concept of which I'm sure you have no familiarity) prior to this year—wasn't available last season due to a fire at one of American Racer's manufacturing facilities, and
there was some doubt as to whether or not they would be putting it back
into production. So last season, as a group we decided to let everyone
run whichever tires they could get. Some chose to buy Hoosiers and some (such as myself) opted to use tires I already owned.
And the reason they are "allowed" this season is that...
Unlike you.
...we're not Little Shits.
On Wednesday, July 26, 2023 at 6:04:07 PM UTC-4, Alan wrote:
On 2023-07-26 08:14, Thomas E. wrote:
Huh."WE" know this, do we?Not answered.
And to be clear, the other driver was completely at
fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races
you entered you won 7, Grandbois 2. The season was
shorted by COVID and no season championships were
awarded by the club,
Different tires with more grip is not an "excuse",
2021: You entered and won 3 races, all in October,
against a weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent
loser Archer, giving him (i think) his first wins
(tire excuse). You won 3 August races against a weak
field with no Elites. You lost to Fraser in your only
October race.
Little Shit.
LOL!
2023: You have not entered any races. Elites Floer
and McKay entered all three June 24 races. McKay won
race 1, Floer races 2 and 3. Winning best lap times
were in the 1:11 to 1:12 area. Except for 7/27/2019
race #1 these latest winning lap times are lower than
any of your winning times by about 2-3 seconds.
Given that the "best lap record" of that time period
It’s remarkable that Floer and McKay came back so
strong after so long away. Their times match their
2016-2018 best lap records.
is 1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", LittleLook at the post of mine to which you were too craven
Your racing record is not competitive with June’s
winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
to make a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by
weather conditions.
Shit?
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your
2021-2022 record sucks. A few races against weak
competition. No wins over the Elites. You were not Elite
before 2021, and your recent record is even worse.
Except for being literally run over by another car in
another class, there's a good chance that I would have won
the 2019 championship, Little Shit.
And if someone else is running tires that aren't class
legal (because, while they give more grip, they have a
shorter life and are more expensive), OF COURSE they can go
faster than they would otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not
much. You can't "do" anything when you don't even show up. We
both know that post 2019 things changed, and we both know
that there is more to your recent lack of racing than COVID
and personal health issues.
Tell "us" what "we" are supposed to know, Little Shit.
I guess you couldn't figure out what "we" know, eh?
You neglected to mention that that was a choice he made...What tires were they on?
Like for example, Doug Floer won the 22 July race with a
best time of 1:10.623. That's about 2 or 3 seconds faster
than your typical race winning times. Dave McKay was second
with a 1:11.826, also much faster than your typical times.
Because we made an agreement NOT to, you simpleton.
As for the better tires, why are you not running them too?
Personal financial issues holding you back? As you know, I
think that is more than a random guess.
Finally, other than calling me names, you have no proof that
you won most of your races after faster drivers left FF
competition. You did not get better, then field got slower,
LOL!
You neglected to mention that in 2019 Dave McKay missed the
first weekend. Had he raced the results would not have been as
close. Also, you forgot to mention that of the 16 races where you
competed, Dave finished ahead of you in 11 of those. I have the
2019 season standings printed off and on my desk. Please try and
dispute those numbers.
Which you have consistently claimed as some failing of mine.
...and that I was knocked out of two thirds of a race weekend
through no fault of my own, and missed one third of another weekend
through no fault of my own.
Some other facts that you seemed to have "neglected":
In 2019, Dave and I were on track together for 27 sessions.
Of those 27 sessions, I recorded a faster lap than Dave in 20 of
them; 74% of the time.
In those sessions, I was the outright fastest lap holder for 17 of
them.
Eliminate 3 practice sessions and I'm 19 for 24; 79%.
So the argument you were advancing about current times (where
conditions aren't equal) somehow showing Dave is faster than I am
kind of falls apart, doesn't it?
Why would I? Only Little Shits try and twist facts.
In the 2021-23 seasons there have been 41 races. You have run in
10 of those. Dispute that if you can.
The reason I didn't run any races in 2021 except for the last, you
In the 10 2021-2023 races you have run you have not competed
against Doug Floer, Allan McColl or Dave McCay. In fact, in 2021
when Allan McColl failed to show up for the final weekend, you
did. Hmmmm. And, you bragged about "winning" that weekend.
Little Shit, is that I was too busy caring for my younger brother,
who was diagnosed with cancer and died of it that summer. Following
that, there was my widowed sister-in-law and niece to care for.
I ran one race at the end of the year, simply to keep my licensing
status in good order.
As for any supposed "bragging"...
...let's see the quote,
In 2022 you placed 3rd in the season standings, and lost to ErleErle is a good guy...
Archer in several races.
...but on equal equipment he isn't even close to me.
I lost to Erle because he was on new Hoosier tires and I was on
American Racers I wanted to use up. Given that the consensus is
that the Hoosier's are good for 1.5-2 seconds a lap over the
American Racer tires, I'd say finishing an aggregate of only 13
seconds behind over a total of 46 race laps speaks to my abilities
over his.
1. You don't "don't care" about tires...
You are the best second-rate SCCBC FF driver at Mission Raceway.
Have been almost since you started racing there. I see no
improvement in your record other than quality of competition
running against you. I include equipment in my definition.
As for tires, I don't care. Enter races and beat Floer, McColl
and McKay on a regular basis. Prove your claims to being a better
racer. Then I'll shut up.
...because you're ignorant about what matters in motor racing and
are happy to stay so in order to attempt to slam me.
2. Alan McColl is racing in Formula CONTINENTAL now, Little Shit.
3. Define "regular basis" for you. Because in 2019, I DID beat
Dave McKay on a regular basis. Head to head, it was 10 to 6 Dave
finishing ahead of me.
Beating him 37% of the time sure feels like a "regular basis" to
me.
We didn't just make a private agreement, you Little Shit. We
But,
If you FF drivers made an agreement on tires, why are those
breaking the agreement even allowed to run a better tire? If
others are running better tires why are you not? Explain that
please. Else you are just a whining loser.
actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the
“Hoosier Radial” is designated as the spec tire, that one of the
following options will be the designated spec tire and the official
tire for CACC’s Formula F. By February 1 of the coming race season
should option “A” be no longer available from the manufacturer then
option “B” will be the Spec tire. Should options “A” and “B” not be
available from their respective manufacturers then option “C” will
become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and Hoosier
R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire (P/N
44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
And the reason the rule is written that way is that the American
Racer tire—which was used by gentlman's agreement (a concept of
which I'm sure you have no familiarity) prior to this year—wasn't
available last season due to a fire at one of American Racer's
manufacturing facilities, and there was some doubt as to whether or
not they would be putting it back into production. So last season,
as a group we decided to let everyone run whichever tires they
could get. Some chose to buy Hoosiers and some (such as myself)
opted to use tires I already owned.
And the reason they are "allowed" this season is that...
Unlike you.
...we're not Little Shits.
Liar, Liar Liar
In 2019 one of the 6 races you claim to have finished ahead of Dave
McKay was on May 4. Dave was a DNS on May 4. So in races where you
were both running it was 5 out of 16, not 6. What else are you
distorting?
Tires: You can buy the same tires as anybody else. Can't you? The
tires are all equal if you choose to make them so. You could have
bought Hoosiers or others too. You are a shitty driver because you
actually choose to lose.
Fastest laps: The fastest single lap does not win races. Consistent
faster than the field wins races. The fact that you can post a faster
best lap and still not win the race actually PROVES what a shitty and inconsistent driver you are.
Excuses: You are full of excuses. Your record speaks for itself.
On Wednesday, July 26, 2023 at 6:04:07 PM UTC-4, Alan wrote:
On 2023-07-26 08:14, Thomas E. wrote:
Huh."WE" know this, do we?Not answered.
And to be clear, the other driver was completely at
fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races
you entered you won 7, Grandbois 2. The season was
shorted by COVID and no season championships were
awarded by the club,
Different tires with more grip is not an "excuse",
2021: You entered and won 3 races, all in October,
against a weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent
loser Archer, giving him (i think) his first wins
(tire excuse). You won 3 August races against a weak
field with no Elites. You lost to Fraser in your only
October race.
Little Shit.
LOL!
2023: You have not entered any races. Elites Floer
and McKay entered all three June 24 races. McKay won
race 1, Floer races 2 and 3. Winning best lap times
were in the 1:11 to 1:12 area. Except for 7/27/2019
race #1 these latest winning lap times are lower than
any of your winning times by about 2-3 seconds.
Given that the "best lap record" of that time period
It’s remarkable that Floer and McKay came back so
strong after so long away. Their times match their
2016-2018 best lap records.
is 1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", LittleLook at the post of mine to which you were too craven
Your racing record is not competitive with June’s
winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
to make a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by
weather conditions.
Shit?
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your
2021-2022 record sucks. A few races against weak
competition. No wins over the Elites. You were not Elite
before 2021, and your recent record is even worse.
Except for being literally run over by another car in
another class, there's a good chance that I would have won
the 2019 championship, Little Shit.
And if someone else is running tires that aren't class
legal (because, while they give more grip, they have a
shorter life and are more expensive), OF COURSE they can go
faster than they would otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not
much. You can't "do" anything when you don't even show up. We
both know that post 2019 things changed, and we both know
that there is more to your recent lack of racing than COVID
and personal health issues.
Tell "us" what "we" are supposed to know, Little Shit.
I guess you couldn't figure out what "we" know, eh?
You neglected to mention that that was a choice he made...What tires were they on?
Like for example, Doug Floer won the 22 July race with a
best time of 1:10.623. That's about 2 or 3 seconds faster
than your typical race winning times. Dave McKay was second
with a 1:11.826, also much faster than your typical times.
Because we made an agreement NOT to, you simpleton.
As for the better tires, why are you not running them too?
Personal financial issues holding you back? As you know, I
think that is more than a random guess.
Finally, other than calling me names, you have no proof that
you won most of your races after faster drivers left FF
competition. You did not get better, then field got slower,
LOL!
You neglected to mention that in 2019 Dave McKay missed the
first weekend. Had he raced the results would not have been as
close. Also, you forgot to mention that of the 16 races where you
competed, Dave finished ahead of you in 11 of those. I have the
2019 season standings printed off and on my desk. Please try and
dispute those numbers.
Which you have consistently claimed as some failing of mine.
...and that I was knocked out of two thirds of a race weekend
through no fault of my own, and missed one third of another weekend
through no fault of my own.
Some other facts that you seemed to have "neglected":
In 2019, Dave and I were on track together for 27 sessions.
Of those 27 sessions, I recorded a faster lap than Dave in 20 of
them; 74% of the time.
In those sessions, I was the outright fastest lap holder for 17 of
them.
Eliminate 3 practice sessions and I'm 19 for 24; 79%.
So the argument you were advancing about current times (where
conditions aren't equal) somehow showing Dave is faster than I am
kind of falls apart, doesn't it?
Why would I? Only Little Shits try and twist facts.
In the 2021-23 seasons there have been 41 races. You have run in
10 of those. Dispute that if you can.
The reason I didn't run any races in 2021 except for the last, you
In the 10 2021-2023 races you have run you have not competed
against Doug Floer, Allan McColl or Dave McCay. In fact, in 2021
when Allan McColl failed to show up for the final weekend, you
did. Hmmmm. And, you bragged about "winning" that weekend.
Little Shit, is that I was too busy caring for my younger brother,
who was diagnosed with cancer and died of it that summer. Following
that, there was my widowed sister-in-law and niece to care for.
I ran one race at the end of the year, simply to keep my licensing
status in good order.
As for any supposed "bragging"...
...let's see the quote,
In 2022 you placed 3rd in the season standings, and lost to ErleErle is a good guy...
Archer in several races.
...but on equal equipment he isn't even close to me.
I lost to Erle because he was on new Hoosier tires and I was on
American Racers I wanted to use up. Given that the consensus is
that the Hoosier's are good for 1.5-2 seconds a lap over the
American Racer tires, I'd say finishing an aggregate of only 13
seconds behind over a total of 46 race laps speaks to my abilities
over his.
1. You don't "don't care" about tires...
You are the best second-rate SCCBC FF driver at Mission Raceway.
Have been almost since you started racing there. I see no
improvement in your record other than quality of competition
running against you. I include equipment in my definition.
As for tires, I don't care. Enter races and beat Floer, McColl
and McKay on a regular basis. Prove your claims to being a better
racer. Then I'll shut up.
...because you're ignorant about what matters in motor racing and
are happy to stay so in order to attempt to slam me.
2. Alan McColl is racing in Formula CONTINENTAL now, Little Shit.
3. Define "regular basis" for you. Because in 2019, I DID beat
Dave McKay on a regular basis. Head to head, it was 10 to 6 Dave
finishing ahead of me.
Beating him 37% of the time sure feels like a "regular basis" to
me.
We didn't just make a private agreement, you Little Shit. We
But,
If you FF drivers made an agreement on tires, why are those
breaking the agreement even allowed to run a better tire? If
others are running better tires why are you not? Explain that
please. Else you are just a whining loser.
actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the
“Hoosier Radial” is designated as the spec tire, that one of the
following options will be the designated spec tire and the official
tire for CACC’s Formula F. By February 1 of the coming race season
should option “A” be no longer available from the manufacturer then
option “B” will be the Spec tire. Should options “A” and “B” not be
available from their respective manufacturers then option “C” will
become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and Hoosier
R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire (P/N
44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
And the reason the rule is written that way is that the American
Racer tire—which was used by gentlman's agreement (a concept of
which I'm sure you have no familiarity) prior to this year—wasn't
available last season due to a fire at one of American Racer's
manufacturing facilities, and there was some doubt as to whether or
not they would be putting it back into production. So last season,
as a group we decided to let everyone run whichever tires they
could get. Some chose to buy Hoosiers and some (such as myself)
opted to use tires I already owned.
And the reason they are "allowed" this season is that...
Unlike you.
...we're not Little Shits.
Oh, also BTW, I do not dispute that Dave chose to sit out that first
week. That he did gave you 35 points in the season standings to his
0. Even with that lead you still finished second, placing lower than
Dave in 5 of the 16 races you both ran. That is hardly routinely outperforming Dave in 2019. Dave placed ahead of you in 69% of those
races.
This was the best season of your career. But, of course, Floer and
McColl were absent. Lower level of competition = better relative
standings.
Dispute any of that.
To get to 16 I ignored your DNS on May 5 and Dave's on May 4.
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote: >>>> On 2023-07-02 13:39, Thomas E. wrote:Bwaahahahahahahahahah!
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why >>>>>> qualifying laps are often faster than the fastest race lap
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places >>>>>>> significance on it.
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of >>>>>> the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So >>>>> were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker, >>>>> Brandfors and Grandbois Also Ran: Robinson, Fraser, Power, >>>>> Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends >>>> another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races. >>>>
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault. >>>>>
2020: None of the Elites raced FF. Of the 9 races you entered<yawn>
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little >>>> Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser >>>>> Archer, giving him (i think) his first wins (tire excuse). >>>>> You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer >>>>> races 2 and 3. Winning best lap times were in the 1:11 to >>>>> 1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is >>>> 1:10.583, I'm not sure how that's a match.
It’s remarkable that Floer and McKay came back so strong >>>>> after so long away. Their times match their 2016-2018 best >>>>> lap records.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather >>> conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022 >>> record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent >>> record is even worse.
Except for being literally run over by another car in another >> class, there's a good chance that I would have won the 2019 >> championship, Little Shit.
And if someone else is running tires that aren't class legal >> (because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mentionYes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
You also low-balled the airfare.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why >>>>>> qualifying laps are often faster than the fastest race lap
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him. >>>>>>
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly. >>>>
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends >>>> another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser >>>>> Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is >>>> 1:10.583, I'm not sure how that's a match.
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and >>>>> anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat) Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.
Second, if we flew we would miss some incredible scenery out west.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote: >>>> On 2023-07-02 13:39, Thomas E. wrote:Bwaahahahahahahahahah!
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why >>>>>> qualifying laps are often faster than the fastest race lap
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places >>>>>>> significance on it.
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly. >>>>
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends >>>> another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races. >>>>
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little >>>> Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser >>>>> Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer >>>>> races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is >>>> 1:10.583, I'm not sure how that's a match.
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022 >>> record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019 >> championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mentionYes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.But if you're flying and not driving, the trip is not going to be as many days.
That does not include supplementary insurance.
You also low-balled the airfare.Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia andIf you're willing to burn an extra week or more to drive the whole shebang, you're
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with theSo what you originally justified as "too expensive to fly" turns out to be a push. Golly.
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
For me, riding in an airliner passenger seat is no luxury. Riding in the left frontLet us know if you can lay flat in either one of those while piloting underway ;-)
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
-hh
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote: >>>> On 2023-07-02 13:39, Thomas E. wrote:Bwaahahahahahahahahah!
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why >>>>>> qualifying laps are often faster than the fastest race lap
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places >>>>>>> significance on it.
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly. >>>>
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends >>>> another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races. >>>>
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little >>>> Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser >>>>> Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer >>>>> races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is >>>> 1:10.583, I'm not sure how that's a match.
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022 >>> record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019 >> championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mentionYes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.But if you're flying and not driving, the trip is not going to be as many days.
That does not include supplementary insurance.
You also low-balled the airfare.Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia andIf you're willing to burn an extra week or more to drive the whole shebang, you're
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with theSo what you originally justified as "too expensive to fly" turns out to be a push. Golly.
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
For me, riding in an airliner passenger seat is no luxury. Riding in the left frontLet us know if you can lay flat in either one of those while piloting underway ;-)
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
-hh
...
Forgot to mention that the wife got a jury duty notice that has her showing up on the Monday we planned to leave here. Now we cannot plan a departure date.
They say 1-3 days in the notice, but it may settle out of court. So, as of now we
cannot schedule anything until the day before, or even day, of departure.
On Tuesday, August 1, 2023 at 8:27:48 AM UTC-4, Thomas E. wrote:
...Whereas an advantage of having a commercial airline ticket is that they're pretty much a free 'buy' to get out of an inconvenient Jury Duty notice.
Forgot to mention that the wife got a jury duty notice that has her showing
up on the Monday we planned to leave here. Now we cannot plan a departure date.
They say 1-3 days in the notice, but it may settle out of court. So, as of now we
cannot schedule anything until the day before, or even day, of departure.
-hh
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why >>>>>> qualifying laps are often faster than the fastest race lap
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him. >>>>>>
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
Different tires with more grip is not an "excuse", Little
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club, >>>> <yawn>
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and >>>>> anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat) Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k. The majority of that would be incurred whether we fly commercial or drive.Versus how many days less if one flies?
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually getting there.
Finally, we enjoy the driving experience.Which is simply what you should have said upfront, rather than claiming that it was
We made the decision to drive. That's our preference. YMMV.
"too expensive" in other modes.
-hh
On Tuesday, August 1, 2023 at 1:09:18 PM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:27:48 AM UTC-4, Thomas E. wrote:
...
Forgot to mention that the wife got a jury duty notice that has her showing
up on the Monday we planned to leave here. Now we cannot plan a departure date.
They say 1-3 days in the notice, but it may settle out of court. So, as of now we
cannot schedule anything until the day before, or even day, of departure.
Whereas an advantage of having a commercial airline ticket is that they're pretty much a free 'buy' to get out of an inconvenient Jury Duty notice.
Maybe, but we had nothing booked when the notice arrived. So no begging off.
We had a 3-day buffer at the end of the trip before the Symphony Gala starring
Joshua Bell.
By the way, you would need to add Bismark ND to the air arrangements cost.
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him. >>>>>>
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
Different tires with more grip is not an "excuse", Little
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club, >>>> <yawn>
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and >>>>> anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat) Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k. The majority of that would be incurred whether we fly commercial or drive.Versus how many days less if one flies?
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?
The Accord's seats put any airline coach seat I have ever been in to shame.
And, there will be no infants screaming their lungs 2 rows ahead for an entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
On Friday, August 4, 2023 at 8:07:22 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 1:09:18 PM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:27:48 AM UTC-4, Thomas E. wrote:
...
Forgot to mention that the wife got a jury duty notice that has her showing
up on the Monday we planned to leave here. Now we cannot plan a departure date.
They say 1-3 days in the notice, but it may settle out of court. So, as of now we
cannot schedule anything until the day before, or even day, of departure.
Whereas an advantage of having a commercial airline ticket is that they're
pretty much a free 'buy' to get out of an inconvenient Jury Duty notice.
Maybe, but we had nothing booked when the notice arrived. So no begging off.Which was my point.
We had a 3-day buffer at the end of the trip before the Symphony Gala starringWasn’t familiar with him, but ‘yay you’.
Joshua Bell.
By the way, you would need to add Bismark ND to the air arrangements cost.Plus another stop for that gas station next to the world’s biggest ball of yarn, etc.
-hh
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Not answered.
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
There's a lot more than number of race wins to consider there,
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers. >> Bwaahahahahahahahahah!
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race. >>>> Different tires with more grip is not an "excuse", Little
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat) Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all
that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an entire 3 hour flight. That happened on our Costa Rica trip earlier this year.But there will be 30+ hours of highway drone. Plus you do have the option
Miserable... You way overrate coach class airline travel.
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
-hh
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Not answered.
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
There's a lot more than number of race wins to consider there,
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers. >> Bwaahahahahahahahahah!
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race. >>>> Different tires with more grip is not an "excuse", Little
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat) Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all
that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an entire 3 hour flight. That happened on our Costa Rica trip earlier this year.But there will be 30+ hours of highway drone. Plus you do have the option
Miserable... You way overrate coach class airline travel.
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
-hh
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Not answered.
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:He was top 3 after Floer, McColl and McKay dropped out. So
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission... >>>>>
were you. That does not make you as good as the top three now
that they are coming back.
There's a lot more than number of race wins to consider there,
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers. >> Bwaahahahahahahahahah!
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay:
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Shit.
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race. >>>> Different tires with more grip is not an "excuse", Little
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat) Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all
that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where the
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Anyway we are driving. Probably leaving Aug 30 now.
On 2023-07-28 06:46, Thomas E. wrote:
On Wednesday, July 26, 2023 at 6:04:07 PM UTC-4, Alan wrote:
On 2023-07-26 08:14, Thomas E. wrote:
Huh."WE" know this, do we?Not answered.
And to be clear, the other driver was completely at
fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races
you entered you won 7, Grandbois 2. The season was
shorted by COVID and no season championships were
awarded by the club,
Different tires with more grip is not an "excuse",
2021: You entered and won 3 races, all in October,
against a weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent
loser Archer, giving him (i think) his first wins
(tire excuse). You won 3 August races against a weak
field with no Elites. You lost to Fraser in your only
October race.
Little Shit.
LOL!
2023: You have not entered any races. Elites Floer
and McKay entered all three June 24 races. McKay won
race 1, Floer races 2 and 3. Winning best lap times
were in the 1:11 to 1:12 area. Except for 7/27/2019
race #1 these latest winning lap times are lower than
any of your winning times by about 2-3 seconds.
Given that the "best lap record" of that time period
It’s remarkable that Floer and McKay came back so
strong after so long away. Their times match their
2016-2018 best lap records.
is 1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", LittleLook at the post of mine to which you were too craven
Your racing record is not competitive with June’s
winning times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
to make a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by
weather conditions.
Shit?
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your
2021-2022 record sucks. A few races against weak
competition. No wins over the Elites. You were not Elite
before 2021, and your recent record is even worse.
Except for being literally run over by another car in
another class, there's a good chance that I would have won
the 2019 championship, Little Shit.
And if someone else is running tires that aren't class
legal (because, while they give more grip, they have a
shorter life and are more expensive), OF COURSE they can go
faster than they would otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not
much. You can't "do" anything when you don't even show up. We
both know that post 2019 things changed, and we both know
that there is more to your recent lack of racing than COVID
and personal health issues.
Tell "us" what "we" are supposed to know, Little Shit.
I guess you couldn't figure out what "we" know, eh?
You neglected to mention that that was a choice he made...What tires were they on?
Like for example, Doug Floer won the 22 July race with a
best time of 1:10.623. That's about 2 or 3 seconds faster
than your typical race winning times. Dave McKay was second
with a 1:11.826, also much faster than your typical times.
Because we made an agreement NOT to, you simpleton.
As for the better tires, why are you not running them too?
Personal financial issues holding you back? As you know, I
think that is more than a random guess.
Finally, other than calling me names, you have no proof that
you won most of your races after faster drivers left FF
competition. You did not get better, then field got slower,
LOL!
You neglected to mention that in 2019 Dave McKay missed the
first weekend. Had he raced the results would not have been as
close. Also, you forgot to mention that of the 16 races where you
competed, Dave finished ahead of you in 11 of those. I have the
2019 season standings printed off and on my desk. Please try and
dispute those numbers.
Which you have consistently claimed as some failing of mine.
...and that I was knocked out of two thirds of a race weekend
through no fault of my own, and missed one third of another weekend
through no fault of my own.
Some other facts that you seemed to have "neglected":
In 2019, Dave and I were on track together for 27 sessions.
Of those 27 sessions, I recorded a faster lap than Dave in 20 of
them; 74% of the time.
In those sessions, I was the outright fastest lap holder for 17 of
them.
Eliminate 3 practice sessions and I'm 19 for 24; 79%.
So the argument you were advancing about current times (where
conditions aren't equal) somehow showing Dave is faster than I am
kind of falls apart, doesn't it?
Why would I? Only Little Shits try and twist facts.
In the 2021-23 seasons there have been 41 races. You have run in
10 of those. Dispute that if you can.
The reason I didn't run any races in 2021 except for the last, you
In the 10 2021-2023 races you have run you have not competed
against Doug Floer, Allan McColl or Dave McCay. In fact, in 2021
when Allan McColl failed to show up for the final weekend, you
did. Hmmmm. And, you bragged about "winning" that weekend.
Little Shit, is that I was too busy caring for my younger brother,
who was diagnosed with cancer and died of it that summer. Following
that, there was my widowed sister-in-law and niece to care for.
I ran one race at the end of the year, simply to keep my licensing
status in good order.
As for any supposed "bragging"...
...let's see the quote,
In 2022 you placed 3rd in the season standings, and lost to ErleErle is a good guy...
Archer in several races.
...but on equal equipment he isn't even close to me.
I lost to Erle because he was on new Hoosier tires and I was on
American Racers I wanted to use up. Given that the consensus is
that the Hoosier's are good for 1.5-2 seconds a lap over the
American Racer tires, I'd say finishing an aggregate of only 13
seconds behind over a total of 46 race laps speaks to my abilities
over his.
1. You don't "don't care" about tires...
You are the best second-rate SCCBC FF driver at Mission Raceway.
Have been almost since you started racing there. I see no
improvement in your record other than quality of competition
running against you. I include equipment in my definition.
As for tires, I don't care. Enter races and beat Floer, McColl
and McKay on a regular basis. Prove your claims to being a better
racer. Then I'll shut up.
...because you're ignorant about what matters in motor racing and
are happy to stay so in order to attempt to slam me.
2. Alan McColl is racing in Formula CONTINENTAL now, Little Shit.
3. Define "regular basis" for you. Because in 2019, I DID beat
Dave McKay on a regular basis. Head to head, it was 10 to 6 Dave
finishing ahead of me.
Beating him 37% of the time sure feels like a "regular basis" to
me.
We didn't just make a private agreement, you Little Shit. We
But,
If you FF drivers made an agreement on tires, why are those
breaking the agreement even allowed to run a better tire? If
others are running better tires why are you not? Explain that
please. Else you are just a whining loser.
actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the
“Hoosier Radial” is designated as the spec tire, that one of the
following options will be the designated spec tire and the official
tire for CACC’s Formula F. By February 1 of the coming race season
should option “A” be no longer available from the manufacturer then >> option “B” will be the Spec tire. Should options “A” and “B” not be
available from their respective manufacturers then option “C” will
become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and Hoosier >> R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire (P/N
44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
And the reason the rule is written that way is that the American
Racer tire—which was used by gentlman's agreement (a concept of
which I'm sure you have no familiarity) prior to this year—wasn't
available last season due to a fire at one of American Racer's
manufacturing facilities, and there was some doubt as to whether or
not they would be putting it back into production. So last season,
as a group we decided to let everyone run whichever tires they
could get. Some chose to buy Hoosiers and some (such as myself)
opted to use tires I already owned.
And the reason they are "allowed" this season is that...
Unlike you.
...we're not Little Shits.
Liar, Liar LiarNo. Not one of us is the same kind of Little Shit that you are. That's
the truth.
:-)
In 2019 one of the 6 races you claim to have finished ahead of DaveThe actual count in races we both finished was 9 to 5 (yeah... ...I miscounted by one).
McKay was on May 4. Dave was a DNS on May 4. So in races where you
were both running it was 5 out of 16, not 6. What else are you
distorting?
Tires: You can buy the same tires as anybody else. Can't you? TheI could... ...but I chose to respect our gentleman's agreement which has become our rule.
tires are all equal if you choose to make them so. You could have
bought Hoosiers or others too. You are a shitty driver because you actually choose to lose.
But from your reply, it's clear your choice would be to cheat.
:-)
Fastest laps: The fastest single lap does not win races. ConsistentI finished the aggregate 2019 season of 211 racing laps head-to-head
faster than the field wins races. The fact that you can post a faster
best lap and still not win the race actually PROVES what a shitty and inconsistent driver you are.
against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
:-)
Excuses: You are full of excuses. Your record speaks for itself.Indeed.
Head-to-head against someone you deem elite, I won 36% of the races and
was, on aggregate, just less than 0.2s per lap faster.
If you do make it out to Vancouver, sign up for a high performance
driving day, and I'll school you on what a car can really do...
...because the best drivers in the SCCBC deemed by good enough to teach...
...after only 4 seasons of racing.
:-)
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:He was top 3 after Floer, McColl and McKay dropped out. So
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…
Qualifying is not racing anyway.
Yet it is part of racing, who organizationally places
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission... >>>>>
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay: >>>>>
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10... >> Not answered.
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF. >>>>>
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not 30+ hrs in a car, so being able to really rack out is not really all that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up. You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.Where “very different” is that you had to invoke a business trip from how many years ago? April 2010 was thirteen years ago.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s now expected from the future remnants of Hurricane Hillary.
-hh
On Thursday, August 17, 2023 at 6:47:29 PM UTC-4, -hh wrote:
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote:
On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:And now the scrambling begins!
On 2023-06-30 08:00, -hh wrote:He was top 3 after Floer, McColl and McKay dropped out. So
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…Yet it is part of racing, who organizationally places
Qualifying is not racing anyway. >>>>>>>
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission... >>>>>
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.Little Shit...
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others >>>> There's a lot more than number of race wins to consider there,
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay: >>>>>
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF. >>>>>
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match. >> Not answered.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?The other 2 2019 victories over McKay are tainted by weatherLook at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward. >>>
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not 30+ hrs in a car, so being able to really rack out is not really all that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up. You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Where “very different” is that you had to invoke a business trip from how many years ago? April 2010 was thirteen years ago.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s
now expected from the future remnants of Hurricane Hillary.
The most recent crying kid incidence was in January of this year - Houston to Costa Rica.
The Istanbul incident was a few years ago, also on vacation. The flight from there to Tel Aviv was OK.
So, we each have preferences. Those are different. News at 11.
BTW, given the fires in southern BC we are skipping Banff and driving to Seattle. Friends
have offered a place to stay. From there south to Cedar City then back home. I offered the
wife flights a rental cars as an option. She would rather drive.
The flooding will be long gone by the time we get there. Our main concern is smoke.
That was a major issue when we went to Montana/Wyoming/Colorado 2 years ago.
We didn't just make a private agreement, you Little Shit. We
actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the
“Hoosier Radial” is designated as the spec tire, that one of
the following options will be the designated spec tire and the
official tire for CACC’s Formula F. By February 1 of the coming
race season should option “A” be no longer available from the
manufacturer then option “B” will be the Spec tire. Should
options “A” and “B” not be available from their respective
manufacturers then option “C” will become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and
Hoosier R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire
(P/N 44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
In 2019 one of the 6 races you claim to have finished ahead ofThe actual count in races we both finished was 9 to 5 (yeah...
Dave McKay was on May 4. Dave was a DNS on May 4. So in races
where you were both running it was 5 out of 16, not 6. What else
are you distorting?
...I miscounted by one).
Tires: You can buy the same tires as anybody else. Can't you?I could... ...but I chose to respect our gentleman's agreement
The tires are all equal if you choose to make them so. You could
have bought Hoosiers or others too. You are a shitty driver
because you actually choose to lose.
which has become our rule.
But from your reply, it's clear your choice would be to cheat.
😄
Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact that you
can post a faster best lap and still not win the race actually
PROVES what a shitty and inconsistent driver you are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
You lost 64% of those races. You are not as good as Dave McKay.
😄
Excuses: You are full of excuses. Your record speaks for itself.Indeed.
Head-to-head against someone you deem elite, I won 36% of the races
and was, on aggregate, just less than 0.2s per lap faster.
If you do make it out to Vancouver, sign up for a high performance
driving day, and I'll school you on what a car can really do...
...because the best drivers in the SCCBC deemed by good enough to
teach...
...after only 4 seasons of racing.
😄
I thought you could not get a racing license due to a health issue. I
am sure you could teach a novice like me a few things. I never
claimed to be an experienced FF driver.
On Wednesday, August 23, 2023 at 8:01:56 AM UTC-4, Thomas E. wrote:
On Thursday, August 17, 2023 at 6:47:29 PM UTC-4, -hh wrote:
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote: >>>>> On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
And now the scrambling begins!On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…Yet it is part of racing, who organizationally places
Qualifying is not racing anyway. >>>>>>>
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.Little Shit...
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others >>>> There's a lot more than number of race wins to consider there,
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay: >>>>>
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF. >>>>>
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?The other 2 2019 victories over McKay are tainted by weatherLook at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward. >>>
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Where “very different” is that you had to invoke a business trip from
how many years ago? April 2010 was thirteen years ago.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s
now expected from the future remnants of Hurricane Hillary.
The most recent crying kid incidence was in January of this year - Houston to Costa Rica.I know.
The Istanbul incident was a few years ago, also on vacation. The flight from there to Tel Aviv was OK.Where "a few years ago" was 2010. Specifically, departure from the USA on 19 April 2010.
So, we each have preferences. Those are different. News at 11.No, what I'm saying is that your own experience is similar to mine, which is that these
'screaming baby'flights tend to be rare, as your own volunteered experience was 2023 and
2010, which means its on the rough order of magnitude of just one per decade.
BTW, given the fires in southern BC we are skipping Banff and driving to Seattle. FriendsYet she agreed to how many Cessna flights already?
have offered a place to stay. From there south to Cedar City then back home. I offered the
wife flights a rental cars as an option. She would rather drive.
The flooding will be long gone by the time we get there. Our main concern is smoke.The flooding may take out infrastructure, which takes more than a few days to rebuild.
That was a major issue when we went to Montana/Wyoming/Colorado 2 years ago.
Smoke from forest fires can have an effect for hundreds of miles, as we saw earlier
this summer in the US (including the NYC Metro area) coming down from central Canada.
-hh
On 2023-08-23 05:06, Thomas E. wrote:
Unaddressed, Little Shit?The actual count in races we both finished was 9 to 5 (yeah...We didn't just make a private agreement, you Little Shit. WeIn 2019 one of the 6 races you claim to have finished ahead of
actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to the
“Hoosier Radial” is designated as the spec tire, that one of
the following options will be the designated spec tire and the
official tire for CACC’s Formula F. By February 1 of the coming
race season should option “A” be no longer available from the
manufacturer then option “B” will be the Spec tire. Should
options “A” and “B” not be available from their respective
manufacturers then option “C” will become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133 and
Hoosier R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford tire
(P/N 44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Oh! Look at that!
The Little Shit didn't have a CLUE.. ...again!
Dave McKay was on May 4. Dave was a DNS on May 4. So in races
where you were both running it was 5 out of 16, not 6. What else
are you distorting?
...I miscounted by one).
Tires: You can buy the same tires as anybody else. Can't you?I could... ...but I chose to respect our gentleman's agreement
The tires are all equal if you choose to make them so. You could
have bought Hoosiers or others too. You are a shitty driver
because you actually choose to lose.
which has become our rule.
But from your reply, it's clear your choice would be to cheat.
😄
Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact that you
can post a faster best lap and still not win the race actually
PROVES what a shitty and inconsistent driver you are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem to be "elite",You lost 64% of those races. You are not as good as Dave McKay.
😄
Excuses: You are full of excuses. Your record speaks for itself.Indeed.
Head-to-head against someone you deem elite, I won 36% of the races
and was, on aggregate, just less than 0.2s per lap faster.
If you do make it out to Vancouver, sign up for a high performance
driving day, and I'll school you on what a car can really do...
...because the best drivers in the SCCBC deemed by good enough to
teach...
...after only 4 seasons of racing.
😄
you Little Shit.
You agree that's factual, right?
I thought you could not get a racing license due to a health issue. IThere's little evidence that you've done much thinking about it at all.
am sure you could teach a novice like me a few things. I never
claimed to be an experienced FF driver.
I never once claimed I was unable to get a racing license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
On Wednesday, August 23, 2023 at 11:49:23 AM UTC-4, Alan wrote:Oh! Look at that!
On 2023-08-23 05:06, Thomas E. wrote:
We didn't just make a private agreement, you Little Shit.
We actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to
the “Hoosier Radial” is designated as the spec tire, that
one of the following options will be the designated spec
tire and the official tire for CACC’s Formula F. By
February 1 of the coming race season should option “A” be
no longer available from the manufacturer then option “B”
will be the Spec tire. Should options “A” and “B” not be
available from their respective manufacturers then option
“C” will become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133
and Hoosier R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford
tire (P/N 44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Unaddressed, Little Shit?The actual count in races we both finished was 9 to 5 (yeah...In 2019 one of the 6 races you claim to have finished ahead
The Little Shit didn't have a CLUE.. ...again!
of Dave McKay was on May 4. Dave was a DNS on May 4. So in
races where you were both running it was 5 out of 16, not 6.
What else are you distorting?
...I miscounted by one).
Tires: You can buy the same tires as anybody else. Can'tI could... ...but I chose to respect our gentleman's agreement
you? The tires are all equal if you choose to make them so.
You could have bought Hoosiers or others too. You are a
shitty driver because you actually choose to lose.
which has become our rule.
But from your reply, it's clear your choice would be to cheat.
😄
Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact that
you can post a faster best lap and still not win the race
actually PROVES what a shitty and inconsistent driver you
are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem to beYou lost 64% of those races. You are not as good as Dave McKay.
😄
Excuses: You are full of excuses. Your record speaks forIndeed.
itself.
Head-to-head against someone you deem elite, I won 36% of the
races and was, on aggregate, just less than 0.2s per lap
faster.
If you do make it out to Vancouver, sign up for a high
performance driving day, and I'll school you on what a car can
really do...
...because the best drivers in the SCCBC deemed by good enough
to teach...
...after only 4 seasons of racing.
😄
"elite", you Little Shit.
You agree that's factual, right?
There's little evidence that you've done much thinking about it at
I thought you could not get a racing license due to a health
issue. I am sure you could teach a novice like me a few things. I
never claimed to be an experienced FF driver.
all. I never once claimed I was unable to get a racing license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
I clearly remember you claiming that you are not participating so far
this year because you have a hernia.
That's what I meant by "not able
to get a license."
Could have stated that better.
In the aviation
world when you fail a physical we say "he lost his license."
As for Dave McKay, he has placed ahead of Doug Floer twice this year.
How many times did you do that? I recall once, and that you stated it
was because Doug made an unforced error on the last lap. One of those
recent McKay wins over Floer was Race 1 on July 23. Floer finished
third for passing under yellow, but McKay won by 0.041 seconds. Floer
lost one position for the pass.
On 2023-08-23 17:28, Thomas E. wrote:
On Wednesday, August 23, 2023 at 11:49:23 AM UTC-4, Alan wrote:Oh! Look at that!
On 2023-08-23 05:06, Thomas E. wrote:
We didn't just make a private agreement, you Little Shit.
We actually had it added to our rule book:
"21.2.3 Rain tires are open. Where reference is made to
the “Hoosier Radial” is designated as the spec tire, that
one of the following options will be the designated spec
tire and the official tire for CACC’s Formula F. By
February 1 of the coming race season should option “A” be
no longer available from the manufacturer then option “B”
will be the Spec tire. Should options “A” and “B” not be >>>>>> available from their respective manufacturers then option
“C” will become the Spec tire.
21.2.3.1 Option “A” – American Racer Tire compound #133;
21.2.3.2 Option “B” – American Racer Tire compound #133
and Hoosier R60A Club Ford bias ply tire;
21.2.3.3 Option “C” – Hoosier VVF Vintage Formula Ford
tire (P/N 44165 & 44170)."
<https://www.caccautosport.org/wp-content/uploads/2023/02/2023-CACC-Race-Regulations.pdf>
Unaddressed, Little Shit?The actual count in races we both finished was 9 to 5 (yeah...In 2019 one of the 6 races you claim to have finished ahead
The Little Shit didn't have a CLUE.. ...again!
of Dave McKay was on May 4. Dave was a DNS on May 4. So in
races where you were both running it was 5 out of 16, not 6.
What else are you distorting?
...I miscounted by one).
Tires: You can buy the same tires as anybody else. Can'tI could... ...but I chose to respect our gentleman's agreement
you? The tires are all equal if you choose to make them so.
You could have bought Hoosiers or others too. You are a
shitty driver because you actually choose to lose.
which has become our rule.
But from your reply, it's clear your choice would be to cheat.
😄
Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact that
you can post a faster best lap and still not win the race
actually PROVES what a shitty and inconsistent driver you
are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem to beYou lost 64% of those races. You are not as good as Dave McKay.
😄
Excuses: You are full of excuses. Your record speaks forIndeed.
itself.
Head-to-head against someone you deem elite, I won 36% of the
races and was, on aggregate, just less than 0.2s per lap
faster.
If you do make it out to Vancouver, sign up for a high
performance driving day, and I'll school you on what a car can
really do...
...because the best drivers in the SCCBC deemed by good enough
to teach...
...after only 4 seasons of racing.
😄
"elite", you Little Shit.
You agree that's factual, right?
There's little evidence that you've done much thinking about it at
I thought you could not get a racing license due to a health
issue. I am sure you could teach a novice like me a few things. I
never claimed to be an experienced FF driver.
all. I never once claimed I was unable to get a racing license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
I clearly remember you claiming that you are not participating so farI did say that, yes.
this year because you have a hernia.
That's what I meant by "not ableThat's a ret-conning lie, Little Shit.
to get a license."
Why can't you EVER behave with personal integrity?
You ASSUMED that's what I meant.
Could have stated that better.You could have behaved with some honesty after your error...
...but you are the man who advocated cheating with tires, so I think we
know where you stand on honesty.
In the aviationOnly problem being that I didn't "fail a physical", Little Shit.
world when you fail a physical we say "he lost his license."
That's something you're just making up.
As for Dave McKay, he has placed ahead of Doug Floer twice this year.I've definitely finished ahead of Doug on track more than once, Little Shit...
How many times did you do that? I recall once, and that you stated it
was because Doug made an unforced error on the last lap. One of those recent McKay wins over Floer was Race 1 on July 23. Floer finished
third for passing under yellow, but McKay won by 0.041 seconds. Floer
lost one position for the pass.
...but isn't it interesting that you don't think a mistake made by Doug counts against him?
I did say that, yes.Unaddressed, Little Shit?Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact
that you can post a faster best lap and still not win the
race actually PROVES what a shitty and inconsistent
driver you are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem toYou lost 64% of those races. You are not as good as Dave
😄
Excuses: You are full of excuses. Your record speaks forIndeed.
itself.
Head-to-head against someone you deem elite, I won 36% of
the races and was, on aggregate, just less than 0.2s per
lap faster.
If you do make it out to Vancouver, sign up for a high
performance driving day, and I'll school you on what a car
can really do...
...because the best drivers in the SCCBC deemed by good
enough to teach...
...after only 4 seasons of racing.
😄
McKay.
be "elite", you Little Shit.
You agree that's factual, right?
There's little evidence that you've done much thinking about it
I thought you could not get a racing license due to a health
issue. I am sure you could teach a novice like me a few
things. I never claimed to be an experienced FF driver.
at all. I never once claimed I was unable to get a racing
license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
I clearly remember you claiming that you are not participating so
far this year because you have a hernia.
That's what I meant by "not able to get a license."That's a ret-conning lie, Little Shit.
Why can't you EVER behave with personal integrity?
You ASSUMED that's what I meant.
Could have stated that better.You could have behaved with some honesty after your error...
...but you are the man who advocated cheating with tires, so I
think we know where you stand on honesty.
In the aviation world when you fail a physical we say "he lostOnly problem being that I didn't "fail a physical", Little Shit.
his license."
That's something you're just making up.
As for Dave McKay, he has placed ahead of Doug Floer twice thisI've definitely finished ahead of Doug on track more than once,
year. How many times did you do that? I recall once, and that you
stated it was because Doug made an unforced error on the last
lap. One of those recent McKay wins over Floer was Race 1 on July
23. Floer finished third for passing under yellow, but McKay won
by 0.041 seconds. Floer lost one position for the pass.
Little Shit...
...but isn't it interesting that you don't think a mistake made by
Doug counts against him?
Please list all race details (date and race number) for those where
you finished ahead of Doug and all those where you finished behind
Doug. Also list all races you won and Doug was in the field.
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:
[Alan] claims to be laid up waiting for hernia surgery. Must terrible to have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set
up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August.
-hh
On Wednesday, August 23, 2023 at 8:01:56 AM UTC-4, Thomas E. wrote:
On Thursday, August 17, 2023 at 6:47:29 PM UTC-4, -hh wrote:
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote: >>>>> On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
And now the scrambling begins!On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…Yet it is part of racing, who organizationally places
Qualifying is not racing anyway. >>>>>>>
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.Little Shit...
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others >>>> There's a lot more than number of race wins to consider there,
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay: >>>>>
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF. >>>>>
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?The other 2 2019 victories over McKay are tainted by weatherLook at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward. >>>
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Where “very different” is that you had to invoke a business trip from
how many years ago? April 2010 was thirteen years ago.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s
now expected from the future remnants of Hurricane Hillary.
The most recent crying kid incidence was in January of this year - Houston to Costa Rica.I know.
The Istanbul incident was a few years ago, also on vacation. The flight from there to Tel Aviv was OK.Where "a few years ago" was 2010. Specifically, departure from the USA on 19 April 2010.
So, we each have preferences. Those are different. News at 11.No, what I'm saying is that your own experience is similar to mine, which is that these
'screaming baby'flights tend to be rare, as your own volunteered experience was 2023 and
2010, which means its on the rough order of magnitude of just one per decade.
BTW, given the fires in southern BC we are skipping Banff and driving to Seattle. FriendsYet she agreed to how many Cessna flights already?
have offered a place to stay. From there south to Cedar City then back home. I offered the
wife flights a rental cars as an option. She would rather drive.
The flooding will be long gone by the time we get there. Our main concern is smoke.The flooding may take out infrastructure, which takes more than a few days to rebuild.
That was a major issue when we went to Montana/Wyoming/Colorado 2 years ago.
Smoke from forest fires can have an effect for hundreds of miles, as we saw earlier
this summer in the US (including the NYC Metro area) coming down from central Canada.
-hh
On 2023-09-01 08:09, Thomas E. wrote:
No reply?I did say that, yes.Unaddressed, Little Shit?Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact
that you can post a faster best lap and still not win the
race actually PROVES what a shitty and inconsistent
driver you are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem toYou lost 64% of those races. You are not as good as Dave
😄
Excuses: You are full of excuses. Your record speaks forIndeed.
itself.
Head-to-head against someone you deem elite, I won 36% of
the races and was, on aggregate, just less than 0.2s per
lap faster.
If you do make it out to Vancouver, sign up for a high
performance driving day, and I'll school you on what a car
can really do...
...because the best drivers in the SCCBC deemed by good
enough to teach...
...after only 4 seasons of racing.
😄
McKay.
be "elite", you Little Shit.
You agree that's factual, right?
There's little evidence that you've done much thinking about it
I thought you could not get a racing license due to a health
issue. I am sure you could teach a novice like me a few
things. I never claimed to be an experienced FF driver.
at all. I never once claimed I was unable to get a racing
license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
I clearly remember you claiming that you are not participating so
far this year because you have a hernia.
That's what I meant by "not able to get a license."That's a ret-conning lie, Little Shit.
Why can't you EVER behave with personal integrity?
You ASSUMED that's what I meant.
Could have stated that better.You could have behaved with some honesty after your error...
...but you are the man who advocated cheating with tires, so I
think we know where you stand on honesty.
I'm shocked.
In the aviation world when you fail a physical we say "he lostOnly problem being that I didn't "fail a physical", Little Shit.
his license."
That's something you're just making up.
As for Dave McKay, he has placed ahead of Doug Floer twice thisI've definitely finished ahead of Doug on track more than once,
year. How many times did you do that? I recall once, and that you
stated it was because Doug made an unforced error on the last
lap. One of those recent McKay wins over Floer was Race 1 on July
23. Floer finished third for passing under yellow, but McKay won
by 0.041 seconds. Floer lost one position for the pass.
Little Shit...
...but isn't it interesting that you don't think a mistake made by
Doug counts against him?
Please list all race details (date and race number) for those whereI'm not running around the internet for you, Little Shit.
you finished ahead of Doug and all those where you finished behind
Doug. Also list all races you won and Doug was in the field.
On Friday, September 1, 2023 at 11:13:41 AM UTC-4, Alan wrote:
On 2023-09-01 08:09, Thomas E. wrote:
No reply?I did say that, yes.Unaddressed, Little Shit?Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact
that you can post a faster best lap and still not win the
race actually PROVES what a shitty and inconsistent
driver you are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem toYou lost 64% of those races. You are not as good as Dave
😄
Excuses: You are full of excuses. Your record speaks forIndeed.
itself.
Head-to-head against someone you deem elite, I won 36% of
the races and was, on aggregate, just less than 0.2s per
lap faster.
If you do make it out to Vancouver, sign up for a high
performance driving day, and I'll school you on what a car
can really do...
...because the best drivers in the SCCBC deemed by good
enough to teach...
...after only 4 seasons of racing.
😄
McKay.
be "elite", you Little Shit.
You agree that's factual, right?
There's little evidence that you've done much thinking about it
I thought you could not get a racing license due to a health
issue. I am sure you could teach a novice like me a few
things. I never claimed to be an experienced FF driver.
at all. I never once claimed I was unable to get a racing
license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
I clearly remember you claiming that you are not participating so
far this year because you have a hernia.
That's what I meant by "not able to get a license."That's a ret-conning lie, Little Shit.
Why can't you EVER behave with personal integrity?
You ASSUMED that's what I meant.
Could have stated that better.You could have behaved with some honesty after your error...
...but you are the man who advocated cheating with tires, so I
think we know where you stand on honesty.
I'm shocked.
I'm not running around the internet for you, Little Shit.In the aviation world when you fail a physical we say "he lostOnly problem being that I didn't "fail a physical", Little Shit.
his license."
That's something you're just making up.
As for Dave McKay, he has placed ahead of Doug Floer twice thisI've definitely finished ahead of Doug on track more than once,
year. How many times did you do that? I recall once, and that you
stated it was because Doug made an unforced error on the last
lap. One of those recent McKay wins over Floer was Race 1 on July
23. Floer finished third for passing under yellow, but McKay won
by 0.041 seconds. Floer lost one position for the pass.
Little Shit...
...but isn't it interesting that you don't think a mistake made by
Doug counts against him?
Please list all race details (date and race number) for those where
you finished ahead of Doug and all those where you finished behind
Doug. Also list all races you won and Doug was in the field.
Of course not, because you seldom finish ahead of Doug. You just ducked out and deflected and you know it. And, all the results are on one site, you don't have to "run all over the Internet".
On Wednesday, August 23, 2023 at 8:01:56 AM UTC-4, Thomas E. wrote:
On Thursday, August 17, 2023 at 6:47:29 PM UTC-4, -hh wrote:
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote: >>>>> On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
And now the scrambling begins!On 2023-06-30 08:00, -hh wrote:
On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.And as I explained, there are very good reasons why
wrote:
…Yet it is part of racing, who organizationally places
Qualifying is not racing anyway. >>>>>>>
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap?
Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.Little Shit...
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others >>>> There's a lot more than number of race wins to consider there,
...but you go on not having a clue.
Wow. You can't even look up the basic facts correctly.
Let's look at your record against McKay: >>>>>
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF. >>>>>
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?The other 2 2019 victories over McKay are tainted by weatherLook at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward. >>>
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Where “very different” is that you had to invoke a business trip from
how many years ago? April 2010 was thirteen years ago.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s
now expected from the future remnants of Hurricane Hillary.
The most recent crying kid incidence was in January of this year - Houston to Costa Rica.I know.
The Istanbul incident was a few years ago, also on vacation. The flight from there to Tel Aviv was OK.Where "a few years ago" was 2010. Specifically, departure from the USA on 19 April 2010.
So, we each have preferences. Those are different. News at 11.No, what I'm saying is that your own experience is similar to mine, which is that these
'screaming baby'flights tend to be rare, as your own volunteered experience was 2023 and
2010, which means its on the rough order of magnitude of just one per decade.
BTW, given the fires in southern BC we are skipping Banff and driving to Seattle. FriendsYet she agreed to how many Cessna flights already?
have offered a place to stay. From there south to Cedar City then back home. I offered the
wife flights a rental cars as an option. She would rather drive.
The flooding will be long gone by the time we get there. Our main concern is smoke.The flooding may take out infrastructure, which takes more than a few days to rebuild.
That was a major issue when we went to Montana/Wyoming/Colorado 2 years ago.
Smoke from forest fires can have an effect for hundreds of miles, as we saw earlier
this summer in the US (including the NYC Metro area) coming down from central Canada.
-hh
On Wednesday, August 23, 2023 at 10:55:22 AM UTC-4, -hh wrote:
On Wednesday, August 23, 2023 at 8:01:56 AM UTC-4, Thomas E. wrote:
On Thursday, August 17, 2023 at 6:47:29 PM UTC-4, -hh wrote:
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire.
On 2023-07-08 08:45, Thomas E. wrote:
On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:Bwaahahahahahahahahah!
On 2023-07-02 13:39, Thomas E. wrote: >>>>> On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
And now the scrambling begins!On 2023-06-30 08:00, -hh wrote: >>>>>>> On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.
wrote:And as I explained, there are very good reasons why
…Yet it is part of racing, who organizationally places
Qualifying is not racing anyway. >>>>>>>
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap? >>>>>>>Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers:
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue. >>>>>
Let's look at your record against McKay:Wow. You can't even look up the basic facts correctly.
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right?
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet:
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.
And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay.
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all
that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Where “very different” is that you had to invoke a business trip from
how many years ago? April 2010 was thirteen years ago.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s
now expected from the future remnants of Hurricane Hillary.
The most recent crying kid incidence was in January of this year - Houston to Costa Rica.I know.
The Istanbul incident was a few years ago, also on vacation. The flight from there to Tel Aviv was OK.Where "a few years ago" was 2010. Specifically, departure from the USA on 19 April 2010.
So, we each have preferences. Those are different. News at 11.No, what I'm saying is that your own experience is similar to mine, which is that these
'screaming baby'flights tend to be rare, as your own volunteered experience was 2023 and
2010, which means its on the rough order of magnitude of just one per decade.
BTW, given the fires in southern BC we are skipping Banff and driving to Seattle. FriendsYet she agreed to how many Cessna flights already?
have offered a place to stay. From there south to Cedar City then back home. I offered the
wife flights a rental cars as an option. She would rather drive.
The flooding will be long gone by the time we get there. Our main concern is smoke.The flooding may take out infrastructure, which takes more than a few days to rebuild.
That was a major issue when we went to Montana/Wyoming/Colorado 2 years ago.
Smoke from forest fires can have an effect for hundreds of miles, as we saw earlier
this summer in the US (including the NYC Metro area) coming down from central Canada.
-hhTo sum it up we had a good time. Because we drove we were able to be very flexible
on diversions to see things we never planned. We planned our stops only a day ahead.
The only downsides were the 3 days we spent on long drives and a tire failure that
knocked us out of visiting one national park we had intended to see. We stumbled
across Little Bighorn National Battlefield, the Truman Presidental library and a stay
at the Hotel Nevada in Ely. We spent half an hour waiting for a buffalo traffic jam to
clear, visited some great local restaurants, friends that we had not seen since college
days, and saw some epic vistas that your airline travel would have flown over.
Five first time National Parks, Custer State Park, two national monuments, and
Victoria/Butchart Gardens. OMG, Redwoods, Crater Lake and Lassen Volcanic. Plus, US Highway 50 across Nevada.
Having said that, at our age this may be the last time for such a long road trip.
Next year we have made reservations with a local tour company to fly to Vancouver and take a train to Banff and Calgary, then fly home. We may go out a few days early, rent a car, and explore a little more of Vancouver Island.
Also thinking about a European river cruise and Florida for a few weeks.
The annual 2 weeks of skiing is already booked and paid. Maybe not your
idea of a good time, but it's ours.
On 2023-09-26 17:50, Thomas E. wrote:
On Friday, September 1, 2023 at 11:13:41 AM UTC-4, Alan wrote:
On 2023-09-01 08:09, Thomas E. wrote:
No reply?I did say that, yes.Unaddressed, Little Shit?Fastest laps: The fastest single lap does not win races.I finished the aggregate 2019 season of 211 racing laps
Consistent faster than the field wins races. The fact
that you can post a faster best lap and still not win the >>>>>>>>> race actually PROVES what a shitty and inconsistent
driver you are.
head-to-head against Dave 41.336 seconds ahead.
And you said that Dave was "elite", didn't you?
What a shock.
Did you declare that Dave McKay was "elite"? Yes or no.
I won more than a third of them against a driver you deem toYou lost 64% of those races. You are not as good as Dave
😄
Excuses: You are full of excuses. Your record speaks forIndeed.
itself.
Head-to-head against someone you deem elite, I won 36% of
the races and was, on aggregate, just less than 0.2s per
lap faster.
If you do make it out to Vancouver, sign up for a high
performance driving day, and I'll school you on what a car
can really do...
...because the best drivers in the SCCBC deemed by good
enough to teach...
...after only 4 seasons of racing.
😄
McKay.
be "elite", you Little Shit.
You agree that's factual, right?
There's little evidence that you've done much thinking about it >>>>>> at all. I never once claimed I was unable to get a racing
I thought you could not get a racing license due to a health
issue. I am sure you could teach a novice like me a few
things. I never claimed to be an experienced FF driver.
license.
And I could do much more than teach you "a few things"...
...and it wouldn't matter which class of car it was in.
I clearly remember you claiming that you are not participating so >>>>> far this year because you have a hernia.
That's what I meant by "not able to get a license."That's a ret-conning lie, Little Shit.
Why can't you EVER behave with personal integrity?
You ASSUMED that's what I meant.
Could have stated that better.You could have behaved with some honesty after your error...
...but you are the man who advocated cheating with tires, so I
think we know where you stand on honesty.
I'm shocked.
I'm not running around the internet for you, Little Shit.In the aviation world when you fail a physical we say "he lostOnly problem being that I didn't "fail a physical", Little Shit.
his license."
That's something you're just making up.
As for Dave McKay, he has placed ahead of Doug Floer twice thisI've definitely finished ahead of Doug on track more than once,
year. How many times did you do that? I recall once, and that you >>>>> stated it was because Doug made an unforced error on the last
lap. One of those recent McKay wins over Floer was Race 1 on July >>>>> 23. Floer finished third for passing under yellow, but McKay won
by 0.041 seconds. Floer lost one position for the pass.
Little Shit...
...but isn't it interesting that you don't think a mistake made by
Doug counts against him?
Please list all race details (date and race number) for those where
you finished ahead of Doug and all those where you finished behind
Doug. Also list all races you won and Doug was in the field.
Of course not, because you seldom finish ahead of Doug. You just ducked out and deflected and you know it. And, all the results are on one site, you don't have to "run all over the Internet".LOL!
I've beaten Doug. Period.
You're so interested in the stats:
YOU chase them down.
On Wednesday, September 27, 2023 at 10:11:03 AM UTC+9, Thomas E. wrote:
On Wednesday, August 23, 2023 at 10:55:22 AM UTC-4, -hh wrote:
On Wednesday, August 23, 2023 at 8:01:56 AM UTC-4, Thomas E. wrote:
On Thursday, August 17, 2023 at 6:47:29 PM UTC-4, -hh wrote:
On Thursday, August 17, 2023 at 4:42:54 PM UTC-4, Thomas E. wrote:
On Friday, August 4, 2023 at 10:03:15 PM UTC-4, -hh wrote:
On Friday, August 4, 2023 at 8:14:07 PM UTC-4, Thomas E. wrote:
On Tuesday, August 1, 2023 at 8:56:59 AM UTC-4, -hh wrote:
On Tuesday, August 1, 2023 at 8:19:43 AM UTC-4, Thomas E. wrote:
On Friday, July 28, 2023 at 7:15:49 PM UTC-4, -hh wrote:
On Friday, July 28, 2023 at 10:15:32 AM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 1:35:00 PM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 12:10:25 PM UTC-4, Thomas E. wrote:
On Wednesday, July 26, 2023 at 11:29:43 AM UTC-4, -hh wrote:
On Wednesday, July 26, 2023 at 10:27:48 AM UTC-4, Thomas E. wrote:
On Sunday, July 23, 2023 at 4:10:35 PM UTC-4, -hh wrote:
On Sunday, July 23, 2023 at 2:13:42 PM UTC-4, Alan wrote:
On 2023-07-23 10:47, Thomas E. wrote:
On Saturday, July 8, 2023 at 1:33:41 PM UTC-4, Alan wrote:That's the other car's right rear tire. >>>>
On 2023-07-08 08:45, Thomas E. wrote: >>> On Sunday, July 2, 2023 at 6:52:47 PM UTC-4, Alan wrote:
Bwaahahahahahahahahah!On 2023-07-02 13:39, Thomas E. wrote: >>>>> On Friday, June 30, 2023 at 12:18:47 PM UTC-4, Alan wrote:
And now the scrambling begins!On 2023-06-30 08:00, -hh wrote: >>>>>>> On Friday, June 30, 2023 at 1:14:36 PM UTC+1, Thomas E.
wrote:And as I explained, there are very good reasons why
…Yet it is part of racing, who organizationally places
Qualifying is not racing anyway. >>>>>>>
significance on it.
qualifying laps are often faster than the fastest race lap
of the same event.
That's his MO.
What's your fastest race lap? >>>>>>>Goalpost move, right?
Now watch him scramble because he's declared "KJ" one of
the "top three" FF drivers at Mission...
He was top 3 after Floer, McColl and McKay dropped out. So
were you. That does not make you as good as the top three now
that they are coming back.
...only to discover that I've easily bested him.
;-)
I'm not a race driver, just good with numbers.
Not answered.There's a lot more than number of race wins to consider there,
Based on race wins out of race entries there three distinct
categories of SCCBC FF drivers: >>>>>
Elite: Floer, McColl (tie) and McKay Intermediate: Baker,
Brandfors and Grandbois Also Ran: Robinson, Fraser, Power,
Archer, Phillips, Kwan, Wong and others
Little Shit...
...but you go on not having a clue. >>>>>
Let's look at your record against McKay:Wow. You can't even look up the basic facts correctly.
2019: Floer and McColl stopped their FF racing. It was down
to you and McKay. Of 16 races you entered, McKay won 10, you
won 4 and Brandfors won 2.
In 2019, I won 6 races to Dave McKay's 10...
Weird, huh?
But you're "good with numbers", right? >>
Bwaahahahahahahahahah!
...but it should be noted that on one of those weekends
another driver in a different class drove right over the top of
my car; utterly preventing me from competing in 2 races.
Here's the aftermath on my helmet: >>>>
<https://drive.google.com/file/d/13Z98fKnZ8ZJA0Lq2meVhwu44aB-E0y1Y/view?usp=share_link>
Not answered.And to be clear, the other driver was completely at fault.
<yawn>
2020: None of the Elites raced FF. Of the 9 races you entered
you won 7, Grandbois 2. The season was shorted by COVID and
no season championships were awarded by the club,
Different tires with more grip is not an "excuse", Little
2021: You entered and won 3 races, all in October, against a
weak field. None of the Elites raced FF.
2022: You lost your first 3 races to consistent loser
Archer, giving him (i think) his first wins (tire excuse).
You won 3 August races against a weak field with no Elites.
You lost to Fraser in your only October race.
Shit.
LOL!
2023: You have not entered any races. Elites Floer and McKay
entered all three June 24 races. McKay won race 1, Floer
races 2 and 3. Winning best lap times were in the 1:11 to
1:12 area. Except for 7/27/2019 race #1 these latest winning
lap times are lower than any of your winning times by about
2-3 seconds.
Given that the "best lap record" of that time period is
It’s remarkable that Floer and McKay came back so strong
after so long away. Their times match their 2016-2018 best
lap records.
1:10.583, I'm not sure how that's a match.
Weird, huh?
How are race wins "tainted by weather conditions", Little Shit?Look at the post of mine to which you were too craven to make
Your racing record is not competitive with June’s winning
times by Elites Floer and McKay. >>>>>
Prove me wrong with numbers, not excuses, lies and
anecdotes.
a reply, Little Shit.
You're not only a liar. You're a coward.
The other 2 2019 victories over McKay are tainted by weather
conditions.
LOL
LOL you say? I say deflection.
Your tire excuse is lame, to say the least. Your 2021-2022
record sucks. A few races against weak competition. No wins over
the Elites. You were not Elite before 2021, and your recent
record is even worse.
Except for being literally run over by another car in another
class, there's a good chance that I would have won the 2019
championship, Little Shit.
And if someone else is running tires that aren't class legal
(because, while they give more grip, they have a shorter life and
are more expensive), OF COURSE they can go faster than they would
otherwise go.
LOL!
2019 was now 4 years ago. What have you done lately? Not much. You
can't "do" anything when you don't even show up. We both know that
post 2019 things changed, and we both know that there is more to your
recent lack of racing than COVID and personal health issues.
"WE" know this, do we?
Funny how back in March, Tommy was admitting to CoVid as a factor for his
own reductions in travel, not financials.
Of course, he also said:
“We are now 5 years older but still wanting to travel. I just bought a flying club
membership, opening the opportunity to take some trips by air not involving airlines.”
…which hasn’t had a peep about since.
I've been quite busy traveling, flying CAP aircraft, and playing with my "toy" RC aircraft :)
After getting back into the flying club (https://www.sky-vu.org/) since May we have gone by
air to Atlanta GA, Nashville TN and northern Michigan (Ludington) to see friends and family.
Plans are in the works for an August trip and another Atlanta trip later this year. Never lost
a bag, been hassled by TSA, or had to share a row with a disagreeable passenger. We both
love flying to places on our own schedule.
So long as you're content with staying domestically, and within a ~4hr (600mi) circle. Some of
this year's squall lines have caused significant air travel delays .. I saw one thunderhead on the
radar map a few weeks ago that had an 'echo top' of 51,500 ft. Insofar as other pax and bags,
we did our last EU trip with just carry-ons & booked up front so that there was no real 'neighbor'.
We are still thinking about a western Canada trip in September as a follow-up to last year's
eastern Canada trip. If we go we will drive. No excuses, it's just more of a hassle and too expensive to fly.
FYI, this was for RT to/from Vancouver, since Tommy had only mentioned real estate there.Google flights is indicating under $500/pp-RT, versus 35 driving hours each way, which is 3-4 full days
each way, depending on how much you choose to do, so figure 4-6 hotel nights plus meals, so figure
(5 nights at $150 + 7 days at $100) = ($750 + $700) = $1450 = you're likely paying ~40% more, not less.
At home we are going to concerts and plays on a weekly basis, getting the landscaping in the best
condition ever, and generally enjoying life.
For the Oct fiscal year I've logged 166 total CAP and personal hours and got back instrument currency too.
None of which was mentioned previously, yet no one accused you of doing utterly nothing.
We have pivioted some assets to income producing stock funds from capital appreciation, increasing
retirement income by about 25%. Total family assets are now over $3 million with total debt at the
moment of about $1,000 in credit card balances. I have fully retired from consulting, including shutting
down the company website and email account in early 2022. I have also gotten back into RC aircraft
with a current fleet of 10 plus a DJI drone. Income is more than sufficient to cover all expenses.
In fact, we are putting money back into savings.
Believe I suggested that sort of reassessment a few years ago, which would free up a good chunk for
doing more travel.
In the meantime, Alan has raced in 10 of 41 SCCBC FF races in the 2021-2023 seasons.
Merely that you know of, for Absence of Evidence is not Evidence of Absence. Which similarly
applies to my lack of comments on personal outlays.
And he still lives in his glorified closet.
Similarly, a "closet" in a highly desired market can be worth much more than a ranch in a less desired area;
I read a report this past week of houses for sale in ND for just $15K: "location, location, location!" applies.
Uh, we are planning on stopping in Calgary/Banff, then on to Vancouver and Victoria, south to Seattle/Portland,Oh, so it's not just to Vancouver.
then back home.
Please supply airfare and car rental costs for: Indy-Calgary-Vancouver-Victoria-Seattle-Portland-IndyUsing Google Flights for one-ways & Price Graph tool to avoid peaks, I'd put the baseline as:
Calgary ... $206
Vancouver ... $75
Victoria ... reposition by (Taxi + $20 Ferry + Mass Transit); probably cheaper than taking over a rental car (Ferry + dropoff fee)
Seattle ... $144.00 (Victoria Clipper Ferry - "Panorama" seat)
Portland ... reposition by rental car
Indy .. $100
Sum: $206 + $75 + $100? + $144 + $100 = $625/pp ... x2 = $1250.
I figure driving, gone 25 days at about $300/day is about $7.5k.Versus how many days less if one flies?
The majority of that would be incurred whether we fly commercial or drive.
If we took the club C182S it would be about about 30 hours at $177 or $5300 just for air travel.Which at its cruising speed means ~5000 miles covered, which at the IRS mileage rate means
the fully burdened POV costs are around $3,000.
Then you have hotels, meals, ground transportation, airport fees etc. on top.Fewer hotels or meals when employing air transportation, and ground transportation (rental cars)
are effectively needed regardless of if its a Club aircraft or a commercial flight.
Plus, you have to go over some rugged mountains on the second and last legs. Not to mention
personal air travel is highly weather dependent. On our recent air trips we allowed for weather
flexibility and were staying with friends and family, so not such a problem. A trip involving hotel
and rental car reservations gets a lot more complicated if flight plans change. That applies to
both personal and airline flights.
Yes, personal flights are much more vulnerable to weather factors, plus you also lose the luxury of
riding instead of driving. For 'trickle down' schedule effects of delays, some can be mitigated
through prior planning, such as to plan one's within-city itinerary without needing a rental car.
I simply note that you failed to include rental car costs.
Of course, because it doesn't matter if you fly commercial flight or rent the Club C182,
you're going to need a rental either way.
Seattle-Portland leg mid-size is about $360 for 3 days on Expedia. Calgary for 3 days close to $300.
FYI, keep checking, for price management is wonky this year. We had a reservation
for TN in June which was originally $786 when booked several weeks out, but then
at ~2 weeks out, we rebooked (same company - Avis) for $200 less.
I think a good estimate of 25 days of car rentals is going to be over $2,000 plus gas.
That does not include supplementary insurance.
But if you're flying and not driving, the trip is not going to be as many days.
You also low-balled the airfare.
Nope. All I did was use Google Flights for each flight leg, represented as one-way,
so as to avoid any aggregating discounts, and then eyeballed the 'monthly' bar chart
to identify what the prices were like when one avoided the high cost peaks. I didn't
ever choose the lowest price unless it happened to be what predominated over half
of the dates in a month.
Those flights might not fit our plans. I did a realistic multicity on Expedia and
came up with roughly $1,000 pp. That itinerary includes indirect flights with
some long layovers. I was surprised it was not more.
If you're willing to burn an extra week or more to drive the whole shebang, you're
in no place to complain about flights with layovers.
So combined rental car and airfare is going to be about $4,000. I agree with the
$3,000 full cost of driving. But, most of that is either deferred depreciation.
Some of the IRS number is fixed cost for insurance mainly, so the flat mileage
rate is actually a little lower. If I drive I have more hotel, meal and fuel costs.
$1,000 for that extra expense is a good guess. Call it a push. The difference to
me is not material.
So what you originally justified as "too expensive to fly" turns out to be a push. Golly.
For me, riding in an airliner passenger seat is no luxury. Riding in the left front
seat of a C182 is a luxury. I rate the left front seat of my Accord above any
economy seat in an airliner too.
Let us know if you can lay flat in either one of those while piloting underway ;-)
First, apples and oranges. I would not fly the 182 on an overnight.Who said anything about an overnight? Just being able to kick back & relax (or nap)
while still underway is the point, rather than having to be attentive while driving the whole time.
Second, if we flew we would miss some incredible scenery out west.I can recall the first time that we saw the Rockies. Pulled over & took photos,
and then proceeded to drive for another day towards them before actually
getting there.
Finally, we enjoy the driving experience.
We made the decision to drive. That's our preference. YMMV.
Which is simply what you should have said upfront, rather than claiming that
it was "too expensive" in other modes.
You can "lie flat" or take a comfortable nap in a coach seat?Flat? Not unless it’s Air NZ. Nap? Sure. But then again, it’s not
30+ hrs in a car, so being able to really rack out is not really all
that necessary on just 2-4 hr daytime flights.
The Accord's seats put any airline coach seat I have ever been in to shame.So don’t fly coach. As mentioned long ago, your budget was freed up.
You won’t feel a more cushy coffin liner, so $ now is better than never.
And, there will be no infants screaming their lungs 2 rows ahead for an
entire 3 hour flight. That happened on our Costa Rica trip earlier this year.
Miserable... You way overrate coach class airline travel.
But there will be 30+ hours of highway drone. Plus you do have the option
to pay to position so that they’re not 2 rows ahead of you. Personally, I’ve
not had any screaming babies issues in multiple years, which illustrates its
relative rarity. Of course, it’s even quieter when riding in front of coach on
a flight, even if it’s just in E+. Try earplugs next time.
30 hours of sightseeing and audiobooks. Try Where theOh, I’ve suffered through that before; it’s why I pay to “fly over”.
Crawdads Sing or Horse in the car. Time will fly by.
My experience with screaming kids in coach is very different.
One was Dallas to Istanbul. 8 hours of agony. When one would
shut up the sibling would go off.
Where “very different” is that you had to invoke a business trip from
how many years ago? April 2010 was thirteen years ago.
Anyway we are driving. Probably leaving Aug 30 now.You should be far enough north to miss most the localized flooding that’s
now expected from the future remnants of Hurricane Hillary.
The most recent crying kid incidence was in January of this year - Houston to Costa Rica.I know.
The Istanbul incident was a few years ago, also on vacation. The flight from there to Tel Aviv was OK.Where "a few years ago" was 2010. Specifically, departure from the USA on 19 April 2010.
So, we each have preferences. Those are different. News at 11.No, what I'm saying is that your own experience is similar to mine, which is that these
'screaming baby'flights tend to be rare, as your own volunteered experience was 2023 and
2010, which means its on the rough order of magnitude of just one per decade.
BTW, given the fires in southern BC we are skipping Banff and driving to Seattle. FriendsYet she agreed to how many Cessna flights already?
have offered a place to stay. From there south to Cedar City then back home. I offered the
wife flights a rental cars as an option. She would rather drive.
The flooding will be long gone by the time we get there. Our main concern is smoke.The flooding may take out infrastructure, which takes more than a few days to rebuild.
That was a major issue when we went to Montana/Wyoming/Colorado 2 years ago.
Smoke from forest fires can have an effect for hundreds of miles, as we saw earlier
this summer in the US (including the NYC Metro area) coming down from central Canada.
Seeing the Rockies from the ground is nice..question is the time constraints factor-hhTo sum it up we had a good time. Because we drove we were able to be very flexible
on diversions to see things we never planned. We planned our stops only a day ahead.
The only downsides were the 3 days we spent on long drives and a tire failure that
knocked us out of visiting one national park we had intended to see. We stumbled
across Little Bighorn National Battlefield, the Truman Presidental library and a stay
at the Hotel Nevada in Ely. We spent half an hour waiting for a buffalo traffic jam to
clear, visited some great local restaurants, friends that we had not seen since college
days, and saw some epic vistas that your airline travel would have flown over.
vs other priorities.
Five first time National Parks, Custer State Park, two national monuments, and
Victoria/Butchart Gardens. OMG, Redwoods, Crater Lake and Lassen Volcanic. Plus, US Highway 50 across Nevada.
Having said that, at our age this may be the last time for such a long road trip.Yup, it’s grinding hours in the car. Glad to hear that you made it safely home
despite the tire failure. Currently on a train to from Kanazawa to Kyoto myself;
someone else is driving & we’re using a Tokyo Wireless hotspot for easy connectivity.
Next year we have made reservations with a local tour company to fly to Vancouver and take a train to Banff and Calgary, then fly home. We may go out a few days early, rent a car, and explore a little more of Vancouver Island.Sounds like a good plan.
Also thinking about a European river cruise and Florida for a few weeks. The annual 2 weeks of skiing is already booked and paid. Maybe not your idea of a good time, but it's ours.EU River cruises are pretty nice; we’ve done a few. Trade-off is often no nights
within the city being visited…found that to be a consideration during the December
Christmas Market season, as they’re much more fun in the dark with their lights.
Last year’s trip to Colmar is probably going to be on this year’s Holdiay card.
-hh
I've beaten Doug. Period.I did, took all of 30 minutes. Sources are SCCBC season champion
You're so interested in the stats:
YOU chase them down.
records where available and where none posted Speedhive.
Number of times you finished ahead of Alan McColl, Doug Floer or Dave
McKay
2013 - 0
2014 - 1 McKay
2015 - 1 Floer and 1 McKay
2016 - 0
2017 - 1 Floer and 1 McKay
2018 - 0
2019 - 4 McKay
2020 - 0, but there were only 3 races and none for Alan, Doug and Dave
2021 - 0
2022 - 0 but one more race to go
Only 9 times out of all the races you have run against these 3 you
finished ahead. 6 of the 9 were ahead of McKay, the slowest of the
top 3. Not a great record at all.
Face it, you are not even in the same league as Alan, Doug and Dave.
On 2023-09-30 16:16, Thomas E. wrote:
Well first of all. 30 minutes is bullshit.I've beaten Doug. Period.I did, took all of 30 minutes. Sources are SCCBC season champion
You're so interested in the stats:
YOU chase them down.
records where available and where none posted Speedhive.
I know precisely where to look for everything, and I know it couldn't possibly have been done in 30 minutes.
So your obsession with me continues to grow.
Number of times you finished ahead of Alan McColl, Doug Floer or Dave McKay
2013 - 0My first years ever in racing AND in an overweight car with a less than stellar engine.
2014 - 1 McKay
2015 - 1 Floer and 1 McKay
2016 - 0
2017 - 1 Floer and 1 McKay
Alan McColl is a Kent engine builder and has been racing for decades
longer than I. Dave McKay and can also do his own engine work. Doug runs
in a car prepared by his brother-in-law's professional race shop, and
during the latter years (2016 & 2017), Doug was racing in an RF94 with a fresh Loyning engine (look him up; one of the top 2 or 3 Kent engine builders in North America).
2018 - 0
It wasn't until June that my RF98 had finally arrived, and it wasn't
until July that I'd have enough time to get it set up for Mission
(gearing, spring rates, camber, etc.). But even in June, my lap times
were competitive with Dave McKay's, and in July they were competitive
with Doug's, where I out-qualified him for race 1.
And I finished ahead of Alan McColl at the BCHMR "Hagerty Formula
Festival" race on August 18, 2023
And in September, I was faster than Doug and Dav in practice AND
qualifying 1...AND finished ahead of Dave McKay in race 1
That was some careful checking you did, wasn't it, Liarboy?
2019 - 4 McKay
Let's come back to this.
2020 - 0, but there were only 3 races and none for Alan, Doug and DaveSo why even mention it? Oh, right! You're a lying little shit.
2021 - 0
And how many races did Alan, Doug, and Dave run?
2022 - 0 but one more race to go
Only 9 times out of all the races you have run against these 3 you finished ahead. 6 of the 9 were ahead of McKay, the slowest of the
top 3. Not a great record at all.
Face it, you are not even in the same league as Alan, Doug and Dave.So you admit that I finish ahead of Dave with some regularity but
somehow I'm "not in the same league"?
LOL
Let's look at 2019 in depth.
Here's my record, nicely presented by driverdb.com:
RACES 18
WINS 5
PODIUMS 15
POLES 11 (that's qualified first for you, Liarboy)
FASTEST LAPS 12 (that's race laps)
<https://www.driverdb.com/drivers/alan-baker>
Sadly, they don't have Dave's data, but I'll look it up for you.
Races 18
Wins 10
Podiums 17
Poles 2
Fastest laps 3
Sure, Dave won more races, but some of that comes down to aggression,
and Dave is a very aggressive driver, and he has had more on-track
contact than I have by far, but he can afford to have...
...because he does his own repairs in his own home racing car garage.
Now certainly, Dave won more races than I did and was worthy champion, but...
...I'm "out of his league". Give your head a shake, Liarboy.
:-)
PS - this took about an hour.
I note you failed to respond to my financial status inquiry. Are you inferring that
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
On Saturday, October 7, 2023 at 1:00:09 PM UTC-4, Thomas E. wrote:
PS - this took about an hour.Translation: Yup, Pwned.
I note you failed to respond to my financial status inquiry. Are you inferring thatThat’s a pretty dubious angle, because ‘finances’ is such a broad lane. Could be as
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
simple as one not feeling up to a certain spending level for just a hobby. Or it reflect
a change in investment priorities due to a change in retirement planning (eg earlier),
or interest in Real Estate changes, which are both simple examples which don’t have
current income/job security as factors, which is what you’re trying to imply.
Of course, it’s also ironic that you yourself just went “cheap” by trying a driving vacation,
despite how you’ve been advised that your own claimed financials allowed for higher
discretionary spending than you’ve been practicing. Thus, one could also ‘easily believe’
that your own personal financial challenges could be why you happened to have chosen
that lens… /s
-hh
On Saturday, October 7, 2023 at 1:43:20 PM UTC-4, -hh wrote:
On Saturday, October 7, 2023 at 1:00:09 PM UTC-4, Thomas E. wrote:
PS - this took about an hour.Translation: Yup, Pwned.
I note you failed to respond to my financial status inquiry. Are you inferring thatThat’s a pretty dubious angle, because ‘finances’ is such a broad lane. Could be as
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
simple as one not feeling up to a certain spending level for just a hobby. Or it reflect
a change in investment priorities due to a change in retirement planning (eg earlier),
or interest in Real Estate changes, which are both simple examples which don’t have
current income/job security as factors, which is what you’re trying to imply.
Of course, it’s also ironic that you yourself just went “cheap” by trying a driving vacation,
despite how you’ve been advised that your own claimed financials allowed for higher
discretionary spending than you’ve been practicing. Thus, one could also ‘easily believe’
that your own personal financial challenges could be why you happened to have chosen
that lens… /s
I promised Alan that I would not reveal what I found.
He took a job.
He never seems to travel.
His racing activity has become very spotty.
He lives in a condo half the size of our 1100 square foot first floor.
He recently posted a Windows Control Panel complaint that I had to show him how to work around.
LOL. We drove more for the experience than cost considerations.
On to my finances...
FYI, we have booked a rail excursion Vancouver-Calgary next year, $12k, plus a 2+ week
Paris-Zurich excursion, all with friends. We will start the Europe trip with a self-booked
stay in Paris in a 4-star hotel (Pullman Montparnasse), then on to Luxembourg, a Viking
cruise, and winding up with a few days in Zurich. Likely a bit over $12k all-in, including airfare.
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
and net worth north of $3 million. Hopefully the markets are going to get over higher rates because
most of that $3 million is in stocks.
Having said that, recent expenses for estate planning, unplanned dental issues, and 2024 upfront
travel payments have stretched the cash flow a bit. :)
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
On Saturday, October 7, 2023 at 1:43:20 PM UTC-4, -hh wrote:
On Saturday, October 7, 2023 at 1:00:09 PM UTC-4, Thomas E. wrote:
PS - this took about an hour.Translation: Yup, Pwned.
I note you failed to respond to my financial status inquiry. Are you inferring thatThat’s a pretty dubious angle, because ‘finances’ is such a broad lane. Could be as
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
simple as one not feeling up to a certain spending level for just a hobby. Or it reflect
a change in investment priorities due to a change in retirement planning (eg earlier),
or interest in Real Estate changes, which are both simple examples which don’t have
current income/job security as factors, which is what you’re trying to imply.
Of course, it’s also ironic that you yourself just went “cheap” by trying a driving vacation,
despite how you’ve been advised that your own claimed financials allowed for higher
discretionary spending than you’ve been practicing. Thus, one could also ‘easily believe’
that your own personal financial challenges could be why you happened to have chosen
that lens… /s
I promised Alan that I would not reveal what I found.Done so publicly, instead of privately. Not particularly genteel.
He took a job.
So what? Didn't you also have a job at that age?
He never seems to travel.That you know of. Besides, there's other metrics to happiness/success/etc than merely travel.
His racing activity has become very spotty.Which has already been addressed.
He lives in a condo half the size of our 1100 square foot first floor.Yet still worth how much more on the open market?
He recently posted a Windows Control Panel complaint that I had to show him how to work around.As opposed to what? Do you really believe that anyone in IT today can operate without having
some level of proficiency in Microsoft products?
LOL. We drove more for the experience than cost considerations.But when I mentioned flying alternatives, didn't you complain about their costs?
On to my finances...
FYI, we have booked a rail excursion Vancouver-Calgary next year, $12k, plus a 2+ weekSo just $25K in total. Even if we include your winter ski trip, its still under the $30K/yr that I had
Paris-Zurich excursion, all with friends. We will start the Europe trip with a self-booked
stay in Paris in a 4-star hotel (Pullman Montparnasse), then on to Luxembourg, a Viking
cruise, and winding up with a few days in Zurich. Likely a bit over $12k all-in, including airfare.
eyeballed a half decade ago as a budget .. and age-wise, your "Go Go" travel years are continuing
to draw to a close.
For Paris, I've been to the 14ème where the Pullman Montparnasse is; its IMO not really all that
interesting of a neighborhood unless you're visiting Montparnasse Cemetery. Expect lots of trips
on the Metro, especially if you prefer local cuisine over large sanitized Hotels.
My main personal financial challenge this summer has been estate planning, including paperworkWith how much of that likely being due to being RMDs? 33%? More?
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
and net worth north of $3 million. Hopefully the markets are going to get over higher rates because
most of that $3 million is in stocks.
Having said that, recent expenses for estate planning, unplanned dental issues, and 2024 upfrontIronic that you were jabbing me on noting that dental care is expensive just a few months ago.
travel payments have stretched the cash flow a bit. :)
-hh
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
On Saturday, October 7, 2023 at 1:43:20 PM UTC-4, -hh wrote:
On Saturday, October 7, 2023 at 1:00:09 PM UTC-4, Thomas E. wrote:
PS - this took about an hour.Translation: Yup, Pwned.
I note you failed to respond to my financial status inquiry. Are you inferring thatThat’s a pretty dubious angle, because ‘finances’ is such a broad lane. Could be as
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
simple as one not feeling up to a certain spending level for just a hobby. Or it reflect
a change in investment priorities due to a change in retirement planning (eg earlier),
or interest in Real Estate changes, which are both simple examples which don’t have
current income/job security as factors, which is what you’re trying to imply.
Of course, it’s also ironic that you yourself just went “cheap” by trying a driving vacation,
despite how you’ve been advised that your own claimed financials allowed for higher
discretionary spending than you’ve been practicing. Thus, one could also ‘easily believe’
that your own personal financial challenges could be why you happened to have chosen
that lens… /s
I promised Alan that I would not reveal what I found.Done so publicly, instead of privately. Not particularly genteel.
He took a job.
So what? Didn't you also have a job at that age?
He never seems to travel.That you know of. Besides, there's other metrics to happiness/success/etc than merely travel.
His racing activity has become very spotty.Which has already been addressed.
He lives in a condo half the size of our 1100 square foot first floor.Yet still worth how much more on the open market?
He recently posted a Windows Control Panel complaint that I had to show him how to work around.As opposed to what? Do you really believe that anyone in IT today can operate without having
some level of proficiency in Microsoft products?
LOL. We drove more for the experience than cost considerations.But when I mentioned flying alternatives, didn't you complain about their costs?
On to my finances...
FYI, we have booked a rail excursion Vancouver-Calgary next year, $12k, plus a 2+ weekSo just $25K in total. Even if we include your winter ski trip, its still under the $30K/yr that I had
Paris-Zurich excursion, all with friends. We will start the Europe trip with a self-booked
stay in Paris in a 4-star hotel (Pullman Montparnasse), then on to Luxembourg, a Viking
cruise, and winding up with a few days in Zurich. Likely a bit over $12k all-in, including airfare.
eyeballed a half decade ago as a budget .. and age-wise, your "Go Go" travel years are continuing
to draw to a close.
For Paris, I've been to the 14ème where the Pullman Montparnasse is; its IMO not really all that
interesting of a neighborhood unless you're visiting Montparnasse Cemetery. Expect lots of trips
on the Metro, especially if you prefer local cuisine over large sanitized Hotels.
My main personal financial challenge this summer has been estate planning, including paperworkWith how much of that likely being due to being RMDs? 33%? More?
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
and net worth north of $3 million. Hopefully the markets are going to get over higher rates because
most of that $3 million is in stocks.
Having said that, recent expenses for estate planning, unplanned dental issues, and 2024 upfrontIronic that you were jabbing me on noting that dental care is expensive just a few months ago.
travel payments have stretched the cash flow a bit. :)
-hh
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
On Saturday, October 7, 2023 at 1:43:20 PM UTC-4, -hh wrote:
On Saturday, October 7, 2023 at 1:00:09 PM UTC-4, Thomas E. wrote:
PS - this took about an hour.Translation: Yup, Pwned.
I note you failed to respond to my financial status inquiry. Are you inferring thatThat’s a pretty dubious angle, because ‘finances’ is such a broad lane. Could be as
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
simple as one not feeling up to a certain spending level for just a hobby. Or it reflect
a change in investment priorities due to a change in retirement planning (eg earlier),
or interest in Real Estate changes, which are both simple examples which don’t have
current income/job security as factors, which is what you’re trying to imply.
Of course, it’s also ironic that you yourself just went “cheap” by trying a driving vacation,
despite how you’ve been advised that your own claimed financials allowed for higher
discretionary spending than you’ve been practicing. Thus, one could also ‘easily believe’
that your own personal financial challenges could be why you happened to have chosen
that lens… /s
I promised Alan that I would not reveal what I found.Done so publicly, instead of privately. Not particularly genteel.
He took a job.
So what? Didn't you also have a job at that age?
He never seems to travel.That you know of. Besides, there's other metrics to happiness/success/etc than merely travel.
His racing activity has become very spotty.Which has already been addressed.
He lives in a condo half the size of our 1100 square foot first floor.Yet still worth how much more on the open market?
He recently posted a Windows Control Panel complaint that I had to show him how to work around.As opposed to what? Do you really believe that anyone in IT today can operate without having
some level of proficiency in Microsoft products?
LOL. We drove more for the experience than cost considerations.But when I mentioned flying alternatives, didn't you complain about their costs?
On to my finances...
FYI, we have booked a rail excursion Vancouver-Calgary next year, $12k, plus a 2+ weekSo just $25K in total. Even if we include your winter ski trip, its still under the $30K/yr that I had
Paris-Zurich excursion, all with friends. We will start the Europe trip with a self-booked
stay in Paris in a 4-star hotel (Pullman Montparnasse), then on to Luxembourg, a Viking
cruise, and winding up with a few days in Zurich. Likely a bit over $12k all-in, including airfare.
eyeballed a half decade ago as a budget .. and age-wise, your "Go Go" travel years are continuing
to draw to a close.
For Paris, I've been to the 14ème where the Pullman Montparnasse is; its IMO not really all that
interesting of a neighborhood unless you're visiting Montparnasse Cemetery. Expect lots of trips
on the Metro, especially if you prefer local cuisine over large sanitized Hotels.
My main personal financial challenge this summer has been estate planning, including paperworkWith how much of that likely being due to being RMDs? 33%? More?
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
and net worth north of $3 million. Hopefully the markets are going to get over higher rates because
most of that $3 million is in stocks.
Having said that, recent expenses for estate planning, unplanned dental issues, and 2024 upfrontIronic that you were jabbing me on noting that dental care is expensive just a few months ago.
travel payments have stretched the cash flow a bit. :)
His condo is worth about as much as my house.
But housing prices are relative to the local market.
If he sells it then what? Where does he go? The States? Latin America?
If he stays in Vancouver then what?
Yes, I said flying was too expensive. Given our preferences it would have needed to be less expensive.
Your $30k recommendation has no value to us. We travel according to
our preferences, not yours.
We do plan to use the Metro. I know the system and the sites they want to see.
It's their first Paris trip so we will be hitting the highlights and bistros.
No advice required from you.
Ever dined at L'Ilot Vache, Ile de la Cite?
Hoping Notre Dame is open by August.
One reason for that hotel is Viking uses it for most of their Paris-origin cruises so we don't have to change hotels. If they go elsewhere our reservations
have no cancel penalty up to the day before. We can easily change to a different hotel.
We had wanted to go a bit earlier but then discovered our first choice was the
last day of the Olympics. Talk about some expensive hotels! Double or more the next week. A large 3 BR condo near the Opera House $40,000 per week!?
…
I forgot. Alan taking a job in 2018 tells you that his consulting business was not doing well. At Alan's age (born about 1957 so late 60's) I had been retired from my last job for about 12 years ..
On Sunday, October 15, 2023 at 4:02:57 PM UTC-4, Thomas E. wrote:
…
I forgot. Alan taking a job in 2018 tells you that his consulting business was not doing well. At Alan's age (born about 1957 so late 60's) I had been
retired from my last job for about 12 years ..
Weren’t you more “pushed out”?
-hh
On Sunday, October 15, 2023 at 5:32:16 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 4:02:57 PM UTC-4, Thomas E. wrote:
… I forgot. Alan taking a job in 2018 tells you that his
consulting business was not doing well. At Alan's age (born about
1957 so late 60's) I had been retired from my last job for about
12 years ..
Weren’t you more “pushed out”?
-hh
You imply I was targeted. My whole department and 75 other positions
in my business area were "pushed out" in that 2003 RIF. I was not
personally targeted. The fact that the company was my major
consulting client for about the next 10 years speaks to their opinion
of me personally.
Why the RIF? The company lost an important patent, R&D was not coming
with much new, and management demanded reductions in several areas.
Retirement at 56 plus a going away present of $240K was pretty
tempting. In any event, it is a fact I retired as of 2/28/2003. I did
teach economics part time at a local university for a few years until
the consulting got going and business travel, almost all domestic,
picked up. I quit that teaching gig, no university retirement
benefits possible, and no Medicare and Social Security benefits until 2013/2014. Other than that I have been on my own since 2003. Cashed
out in-the-money stock options, bought a home, wiped out all debts,
traveled extensively, and generally enjoyed life since 2003. I played
the long game, and have no regrets.
Why do you feel it necessary to look for the negatives? Does it make
you feel better about your situation?
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
On Saturday, October 7, 2023 at 1:43:20 PM UTC-4, -hh wrote:
On Saturday, October 7, 2023 at 1:00:09 PM UTC-4, Thomas E. wrote:
PS - this took about an hour.Translation: Yup, Pwned.
I note you failed to respond to my financial status inquiry. Are you inferring thatThat’s a pretty dubious angle, because ‘finances’ is such a broad lane. Could be as
finances prevent you from doing better on the track? That I could believe given
what I have seen is probably just the public facing piece of a large iceberg lurking
below the waterline.
simple as one not feeling up to a certain spending level for just a hobby. Or it reflect
a change in investment priorities due to a change in retirement planning (eg earlier),
or interest in Real Estate changes, which are both simple examples which don’t have
current income/job security as factors, which is what you’re trying to imply.
Of course, it’s also ironic that you yourself just went “cheap” by trying a driving vacation,
despite how you’ve been advised that your own claimed financials allowed for higher
discretionary spending than you’ve been practicing. Thus, one could also ‘easily believe’
that your own personal financial challenges could be why you happened to have chosen
that lens… /s
I promised Alan that I would not reveal what I found.Done so publicly, instead of privately. Not particularly genteel.
He took a job.
So what? Didn't you also have a job at that age?
He never seems to travel.That you know of. Besides, there's other metrics to happiness/success/etc than merely travel.
His racing activity has become very spotty.Which has already been addressed.
He lives in a condo half the size of our 1100 square foot first floor.Yet still worth how much more on the open market?
He recently posted a Windows Control Panel complaint that I had to show him how to work around.As opposed to what? Do you really believe that anyone in IT today can operate without having
some level of proficiency in Microsoft products?
LOL. We drove more for the experience than cost considerations.But when I mentioned flying alternatives, didn't you complain about their costs?
On to my finances...
FYI, we have booked a rail excursion Vancouver-Calgary next year, $12k, plus a 2+ weekSo just $25K in total. Even if we include your winter ski trip, its still under the $30K/yr that I had
Paris-Zurich excursion, all with friends. We will start the Europe trip with a self-booked
stay in Paris in a 4-star hotel (Pullman Montparnasse), then on to Luxembourg, a Viking
cruise, and winding up with a few days in Zurich. Likely a bit over $12k all-in, including airfare.
eyeballed a half decade ago as a budget .. and age-wise, your "Go Go" travel years are continuing
to draw to a close.
For Paris, I've been to the 14ème where the Pullman Montparnasse is; its IMO not really all that
interesting of a neighborhood unless you're visiting Montparnasse Cemetery. Expect lots of trips
on the Metro, especially if you prefer local cuisine over large sanitized Hotels.
My main personal financial challenge this summer has been estate planning, including paperworkWith how much of that likely being due to being RMDs? 33%? More?
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
and net worth north of $3 million. Hopefully the markets are going to get over higher rates because
most of that $3 million is in stocks.
Having said that, recent expenses for estate planning, unplanned dental issues, and 2024 upfrontIronic that you were jabbing me on noting that dental care is expensive just a few months ago.
travel payments have stretched the cash flow a bit. :)
His condo is worth about as much as my house.Which means your snide comment about square footage is irrelevant & petty.
But housing prices are relative to the local market.
If he sells it then what? Where does he go? The States? Latin America?And if you sell your place, where do you go?
If he stays in Vancouver then what?
Move to Panama too? What then?
Yes, I said flying was too expensive. Given our preferences it would have needed to be less expensive.Considering how you’re name-dropping on 4 star hotels, that’s a self-contradiction.
Your $30k recommendation has no value to us. We travel according toIt’s as relevant as you volunteering your own costs…which you’ve then gone on
our preferences, not yours.
to admit have been constrained enough down to mentioning ‘mere’ dentist bills.
We do plan to use the Metro. I know the system and the sites they want to see.And the walking distance(s) to the nearest lines is .. what? Have you even checked?
FYI, Post-CoVid, the multi-day Carné pass is no longer available; the “Navigo” can
load a 10-pack, but you need to figure out how/where to get the “Navigo”. There is
one place in CDG T3, but it takes time & is a long walk.
It's their first Paris trip so we will be hitting the highlights and bistros.More the reason to consider staying at a single digit Arrondissement, rather than 14éme.
No advice required from you.Was just there last December. The post-CoVid experience is different; do your research well.
Ever dined at L'Ilot Vache, Ile de la Cite?Nope. Given its mixed 2023 TripAdvisor reviews, I’d probably not make any extra effort.
I do have one Art Deco place I’ve been trying to relocate; need to find the postcard I kept.
Hoping Notre Dame is open by August.I’ve decided to avoid France in summer ‘24.
One reason for that hotel is Viking uses it for most of their Paris-origin cruises so we don't have to change hotels. If they go elsewhere our reservationsMight be worth it if it includes airport transfers, as it’s been advised to avoid
have no cancel penalty up to the day before. We can easily change to a different hotel.
the RER on CDG transfers; FYI, the RoisyBus is good.
We had wanted to go a bit earlier but then discovered our first choice was theIt’s not merely cost, but the crowds. Notre Dame was busy enough in the years
last day of the Olympics. Talk about some expensive hotels! Double or more the next week. A large 3 BR condo near the Opera House $40,000 per week!?
before it burned, even in the winter months. Earliest I’d consider would be Feb ‘25
-hh
On Sunday, October 15, 2023 at 4:02:57 PM UTC-4, Thomas E. wrote:
…
I forgot. Alan taking a job in 2018 tells you that his consulting business was not doing well. At Alan's age (born about 1957 so late 60's) I had been
retired from my last job for about 12 years ..
Weren’t you more “pushed out”?
On Sunday, October 15, 2023 at 5:32:16 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 4:02:57 PM UTC-4, Thomas E. wrote:
…
I forgot. Alan taking a job in 2018 tells you that his consulting business
was not doing well. At Alan's age (born about 1957 so late 60's) I had been
retired from my last job for about 12 years ..
Weren’t you more “pushed out”?
You imply I was targeted.
Retirement at 56 plus a going away present of $240K was pretty tempting.
In any event, it is a fact I retired as of 2/28/2003. I did teach economics part time
at a local university for a few years until the consulting got going and business
travel, almost all domestic, picked up. I quit that teaching gig, no university
retirement benefits possible, and no Medicare and Social Security benefits until 2013/2014. Other than that I have been on my own since 2003.
Cashed out in-the-money stock options, bought a home, wiped out all debts, traveled extensively, and generally enjoyed life since 2003. I played the long game,
and have no regrets.
Why do you feel it necessary to look for the negatives? Does it make you feel better about your situation?
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I.
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.
No need to check the local Metro stations. The hotel is across the street from Gare Montparnasse
with multiple Metro lines. I'll figure out the ticketing later.
We will be using RoisyBus to get to the hotel, after that all transfers are included.
It was an expensive dentist bill, and another one coming in January.
But the major short-term stress is pre-pay for Canada and France trips.
OTOH the cash is in savings, so it's just me fretting about it.
You have your preferences, I have mine. You seem to think you have it all figured out,
and you do for yourself. Via la difference.
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips. OTOH the cash is in savings, so it's just me fretting about it.Reducing stress is what trip insurance is for
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:(Hmm...)
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E.
wrote:
... My main personal financial challenge this summer has
been estate planning, including paperwork for funding
revised trusts. And, my investment advisor changed firms
and his staff made an error in the 401k transfer that is
taking a while to fix. My retirement income is now about
$20k a month
With how much of that likely being due to being RMDs? 33%?
More?
And since the same is the same for Alan too, why even mentionHaving said that, recent expenses for estate planning,...
unplanned dental issues, and 2024 upfront travel payments
have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a
multi-bedroom condo, another house, or use the money to fund
assisted living.
this?
Alan faces major hurdles if he wants to get anything larger, but"And since the same is the same for Alan too, why even mention
so do I.
this?"
The difference is I already own a roomy home, he is living inWhich the Market says is still worth more than your place, so so
something on the order of my 2.5 car garage.
what? Its not like he's been expressing complaints about inadequate
living space, so other than to express your own feelings of
comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is acrossBeing proximate to major train stations has convenient transit
the street from Gare Montparnasse with multiple Metro lines. I'll
figure out the ticketing later.
links, sure, but also downsides such as often more noise, business
establishments that many travelers find .. unsavory. Plus there's
also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that allGood choice IMO. Do take some time pre-departure to "map out" the
transfers are included.
route from where the RoisyBus stops at Opera and how to get to the
Opera Metro entrance. Likewise, map out in advance the plan for the
Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how
many stops en route, etc. FYI, the Opera station also has
staircases to navigate with one's luggage (I didn't bother looking
to see if there were any elevators).
It was an expensive dentist bill, and another one coming in
January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken." -
Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and FranceReducing stress is what trip insurance is for (FYI, a $15K & 12
trips. OTOH the cash is in savings, so it's just me fretting
about it.
month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think youNah, I only need to have it figured out better than you do.
have it all figured out, and you do for yourself. Via la
difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out
better than you do. " Your best solution is not anybody else's best
solution. You just think it is to make you feel superior.
As for Alan, his career as expressed on CSMA is a lie. Evidence thatSays the "man" who couldn't even read that I had figured out how to get
I have indicates that he has not been financially successful as a
computer consultant. Yet he portrays a picture of expertise. Or maybe
he is technically savvy, and treats customers the way he treats those
who disagree with him in newsgroups.
On 2023-10-20 10:47, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:(Hmm...)
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E.
wrote:
... My main personal financial challenge this summer has
been estate planning, including paperwork for funding
revised trusts. And, my investment advisor changed firms
and his staff made an error in the 401k transfer that is
taking a while to fix. My retirement income is now about
$20k a month
With how much of that likely being due to being RMDs? 33%?
More?
And since the same is the same for Alan too, why even mentionHaving said that, recent expenses for estate planning,...
unplanned dental issues, and 2024 upfront travel payments
have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a
multi-bedroom condo, another house, or use the money to fund
assisted living.
this?
Alan faces major hurdles if he wants to get anything larger, but"And since the same is the same for Alan too, why even mention
so do I.
this?"
The difference is I already own a roomy home, he is living inWhich the Market says is still worth more than your place, so so
something on the order of my 2.5 car garage.
what? Its not like he's been expressing complaints about inadequate
living space, so other than to express your own feelings of
comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is acrossBeing proximate to major train stations has convenient transit
the street from Gare Montparnasse with multiple Metro lines. I'll
figure out the ticketing later.
links, sure, but also downsides such as often more noise, business
establishments that many travelers find .. unsavory. Plus there's
also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that allGood choice IMO. Do take some time pre-departure to "map out" the
transfers are included.
route from where the RoisyBus stops at Opera and how to get to the
Opera Metro entrance. Likewise, map out in advance the plan for the
Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how
many stops en route, etc. FYI, the Opera station also has
staircases to navigate with one's luggage (I didn't bother looking
to see if there were any elevators).
It was an expensive dentist bill, and another one coming in
January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken." -
Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and FranceReducing stress is what trip insurance is for (FYI, a $15K & 12
trips. OTOH the cash is in savings, so it's just me fretting
about it.
month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think youNah, I only need to have it figured out better than you do.
have it all figured out, and you do for yourself. Via la
difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. " Your best solution is not anybody else's best solution. You just think it is to make you feel superior.Irony, you lying little shit.
As for Alan, his career as expressed on CSMA is a lie. Evidence thatSays the "man" who couldn't even read that I had figured out how to get
I have indicates that he has not been financially successful as a
computer consultant. Yet he portrays a picture of expertise. Or maybe
he is technically savvy, and treats customers the way he treats those
who disagree with him in newsgroups.
to "Devices and Printers"...
...and who called a LinkedIn page my "company website".
On Friday, October 20, 2023 at 2:01:11 PM UTC-4, Alan wrote:
On 2023-10-20 10:47, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:Irony, you lying little shit.
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:(Hmm...)
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh
wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas
E. wrote:
... My main personal financial challenge this summer
has been estate planning, including paperwork for
funding revised trusts. And, my investment advisor
changed firms and his staff made an error in the 401k
transfer that is taking a while to fix. My retirement
income is now about $20k a month
With how much of that likely being due to being RMDs?
33%? More?
And since the same is the same for Alan too, why even mentionHaving said that, recent expenses for estate...
planning, unplanned dental issues, and 2024 upfront
travel payments have stretched the cash flow a bit.
:)
Idiot, If I sell my house I can buy something similar, a
multi-bedroom condo, another house, or use the money to fund
assisted living.
this?
Alan faces major hurdles if he wants to get anything larger,"And since the same is the same for Alan too, why even mention
but so do I.
this?"
The difference is I already own a roomy home, he is livingWhich the Market says is still worth more than your place, so
in something on the order of my 2.5 car garage.
so what? Its not like he's been expressing complaints about
inadequate living space, so other than to express your own
feelings of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel isBeing proximate to major train stations has convenient transit
across the street from Gare Montparnasse with multiple Metro
lines. I'll figure out the ticketing later.
links, sure, but also downsides such as often more noise,
business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey
on tourists.
We will be using RoisyBus to get to the hotel, after thatGood choice IMO. Do take some time pre-departure to "map out"
all transfers are included.
the route from where the RoisyBus stops at Opera and how to get
to the Opera Metro entrance. Likewise, map out in advance the
plan for the Metro to get to your destination stop: which line,
in which direction (and what's the wrong direction), where to
transfer, how many stops en route, etc. FYI, the Opera station
also has staircases to navigate with one's luggage (I didn't
bother looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in
January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada andReducing stress is what trip insurance is for (FYI, a $15K &
France trips. OTOH the cash is in savings, so it's just me
fretting about it.
12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to thinkNah, I only need to have it figured out better than you do.
you have it all figured out, and you do for yourself. Via la
difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured
out better than you do. " Your best solution is not anybody
else's best solution. You just think it is to make you feel
superior.
Says the "man" who couldn't even read that I had figured out how to
As for Alan, his career as expressed on CSMA is a lie. Evidence
that I have indicates that he has not been financially successful
as a computer consultant. Yet he portrays a picture of expertise.
Or maybe he is technically savvy, and treats customers the way he
treats those who disagree with him in newsgroups.
get to "Devices and Printers"...
...and who called a LinkedIn page my "company website".
After I told you how.
Now I just sent you instructions on how to open Control Panel and get
to the Devices and Printer panel page you needed without opening
Settings. You just want to bitch.
It is a pitiful excuse for a company presence. So is your URL site.
I'll give you that.
I note you don't refute the lack of financial success claim.
And, I'm not the one who is supposed to be tech savvy, that's you. I
never had any formal computer training or claimed to be a
computer/software consultant. If I'm wrong in that arena well I'm not supposed to be good at it in the first place.
For me to believe that you are financially sound you need at least to
clear up the matter I brought to your attention via email. I just
checked again. Progress but not cleared.
As for Alan, …Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips. OTOH the cash is in savings, so it's just me fretting about it.Reducing stress is what trip insurance is for
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hhHugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
What does RMD income matter?
It just shows I was successful in accumulating wealth.
About half the income is pensions/Social Security. A big piece has become dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
As for Alan, …
As for the Paris Metro I know it VERY well. I don't need instructions.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
To anywhere in Paris just look at the map, and make sure you have a paper copy with you. Ce n’est pas un problème pour moi monsieur!
We will figure out the escalators when we get there. I don't remember
many Metro stations with elevators.
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
...
No advice required from you.
Was just there last December. The post-CoVid experience is different; do your research well.
Ever dined at L'Ilot Vache, Ile de la Cite?
Nope. Given its mixed 2023 TripAdvisor reviews, I’d probably not make any extra effort.
I do have one Art Deco place I’ve been trying to relocate; need to find the postcard I kept.
On 2023-10-20 12:46, Thomas E. wrote:
On Friday, October 20, 2023 at 2:01:11 PM UTC-4, Alan wrote:
On 2023-10-20 10:47, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:Irony, you lying little shit.
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:(Hmm...)
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh
wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas
E. wrote:
... My main personal financial challenge this summer
has been estate planning, including paperwork for
funding revised trusts. And, my investment advisor
changed firms and his staff made an error in the 401k
transfer that is taking a while to fix. My retirement
income is now about $20k a month
With how much of that likely being due to being RMDs?
33%? More?
And since the same is the same for Alan too, why even mentionHaving said that, recent expenses for estate...
planning, unplanned dental issues, and 2024 upfront
travel payments have stretched the cash flow a bit.
:)
Idiot, If I sell my house I can buy something similar, a
multi-bedroom condo, another house, or use the money to fund
assisted living.
this?
Alan faces major hurdles if he wants to get anything larger,"And since the same is the same for Alan too, why even mention
but so do I.
this?"
The difference is I already own a roomy home, he is livingWhich the Market says is still worth more than your place, so
in something on the order of my 2.5 car garage.
so what? Its not like he's been expressing complaints about
inadequate living space, so other than to express your own
feelings of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel isBeing proximate to major train stations has convenient transit
across the street from Gare Montparnasse with multiple Metro
lines. I'll figure out the ticketing later.
links, sure, but also downsides such as often more noise,
business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey
on tourists.
We will be using RoisyBus to get to the hotel, after thatGood choice IMO. Do take some time pre-departure to "map out"
all transfers are included.
the route from where the RoisyBus stops at Opera and how to get
to the Opera Metro entrance. Likewise, map out in advance the
plan for the Metro to get to your destination stop: which line,
in which direction (and what's the wrong direction), where to
transfer, how many stops en route, etc. FYI, the Opera station
also has staircases to navigate with one's luggage (I didn't
bother looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in
January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada andReducing stress is what trip insurance is for (FYI, a $15K &
France trips. OTOH the cash is in savings, so it's just me
fretting about it.
12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to thinkNah, I only need to have it figured out better than you do.
you have it all figured out, and you do for yourself. Via la
difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured
out better than you do. " Your best solution is not anybody
else's best solution. You just think it is to make you feel
superior.
Says the "man" who couldn't even read that I had figured out how to
As for Alan, his career as expressed on CSMA is a lie. Evidence
that I have indicates that he has not been financially successful
as a computer consultant. Yet he portrays a picture of expertise.
Or maybe he is technically savvy, and treats customers the way he
treats those who disagree with him in newsgroups.
get to "Devices and Printers"...
...and who called a LinkedIn page my "company website".
After I told you how.That's simply another lie from a lying little shit.
My post showing that I did open Devices and Printers precedes your post, little shit.
So explain how "After" works in that claim.
Now I just sent you instructions on how to open Control Panel and getI just wanted to express my frustration with yet more functionality
to the Devices and Printer panel page you needed without opening
Settings. You just want to bitch.
broken for no good reason.
It is a pitiful excuse for a company presence. So is your URL site.I note you don't refute that you erroneously referred to a page at
I'll give you that.
LinkedIn as my "company website".
I note you don't refute the lack of financial success claim.
And, I'm not the one who is supposed to be tech savvy, that's you. I
never had any formal computer training or claimed to be a computer/software consultant. If I'm wrong in that arena well I'm not supposed to be good at it in the first place.
For me to believe that you are financially sound you need at least to clear up the matter I brought to your attention via email. I justI'll clear it up in person.
checked again. Progress but not cleared.
On 2023-10-20 15:17, -hh wrote:
To the point where he's now stalking me, and emailing me (this morning):As for Alan, …Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
'BTW, the contact form at About/Contact – BakerMEDIA is broken. Thus the direct email. Don't get much traffic on that site?'
And it's not the first time. September 1, 2020:
'(Subject: "https://www.vrcbc.ca/classified/") Maybe you should take the
ad down if your car found a home? If not, that explains a lot.'
Complete with vague threats:
'If you your address is still the condo number where the company site is registered I have something I need to mail to you. It’s for your own good.'
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
Merely because that suffices to deflate your puffed up ego.-hhHugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?For one thing, RMDs are taxed as ordinary income, rather than lower rates such as via LTCG, so it merits a temporal optimization analysis to see about strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,Where the trust revisions, property taxes, and vacation costs are all very clearly highly
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying becauseWhere “healthy” is still low enough that you get stressed over something sub-$10K… /s
I have so little else to worry about.
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.Even when jet-lagged? Given your whines about airfare costs, for you to be paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper copy with you. Ce n’est pas un problème pour moi monsieur!I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
-hh
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue- 2 minute walk to the hotel.Figure 30 minutes.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't remember many Metro stations with elevators.I wasn’t referencing escalators, but rather that there’s sections which totally lack
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.
If they don't want to go Metro with the baggage we will get a taxi.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
On Friday, October 20, 2023 at 6:54:04 PM UTC-4, Alan wrote:
On 2023-10-20 15:17, -hh wrote:
To the point where he's now stalking me, and emailing me (this morning):As for Alan, …Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
'BTW, the contact form at About/Contact – BakerMEDIA is broken. Thus the >> direct email. Don't get much traffic on that site?'
And it's not the first time. September 1, 2020:
'(Subject: "https://www.vrcbc.ca/classified/") Maybe you should take the
ad down if your car found a home? If not, that explains a lot.'
Complete with vague threats:
'If you your address is still the condo number where the company site is
registered I have something I need to mail to you. It’s for your own good.'
The link you supplied does not mention you. It was not a threat, I was trying to be helpful.
On Friday, October 20, 2023 at 4:07:06 PM UTC-4, Alan wrote:
On 2023-10-20 12:46, Thomas E. wrote:
On Friday, October 20, 2023 at 2:01:11 PM UTC-4, Alan wrote:That's simply another lie from a lying little shit.
On 2023-10-20 10:47, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:Irony, you lying little shit.
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:(Hmm...)
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E.
wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh
wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas
E. wrote:
... My main personal financial challenge this summer
has been estate planning, including paperwork for
funding revised trusts. And, my investment advisor
changed firms and his staff made an error in the 401k
transfer that is taking a while to fix. My retirement
income is now about $20k a month
With how much of that likely being due to being RMDs?
33%? More?
And since the same is the same for Alan too, why even mentionHaving said that, recent expenses for estate...
planning, unplanned dental issues, and 2024 upfront
travel payments have stretched the cash flow a bit.
:)
Idiot, If I sell my house I can buy something similar, a
multi-bedroom condo, another house, or use the money to fund
assisted living.
this?
Alan faces major hurdles if he wants to get anything larger,"And since the same is the same for Alan too, why even mention
but so do I.
this?"
The difference is I already own a roomy home, he is livingWhich the Market says is still worth more than your place, so
in something on the order of my 2.5 car garage.
so what? Its not like he's been expressing complaints about
inadequate living space, so other than to express your own
feelings of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel isBeing proximate to major train stations has convenient transit
across the street from Gare Montparnasse with multiple Metro
lines. I'll figure out the ticketing later.
links, sure, but also downsides such as often more noise,
business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey
on tourists.
We will be using RoisyBus to get to the hotel, after thatGood choice IMO. Do take some time pre-departure to "map out"
all transfers are included.
the route from where the RoisyBus stops at Opera and how to get
to the Opera Metro entrance. Likewise, map out in advance the
plan for the Metro to get to your destination stop: which line,
in which direction (and what's the wrong direction), where to
transfer, how many stops en route, etc. FYI, the Opera station
also has staircases to navigate with one's luggage (I didn't
bother looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in
January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada andReducing stress is what trip insurance is for (FYI, a $15K &
France trips. OTOH the cash is in savings, so it's just me
fretting about it.
12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to thinkNah, I only need to have it figured out better than you do.
you have it all figured out, and you do for yourself. Via la
difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured
out better than you do. " Your best solution is not anybody
else's best solution. You just think it is to make you feel
superior.
Says the "man" who couldn't even read that I had figured out how to
As for Alan, his career as expressed on CSMA is a lie. Evidence
that I have indicates that he has not been financially successful
as a computer consultant. Yet he portrays a picture of expertise.
Or maybe he is technically savvy, and treats customers the way he
treats those who disagree with him in newsgroups.
get to "Devices and Printers"...
...and who called a LinkedIn page my "company website".
After I told you how.
My post showing that I did open Devices and Printers precedes your post,
little shit.
So explain how "After" works in that claim.
Now I just sent you instructions on how to open Control Panel and getI just wanted to express my frustration with yet more functionality
to the Devices and Printer panel page you needed without opening
Settings. You just want to bitch.
broken for no good reason.
I note you don't refute that you erroneously referred to a page at
It is a pitiful excuse for a company presence. So is your URL site.
I'll give you that.
LinkedIn as my "company website".
I'll clear it up in person.
I note you don't refute the lack of financial success claim.
And, I'm not the one who is supposed to be tech savvy, that's you. I
never had any formal computer training or claimed to be a
computer/software consultant. If I'm wrong in that arena well I'm not
supposed to be good at it in the first place.
For me to believe that you are financially sound you need at least to
clear up the matter I brought to your attention via email. I just
checked again. Progress but not cleared.
Alan, here is your original post:
<start quote>
Oct 14, 2023, 6:35:36 PM (11 days ago)
Windows 11 continues Microsoft's slow deprecation of Control Panel...
...but they're doing a terrible job of it.
I had a climate call me because he was unable to print from Chrome or
Edge, and I quickly learned that you can no longer go to "Devices and Printers" in Control Panel to remove and re-install printers.
You get immediately shunted to Settings.
Except, in Settings' interface to your printers, you can end up with
entries YOU CAN'T REMOVE.
Normally, you click on the entry for a printer (there's a ">" character
at the right end of the line) and that leads you to a page of settings specific to that printer.
But this guy had the same printer listed FIVE times and only two of them
had that ">", and the other three wouldn't respond to a click in any
way. "Troubleshooting" was no use, because it only showed two copies of
the printer, and not the ones that I couldn't access.
So after a lot of fooling around, I finally tried... ...I don't know it
was either "Advanced settings" or "More settings" on one of the printers
that I COULD access...
...and you know what it did?
It led me back to the "Devices and Printers" control panel...
...I COULDN'T ACCESS DIRECTLY FROM THE CONTROL PANEL.
How nonsensical.
<End Quote>
Where in this post does it say you found the Control Panel window showing all printers and fixed the problem?
On 2023-10-26 06:04, Thomas E. wrote:
On Friday, October 20, 2023 at 6:54:04 PM UTC-4, Alan wrote:
On 2023-10-20 15:17, -hh wrote:
To the point where he's now stalking me, and emailing me (this morning): >>As for Alan, …Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
'BTW, the contact form at About/Contact – BakerMEDIA is broken. Thus the
direct email. Don't get much traffic on that site?'
And it's not the first time. September 1, 2020:
'(Subject: "https://www.vrcbc.ca/classified/") Maybe you should take the >> ad down if your car found a home? If not, that explains a lot.'
Complete with vague threats:
'If you your address is still the condo number where the company site is >> registered I have something I need to mail to you. It’s for your own good.'
The link you supplied does not mention you. It was not a threat, I was trying to be helpful.Where did I mention "threat", you little lying shit?
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't remember many Metro stations with elevators.I wasn’t referencing escalators, but rather that there’s sections which totally lack
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid onExcept the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
-hh
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (and
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money put
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rate
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulation
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touring
England, Scotland and Ireland.
I received a new passport yesterday, and looking forward to using it next year!
My advisor and I modelled alternatives when I started the business, and the self-employed
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.
Your situation may be far different. :)
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken." - Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
-hh
On Thursday, November 2, 2023 at 6:40:34 PM UTC-4, -hh wrote:
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)
Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
My goodness, you seem to think that the old rate brackets will not be adjusted for
inflation if the TCJA is not renewed.
From 2016 to 2023 the CPI increased 28%. Adjust the 2016 brackets for that, and I
think that is now law, and my taxable income is at the top of the 25% bracket, nowhere
near hitting 32%.
A Roth conversion would result in taxes I'll not have to pass along to causes I believe in.
I'll absorb any increase in taxes to preserve that capital. Those causes will not pay taxes
on what they receive. It's not all about me. Apparently you are not considering that angle.
But I see your point.
The 2014 vacations were all personal expenses, no business trips involved. I traveled
to Beruit and Brussels on business, but did not take vacation time on those.
And yes, stocks and home values appreciate, which is how I built my nest egg. News at 11.
I was not aware of the extra passport pages option and issue. Sadly at my age I think the
17 pages they gave me is enough. :( If not I'll be glad to buy another passport. I can afford it.
You about right on the $20k spend per year, but that's in $2023. Consider inflation's impact
and it's more in real terms. Like $20k today was $33 in 2003. Shocking.
I conclude, I am playing my own long-term game and have my own preferences. I know my
goals and have a good advisor. Your goals and plans are different. Yet not having the
complete picture you insist you have a better plan for me. LOL.
On Sunday, November 5, 2023 at 10:12:01 AM UTC-5, Thomas E. wrote:
On Thursday, November 2, 2023 at 6:40:34 PM UTC-4, -hh wrote:
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)
Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
My goodness, you seem to think that the old rate brackets will not be adjusted forEven with bracket adjustments, you’ll still likely be in a higher % payment, as illustrated
inflation if the TCJA is not renewed.
by the single year change between 2017 and 2018: today’s 22% bracket was 25%, a
difference of 3 percentage points (or ~13% more, if you prefer) and similarly, 24% today
was 28%: a 4% point delta (+17%).
From 2016 to 2023 the CPI increased 28%. Adjust the 2016 brackets for that, and IYou should have said 2017, which was $153.1K. Plus +28% = $196K, which is above last
think that is now law, and my taxable income is at the top of the 25% bracket, nowhere
near hitting 32%.
year’s $178,150 and this year’s $190,750 tops of the current 22% bracket.
A Roth conversion would result in taxes I'll not have to pass along to causes I believe in.That scenario assumes a 100% conversion to Roth. So just don’t convert 100%.
I'll absorb any increase in taxes to preserve that capital. Those causes will not pay taxes
on what they receive. It's not all about me. Apparently you are not considering that angle.
But I see your point.Which is that tax rates are going Up, so a tax minimization optimization strategy is to
convert now to “fill up” the remainder of one’s current tax bracket…
…but it’s worth noting that where one is may merit doing more: to Rothify up through the
24% bracket too can be beneficial when already at the top of what will revert to the 25%
bracket because particularly as RMDs increase, one risks crossing into the 28% bracket.
Thus, the opportunity today is to have a 4% point tax savings.
Plus, even if one doesn’t grow income enough to ever cross out of 25% into 28%, it’s still
24% vs 25% marginal taxation rate, so it’s still a 1% point tax advantage on the table.
Naturally, a caveat is the free cash flow to pay. Since the 24% bracket is just $340K-$178K =
$162K “wide”, the Fed tax is just $39K, all other things equal…and the 1% to 4% point tax
savings potential benefit is $1.6K and $6.4K, respectively.
The 2014 vacations were all personal expenses, no business trips involved. I traveledEven so, it was just one international trip which IIRC was your choir group trip…not really
to Beruit and Brussels on business, but did not take vacation time on those.
huge bucks involved, even despite flying out of “only cargo is an international flight” Indy.
And yes, stocks and home values appreciate, which is how I built my nest egg. News at 11.Reduce the egg by 28% to “de-inflate” it for this retrospective & you’re back to $2.1M /s
I was not aware of the extra passport pages option and issue. Sadly at my age I think theGood news for you is that you won’t have to worry about the EU Visa: it was postponed (again).
17 pages they gave me is enough. :( If not I'll be glad to buy another passport. I can afford it.
You about right on the $20k spend per year, but that's in $2023. Consider inflation's impactWhereas the comments I made years ago was that your claims enabled twice that.
and it's more in real terms. Like $20k today was $33 in 2003. Shocking.
Try the small step of just Premium Economy into get away from crying babies.
I conclude, I am playing my own long-term game and have my own preferences. I know myNo, I’ve not claimed your goals/plans are wrong. I’ve just noted where your choices for
goals and have a good advisor. Your goals and plans are different. Yet not having the
complete picture you insist you have a better plan for me. LOL.
what you’ve planned for yourself could probably have been done materially better.
-hh
On Sunday, November 5, 2023 at 9:05:05 PM UTC-5, -hh wrote:
On Sunday, November 5, 2023 at 10:12:01 AM UTC-5, Thomas E. wrote:
On Thursday, November 2, 2023 at 6:40:34 PM UTC-4, -hh wrote:
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)
Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
My goodness, you seem to think that the old rate brackets will not be adjusted forEven with bracket adjustments, you’ll still likely be in a higher % payment, as illustrated
inflation if the TCJA is not renewed.
by the single year change between 2017 and 2018: today’s 22% bracket was 25%, a
difference of 3 percentage points (or ~13% more, if you prefer) and similarly, 24% today
was 28%: a 4% point delta (+17%).
From 2016 to 2023 the CPI increased 28%. Adjust the 2016 brackets for that, and IYou should have said 2017, which was $153.1K. Plus +28% = $196K, which is above last
think that is now law, and my taxable income is at the top of the 25% bracket, nowhere
near hitting 32%.
year’s $178,150 and this year’s $190,750 tops of the current 22% bracket.
A Roth conversion would result in taxes I'll not have to pass along to causes I believe in.That scenario assumes a 100% conversion to Roth. So just don’t convert 100%.
I'll absorb any increase in taxes to preserve that capital. Those causes will not pay taxes
on what they receive. It's not all about me. Apparently you are not considering that angle.
But I see your point.Which is that tax rates are going Up, so a tax minimization optimization strategy is to
convert now to “fill up” the remainder of one’s current tax bracket…
…but it’s worth noting that where one is may merit doing more: to Rothify up through the
24% bracket too can be beneficial when already at the top of what will revert to the 25%
bracket because particularly as RMDs increase, one risks crossing into the 28% bracket.
Thus, the opportunity today is to have a 4% point tax savings.
Plus, even if one doesn’t grow income enough to ever cross out of 25% into 28%, it’s still
24% vs 25% marginal taxation rate, so it’s still a 1% point tax advantage on the table.
Naturally, a caveat is the free cash flow to pay. Since the 24% bracket is just $340K-$178K =
$162K “wide”, the Fed tax is just $39K, all other things equal…and the 1% to 4% point tax
savings potential benefit is $1.6K and $6.4K, respectively.
The 2014 vacations were all personal expenses, no business trips involved. I traveledEven so, it was just one international trip which IIRC was your choir group trip…not really
to Beruit and Brussels on business, but did not take vacation time on those.
huge bucks involved, even despite flying out of “only cargo is an international flight” Indy.
And yes, stocks and home values appreciate, which is how I built my nest egg. News at 11.Reduce the egg by 28% to “de-inflate” it for this retrospective & you’re back to $2.1M /s
I was not aware of the extra passport pages option and issue. Sadly at my age I think theGood news for you is that you won’t have to worry about the EU Visa: it was postponed (again).
17 pages they gave me is enough. :( If not I'll be glad to buy another passport. I can afford it.
You about right on the $20k spend per year, but that's in $2023. Consider inflation's impactWhereas the comments I made years ago was that your claims enabled twice that.
and it's more in real terms. Like $20k today was $33 in 2003. Shocking.
Try the small step of just Premium Economy into get away from crying babies.
I conclude, I am playing my own long-term game and have my own preferences. I know myNo, I’ve not claimed your goals/plans are wrong. I’ve just noted where your choices for
goals and have a good advisor. Your goals and plans are different. Yet not having the
complete picture you insist you have a better plan for me. LOL.
what you’ve planned for yourself could probably have been done materially better.
-hh2014 was just one year of travel.
Your entire premise is based on an assumption that the TCJA will expire with no further action
by Congress to extend or modify. That is a house of cards. When it becomes clearer as to what
will happen I may take actions based on facts, not assumptions.
Just for fun I ran a $350k Roth IRA conversion through the Schwab model. It showed no advantage to me.
https://www.schwab.com/ira/ira-calculators/roth-ira-conversion?src=SEM&s_kwcid=AL!5158!10!79302482218171!21312015311&ef_id=6f734ed0c9ee1d15ff1d2b977852d3db:G:s&keywordid=21312015311&msclkid=6f734ed0c9ee1d15ff1d2b977852d3db
I have not planned this outcome all alone. Your alternative could reduce the funds
available to charitable organizations in our estate plan that will pay zero tax when
they cash out the IRA money. IRA only.
Before the end of the year the 401k will get rolled over to an IRA.
This will somewhat simplify tax filing and make significantly more RMD funds eligible
for Qualified Charitable Distributions which are adjustments to taxable income thus
not taxed at all.
Your claim of "materially better" is patently false. You are playing around with very
small differences in marginal tax rates.
You are ignoring the potential impact on money that would be materially taxed in the
current year and not at all in the future when it passes to qualified charitable
organizations absent those taxes paid currently.
Apparently you don't plan to leave the majority of a multi-million dollar estate to charity.
On Saturday, November 11, 2023 at 8:53:23 AM UTC-5, Thomas E. wrote:
On Sunday, November 5, 2023 at 9:05:05 PM UTC-5, -hh wrote:
On Sunday, November 5, 2023 at 10:12:01 AM UTC-5, Thomas E. wrote:
On Thursday, November 2, 2023 at 6:40:34 PM UTC-4, -hh wrote:
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)
Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
My goodness, you seem to think that the old rate brackets will not be adjusted forEven with bracket adjustments, you’ll still likely be in a higher % payment, as illustrated
inflation if the TCJA is not renewed.
by the single year change between 2017 and 2018: today’s 22% bracket was 25%, a
difference of 3 percentage points (or ~13% more, if you prefer) and similarly, 24% today
was 28%: a 4% point delta (+17%).
From 2016 to 2023 the CPI increased 28%. Adjust the 2016 brackets for that, and IYou should have said 2017, which was $153.1K. Plus +28% = $196K, which is above last
think that is now law, and my taxable income is at the top of the 25% bracket, nowhere
near hitting 32%.
year’s $178,150 and this year’s $190,750 tops of the current 22% bracket.
A Roth conversion would result in taxes I'll not have to pass along to causes I believe in.That scenario assumes a 100% conversion to Roth. So just don’t convert 100%.
I'll absorb any increase in taxes to preserve that capital. Those causes will not pay taxes
on what they receive. It's not all about me. Apparently you are not considering that angle.
But I see your point.Which is that tax rates are going Up, so a tax minimization optimization strategy is to
convert now to “fill up” the remainder of one’s current tax bracket…
…but it’s worth noting that where one is may merit doing more: to Rothify up through the
24% bracket too can be beneficial when already at the top of what will revert to the 25%
bracket because particularly as RMDs increase, one risks crossing into the 28% bracket.
Thus, the opportunity today is to have a 4% point tax savings.
Plus, even if one doesn’t grow income enough to ever cross out of 25% into 28%, it’s still
24% vs 25% marginal taxation rate, so it’s still a 1% point tax advantage on the table.
Naturally, a caveat is the free cash flow to pay. Since the 24% bracket is just $340K-$178K =
$162K “wide”, the Fed tax is just $39K, all other things equal…and the 1% to 4% point tax
savings potential benefit is $1.6K and $6.4K, respectively.
The 2014 vacations were all personal expenses, no business trips involved. I traveledEven so, it was just one international trip which IIRC was your choir group trip…not really
to Beruit and Brussels on business, but did not take vacation time on those.
huge bucks involved, even despite flying out of “only cargo is an international flight” Indy.
And yes, stocks and home values appreciate, which is how I built my nest egg. News at 11.Reduce the egg by 28% to “de-inflate” it for this retrospective & you’re back to $2.1M /s
I was not aware of the extra passport pages option and issue. Sadly at my age I think theGood news for you is that you won’t have to worry about the EU Visa: it was postponed (again).
17 pages they gave me is enough. :( If not I'll be glad to buy another passport. I can afford it.
You about right on the $20k spend per year, but that's in $2023. Consider inflation's impactWhereas the comments I made years ago was that your claims enabled twice that.
and it's more in real terms. Like $20k today was $33 in 2003. Shocking.
Try the small step of just Premium Economy into get away from crying babies.
I conclude, I am playing my own long-term game and have my own preferences. I know myNo, I’ve not claimed your goals/plans are wrong. I’ve just noted where your choices for
goals and have a good advisor. Your goals and plans are different. Yet not having the
complete picture you insist you have a better plan for me. LOL.
what you’ve planned for yourself could probably have been done materially better.
-hh2014 was just one year of travel.
Your entire premise is based on an assumption that the TCJA will expire with no further actionTrue, it is based on an assumption that TCJA will expire. Given how the Republicans
by Congress to extend or modify. That is a house of cards. When it becomes clearer as to what
will happen I may take actions based on facts, not assumptions.
are ranting about the deficit, and it would provide Biden with a legislative “win”, do you
really think it’s likely?
Just for fun I ran a $350k Roth IRA conversion through the Schwab model. It showed no advantage to me.
https://www.schwab.com/ira/ira-calculators/roth-ira-conversion?src=SEM&s_kwcid=AL!5158!10!79302482218171!21312015311&ef_id=6f734ed0c9ee1d15ff1d2b977852d3db:G:s&keywordid=21312015311&msclkid=6f734ed0c9ee1d15ff1d2b977852d3dbLooks like the data didn’t pass through.
In any event, $350K ignores the point I made of optimizing for the brackets: try keeping
your sum AGI under $364K to stay out of the 32% bracket.
For example, such as income $180K & Rothify $150K = $330K: at +1 year and 5.8%
“Moderate” (& skipping State), delta is just $2,588 less but it’s now after $35,785 paid
(~24%) been made forever tax-exempt, reducing your taxable RMDs by ~$17K/yr.
I have not planned this outcome all alone. Your alternative could reduce the fundsExcept as was already said before (but you’re not listening), if the funds are dedicated
available to charitable organizations in our estate plan that will pay zero tax when
they cash out the IRA money. IRA only.
for charity, then simply don’t Rothify the funds you intend to donate. Ever.
Before the end of the year the 401k will get rolled over to an IRA.Without Rothifying anything, this is transparent from a taxable event standpoint,
as well as future taxes going forward from having the RMDs combined. The only
difference it makes is for QCDs, if the IRA RMD was less than the intended annual
charity donation amount…which itself has a QCD limit of no more than $100K/yr.
There’s other advantaged vehicles to do that, which typically work better when using
clustering strategies for taxation optimization.
This will somewhat simplify tax filing and make significantly more RMD funds eligibleMerely because 401(k)’s aren’t eligible to do QCDs from.
for Qualified Charitable Distributions which are adjustments to taxable income thus
not taxed at all.
Your claim of "materially better" is patently false. You are playing around with veryThe (22% vs 25%) and (24% vs 28%) expected taxation rate differences are a 3%-4%
small differences in marginal tax rates.
improvement on the portion that one chooses to retain for one’s retirement income.
For your $350K hypothetical, that’s $10K-$14K (airline seat upgrades on two vacations).
You are ignoring the potential impact on money that would be materially taxed in theFalse, because I’ve already said to *not* apply this to funds you intend to donate via QCD.
current year and not at all in the future when it passes to qualified charitable
organizations absent those taxes paid currently.
Apparently you don't plan to leave the majority of a multi-million dollar estate to charity.No, that’s already set up. The difference is that I’m not donating 100% while still living,
for we want to be self-sufficient unto the end. Ironically, there’s also tax-advantaged
elements to this consideration as well to plan ahead for.
-hh
On Sunday, November 12, 2023 at 12:48:00 AM UTC-5, -hh wrote:
On Saturday, November 11, 2023 at 8:53:23 AM UTC-5, Thomas E. wrote:
On Sunday, November 5, 2023 at 9:05:05 PM UTC-5, -hh wrote:
On Sunday, November 5, 2023 at 10:12:01 AM UTC-5, Thomas E. wrote:
On Thursday, November 2, 2023 at 6:40:34 PM UTC-4, -hh wrote:
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)
Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
My goodness, you seem to think that the old rate brackets will not be adjusted forEven with bracket adjustments, you’ll still likely be in a higher % payment, as illustrated
inflation if the TCJA is not renewed.
by the single year change between 2017 and 2018: today’s 22% bracket was 25%, a
difference of 3 percentage points (or ~13% more, if you prefer) and similarly, 24% today
was 28%: a 4% point delta (+17%).
From 2016 to 2023 the CPI increased 28%. Adjust the 2016 brackets for that, and IYou should have said 2017, which was $153.1K. Plus +28% = $196K, which is above last
think that is now law, and my taxable income is at the top of the 25% bracket, nowhere
near hitting 32%.
year’s $178,150 and this year’s $190,750 tops of the current 22% bracket.
A Roth conversion would result in taxes I'll not have to pass along to causes I believe in.That scenario assumes a 100% conversion to Roth. So just don’t convert 100%.
I'll absorb any increase in taxes to preserve that capital. Those causes will not pay taxes
on what they receive. It's not all about me. Apparently you are not considering that angle.
But I see your point.Which is that tax rates are going Up, so a tax minimization optimization strategy is to
convert now to “fill up” the remainder of one’s current tax bracket…
…but it’s worth noting that where one is may merit doing more: to Rothify up through the
24% bracket too can be beneficial when already at the top of what will revert to the 25%
bracket because particularly as RMDs increase, one risks crossing into the 28% bracket.
Thus, the opportunity today is to have a 4% point tax savings.
Plus, even if one doesn’t grow income enough to ever cross out of 25% into 28%, it’s still
24% vs 25% marginal taxation rate, so it’s still a 1% point tax advantage on the table.
Naturally, a caveat is the free cash flow to pay. Since the 24% bracket is just $340K-$178K =
$162K “wide”, the Fed tax is just $39K, all other things equal…and the 1% to 4% point tax
savings potential benefit is $1.6K and $6.4K, respectively.
The 2014 vacations were all personal expenses, no business trips involved. I traveledEven so, it was just one international trip which IIRC was your choir group trip…not really
to Beruit and Brussels on business, but did not take vacation time on those.
huge bucks involved, even despite flying out of “only cargo is an international flight” Indy.
And yes, stocks and home values appreciate, which is how I built my nest egg. News at 11.Reduce the egg by 28% to “de-inflate” it for this retrospective & you’re back to $2.1M /s
I was not aware of the extra passport pages option and issue. Sadly at my age I think theGood news for you is that you won’t have to worry about the EU Visa: it was postponed (again).
17 pages they gave me is enough. :( If not I'll be glad to buy another passport. I can afford it.
You about right on the $20k spend per year, but that's in $2023. Consider inflation's impactWhereas the comments I made years ago was that your claims enabled twice that.
and it's more in real terms. Like $20k today was $33 in 2003. Shocking.
Try the small step of just Premium Economy into get away from crying babies.
I conclude, I am playing my own long-term game and have my own preferences. I know myNo, I’ve not claimed your goals/plans are wrong. I’ve just noted where your choices for
goals and have a good advisor. Your goals and plans are different. Yet not having the
complete picture you insist you have a better plan for me. LOL.
what you’ve planned for yourself could probably have been done materially better.
2014 was just one year of travel.
Your entire premise is based on an assumption that the TCJA will expire with no further action
by Congress to extend or modify. That is a house of cards. When it becomes clearer as to what
will happen I may take actions based on facts, not assumptions.
True, it is based on an assumption that TCJA will expire. Given how the Republicans
are ranting about the deficit, and it would provide Biden with a legislative “win”, do you
really think it’s likely?
Just for fun I ran a $350k Roth IRA conversion through the Schwab model. It showed no advantage to me.
https://www.schwab.com/ira/ira-calculators/roth-ira-conversion?src=SEM&s_kwcid=AL!5158!10!79302482218171!21312015311&ef_id=6f734ed0c9ee1d15ff1d2b977852d3db:G:s&keywordid=21312015311&msclkid=6f734ed0c9ee1d15ff1d2b977852d3db
Looks like the data didn’t pass through.
In any event, $350K ignores the point I made of optimizing for the brackets: try keeping
your sum AGI under $364K to stay out of the 32% bracket.
For example, such as income $180K & Rothify $150K = $330K: at +1 year and 5.8%
“Moderate” (& skipping State), delta is just $2,588 less but it’s now after $35,785 paid
(~24%) been made forever tax-exempt, reducing your taxable RMDs by ~$17K/yr.
I have not planned this outcome all alone. Your alternative could reduce the funds
available to charitable organizations in our estate plan that will pay zero tax when
they cash out the IRA money. IRA only.
Except as was already said before (but you’re not listening), if the funds are dedicated
for charity, then simply don’t Rothify the funds you intend to donate. Ever.
Before the end of the year the 401k will get rolled over to an IRA.
Without Rothifying anything, this is transparent from a taxable event standpoint,
as well as future taxes going forward from having the RMDs combined. The only
difference it makes is for QCDs, if the IRA RMD was less than the intended annual
charity donation amount…which itself has a QCD limit of no more than $100K/yr.
There’s other advantaged vehicles to do that, which typically work better when using
clustering strategies for taxation optimization.
This will somewhat simplify tax filing and make significantly more RMD funds eligible
for Qualified Charitable Distributions which are adjustments to taxable income thus
not taxed at all.
Merely because 401(k)’s aren’t eligible to do QCDs from.
Your claim of "materially better" is patently false. You are playing around with very
small differences in marginal tax rates.
The (22% vs 25%) and (24% vs 28%) expected taxation rate differences are a 3%-4%
improvement on the portion that one chooses to retain for one’s retirement income.
For your $350K hypothetical, that’s $10K-$14K (airline seat upgrades on two vacations).
You are ignoring the potential impact on money that would be materially taxed in the
current year and not at all in the future when it passes to qualified charitable
organizations absent those taxes paid currently.
False, because I’ve already said to *not* apply this to funds you intend to donate via QCD.
Apparently you don't plan to leave the majority of a multi-million dollar estate to charity.
No, that’s already set up. The difference is that I’m not donating 100% while still living,
for we want to be self-sufficient unto the end. Ironically, there’s also tax-advantaged
elements to this consideration as well to plan ahead for.
LOL. In 2022 I cashed out a $600k stock portfolio and invested in an income fund.
The capital gains pushed me into 2 brackets higher on 2024 Part B and Part D Medicare
premiums.
That hurt.
Roth would do the same. Did you consider that increased expense?
Essentially ALL of my IRA/401k investments are going to charity. You just assumed
I would not do that.
I cannot convert to Roth and not reduce the funds they will receive.
Again, you assume facts not in evidence to support your position. Why do you go off on
tangents and not ask questions? OH, I know. You just want to pretend you know what
you are talking about!
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:And sadly for me, there's been a miscommunication between my surgeon and >>> the Delta Hospital, so I'm postponed.
[Alan] claims to be laid up waiting for hernia surgery. Must
terrible to
have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set
up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August. >>>>
-hh
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:And sadly for me, there's been a miscommunication between my surgeon
[Alan] claims to be laid up waiting for hernia surgery. MustBecause it never can happen here?
terrible to
have to wait in line for months to get simple surgical procedure… >>>>>
I’m coordinating on a medical appointment this week that was set
up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August. >>>>>
-hh
and
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:And sadly for me, there's been a miscommunication between my
[Alan] claims to be laid up waiting for hernia surgery. MustBecause it never can happen here?
terrible to
have to wait in line for months to get simple surgical procedure… >>>>>>
I’m coordinating on a medical appointment this week that was set >>>>>> up in February. And another called for at the end of March which
took ~3 weeks to get scheduled… it is finally going to be in August. >>>>>>
-hh
surgeon and
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
On 2023-11-23 13:55, John wrote:
On 11/23/2023 1:47 PM, Alan wrote:
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote: >>>>>>>>> [Alan] claims to be laid up waiting for hernia surgery. Must >>>>>>>>> terrible toAnd sadly for me, there's been a miscommunication between my
have to wait in line for months to get simple surgical procedure… >>>>>>>>Because it never can happen here?
I’m coordinating on a medical appointment this week that was set >>>>>>>> up in February. And another called for at the end of March which >>>>>>>> took ~3 weeks to get scheduled… it is finally going to be in >>>>>>>> August.
-hh
surgeon and
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
Calling yourself "real competition" is certainly the mark of an
extremely low IQ individual.
LOL!
Facts are facts, little loser:
I'm am the second fastest FF driver ever at Mission.
:-)
On 11/23/2023 1:47 PM, Alan wrote:
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote:And sadly for me, there's been a miscommunication between my
[Alan] claims to be laid up waiting for hernia surgery. MustBecause it never can happen here?
terrible to
have to wait in line for months to get simple surgical procedure… >>>>>>>
I’m coordinating on a medical appointment this week that was set >>>>>>> up in February. And another called for at the end of March which >>>>>>> took ~3 weeks to get scheduled… it is finally going to be in August. >>>>>>>
-hh
surgeon and
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
Calling yourself "real competition" is certainly the mark of an
extremely low IQ individual.
On 11/23/23 2:37 PM, Alan wrote:
On 2023-11-23 13:55, John wrote:
On 11/23/2023 1:47 PM, Alan wrote:
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote: >>>>>>>>>> [Alan] claims to be laid up waiting for hernia surgery. Must >>>>>>>>>> terrible toAnd sadly for me, there's been a miscommunication between my
have to wait in line for months to get simple surgical procedure… >>>>>>>>>Because it never can happen here?
I’m coordinating on a medical appointment this week that was set >>>>>>>>> up in February. And another called for at the end of March which >>>>>>>>> took ~3 weeks to get scheduled… it is finally going to be in >>>>>>>>> August.
-hh
surgeon and
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
Calling yourself "real competition" is certainly the mark of an
extremely low IQ individual.
LOL!
Facts are facts, little loser:
I'm am the second fastest FF driver ever at Mission.
:-)
LMFAO!! Is the other racer ahead of you a turtle?
On 2023-11-23 14:47, John wrote:
On 11/23/23 2:37 PM, Alan wrote:
On 2023-11-23 13:55, John wrote:
On 11/23/2023 1:47 PM, Alan wrote:
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote: >>>>>>>>>>> [Alan] claims to be laid up waiting for hernia surgery. Must >>>>>>>>>>> terrible toAnd sadly for me, there's been a miscommunication between my >>>>>>>>> surgeon and
have to wait in line for months to get simple surgical
procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set >>>>>>>>>> up in February. And another called for at the end of March which >>>>>>>>>> took ~3 weeks to get scheduled… it is finally going to be in >>>>>>>>>> August.
-hh
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
Calling yourself "real competition" is certainly the mark of an
extremely low IQ individual.
LOL!
Facts are facts, little loser:
I'm am the second fastest FF driver ever at Mission.
:-)
LMFAO!! Is the other racer ahead of you a turtle?
The racer ahead of me holds the lap record of 1:10.583...
<https://www.sccbc.net/data/2018/2018_CACC_Lap_Records.pdf>
...and my best lap is 1:10.833.
Among the drivers who haven't gone as fast, there is the de facto North American FF amateur champion (SCCA Runoffs winner).
Formula Fords (later just "Fs") have been raced at Mission for more than
20 years, and Doug and I are the fastest.
Sorry to disabuse you, little loser.
Not sorry.
:-)
On 11/23/23 2:52 PM, Alan wrote:
On 2023-11-23 14:47, John wrote:
On 11/23/23 2:37 PM, Alan wrote:
On 2023-11-23 13:55, John wrote:
On 11/23/2023 1:47 PM, Alan wrote:
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote: >>>>>>>>>>>> [Alan] claims to be laid up waiting for hernia surgery. Must >>>>>>>>>>>> terrible toAnd sadly for me, there's been a miscommunication between my >>>>>>>>>> surgeon and
have to wait in line for months to get simple surgical >>>>>>>>>>>> procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set >>>>>>>>>>> up in February. And another called for at the end of March which >>>>>>>>>>> took ~3 weeks to get scheduled… it is finally going to be in >>>>>>>>>>> August.
-hh
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
Calling yourself "real competition" is certainly the mark of an
extremely low IQ individual.
LOL!
Facts are facts, little loser:
I'm am the second fastest FF driver ever at Mission.
:-)
LMFAO!! Is the other racer ahead of you a turtle?
The racer ahead of me holds the lap record of 1:10.583...
<https://www.sccbc.net/data/2018/2018_CACC_Lap_Records.pdf>
...and my best lap is 1:10.833.
Among the drivers who haven't gone as fast, there is the de facto
North American FF amateur champion (SCCA Runoffs winner).
Formula Fords (later just "Fs") have been raced at Mission for more
than 20 years, and Doug and I are the fastest.
Sorry to disabuse you, little loser.
Not sorry.
:-)
I have come up with your new callsign: Micropimp.
On 2023-11-23 14:47, John wrote:
On 11/23/23 2:37 PM, Alan wrote:
On 2023-11-23 13:55, John wrote:
On 11/23/2023 1:47 PM, Alan wrote:
On 2023-11-23 13:41, John wrote:
On 5/8/2023 9:41 PM, Alan wrote:
On 2023-05-08 14:45, Thomas E. wrote:
On Sunday, May 7, 2023 at 7:40:15 PM UTC-4, Alan wrote:
On 2023-05-07 16:23, -hh wrote:
On Sunday, May 7, 2023 at 6:34:23 PM UTC-4, Thomas E. wrote: >>>>>>>>>> [Alan] claims to be laid up waiting for hernia surgery. Must >>>>>>>>>> terrible toAnd sadly for me, there's been a miscommunication between my >>>>>>>> surgeon and
have to wait in line for months to get simple surgical procedure…
Because it never can happen here?
I’m coordinating on a medical appointment this week that was set >>>>>>>>> up in February. And another called for at the end of March which >>>>>>>>> took ~3 weeks to get scheduled… it is finally going to be in >>>>>>>>> August.
-hh
the Delta Hospital, so I'm postponed.
Liar, you are afraid to race real competition.
You think I'm lying about having a hernia, Little Shit.
I'm not you.
Alan is a very low IQ individual.
LOL!
Calling yourself "real competition" is certainly the mark of an
extremely low IQ individual.
LOL!
Facts are facts, little loser:
I'm am the second fastest FF driver ever at Mission.
:-)
LMFAO!! Is the other racer ahead of you a turtle?The racer ahead of me holds the lap record of 1:10.583...
<https://www.sccbc.net/data/2018/2018_CACC_Lap_Records.pdf>
...and my best lap is 1:10.833.
Among the drivers who haven't gone as fast, there is the de facto North American FF amateur champion (SCCA Runoffs winner).
Formula Fords (later just "Fs") have been raced at Mission for more than
20 years, and Doug and I are the fastest.
Sorry to disabuse you, little loser.
Not sorry.
:-)
On Wednesday, November 22, 2023 at 10:25:15 PM UTC-5, Thomas E. wrote:
On Sunday, November 12, 2023 at 12:48:00 AM UTC-5, -hh wrote:
On Saturday, November 11, 2023 at 8:53:23 AM UTC-5, Thomas E. wrote:
On Sunday, November 5, 2023 at 9:05:05 PM UTC-5, -hh wrote:
On Sunday, November 5, 2023 at 10:12:01 AM UTC-5, Thomas E. wrote:
On Thursday, November 2, 2023 at 6:40:34 PM UTC-4, -hh wrote:
On Thursday, November 2, 2023 at 3:13:39 PM UTC-4, Thomas E. wrote:
On Thursday, October 26, 2023 at 11:37:16 AM UTC-4, -hh wrote:
On Thursday, October 26, 2023 at 9:21:07 AM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 6:17:51 PM UTC-4, -hh wrote:
On Friday, October 20, 2023 at 1:47:07 PM UTC-4, Thomas E. wrote:
On Friday, October 20, 2023 at 9:48:08 AM UTC-4, -hh wrote:
On Thursday, October 19, 2023 at 12:16:56 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 5:30:17 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 3:46:31 PM UTC-4, Thomas E. wrote:
On Sunday, October 15, 2023 at 2:19:40 PM UTC-4, -hh wrote:
On Sunday, October 15, 2023 at 8:33:08 AM UTC-4, Thomas E. wrote:
...
My main personal financial challenge this summer has been estate planning, including paperwork
for funding revised trusts. And, my investment advisor changed firms and his staff made an error
in the 401k transfer that is taking a while to fix. My retirement income is now about $20k a month
(Hmm...)With how much of that likely being due to being RMDs? 33%? More?
Having said that, recent expenses for estate planning, unplanned dental issues, and...
2024 upfront travel payments have stretched the cash flow a bit. :)
Idiot, If I sell my house I can buy something similar, a multi-bedroom condo, another house,And since the same is the same for Alan too, why even mention this?
or use the money to fund assisted living.
Alan faces major hurdles if he wants to get anything larger, but so do I."And since the same is the same for Alan too, why even mention this?"
The difference is I already own a roomy home, he is living in something on the order of my 2.5 car garage.Which the Market says is still worth more than your place, so so what? Its not like he's been
expressing complaints about inadequate living space, so other than to express your own feelings
of comparative inferiority, why do you care?
No need to check the local Metro stations. The hotel is across the street from Gare MontparnasseBeing proximate to major train stations has convenient transit links, sure, but also downsides
with multiple Metro lines. I'll figure out the ticketing later.
such as often more noise, business establishments that many travelers find .. unsavory.
Plus there's also invariably more pickpockets looking to prey on tourists.
We will be using RoisyBus to get to the hotel, after that all transfers are included.Good choice IMO. Do take some time pre-departure to "map out" the route from where
the RoisyBus stops at Opera and how to get to the Opera Metro entrance. Likewise, map
out in advance the plan for the Metro to get to your destination stop: which line, in which
direction (and what's the wrong direction), where to transfer, how many stops en route, etc.
FYI, the Opera station also has staircases to navigate with one's luggage (I didn't bother
looking to see if there were any elevators).
It was an expensive dentist bill, and another one coming in January.
Took me a bit to find it:
"Only those with victim disorder regard health care as broken."
- Tom Elam, Apr 28, 2023 [11:54:39 AM]
But the major short-term stress is pre-pay for Canada and France trips.Reducing stress is what trip insurance is for
OTOH the cash is in savings, so it's just me fretting about it.
(FYI, a $15K & 12 month policy from Allianz is just $1.5K)
You have your preferences, I have mine. You seem to think you have it all figured out,Nah, I only need to have it figured out better than you do.
and you do for yourself. Via la difference.
-hh
Hugh, you sum it all up with "Nah, I only need to have it figured out better than you do. "
Merely because that suffices to deflate your puffed up ego.
Your best solution is not anybody else's best solution. You just think it is to make you feel superior.
Nah, unlike you, I’m not trying to brag about being the best.
What does RMD income matter?
For one thing, RMDs are taxed as ordinary income, rather than lower rates
such as via LTCG, so it merits a temporal optimization analysis to see about
strategies to minimize income taxes due, rather than just ignoring it.
It just shows I was successful in accumulating wealth.
Which we’ve already been unnecessarily been told about, ad nauseam.
About half the income is pensions/Social Security. A big piece has become
dividend funds in recent years. The rest is RMD.
At this point stock appreciation has far outpaced RMD withdrawals. Based on
historic stock returns I have another decade or so before %RMD hits even 7%.
If the market keeps up until then I can always pay the taxes and put some back
if I want to. But, who knows if I'll even need to fret over that?
I never said my dental bills make me a victim of a broken health insurance system.
No, you said that my comment which noted that they’re expensive means I was trying
to be a victim, while I never actually complaining about such personal expenses:
I was explicitly commenting on how US healthcare is broken to cause such high expenses.
It's more than dental bills. Legal bills for trust revisions, unexpected bills for HVAC issues,
fall property taxes, the trip west, and balance due on our Vail lift tickets all had to be paid
over September/October. Well, the property tax is due November 15. After that the spend
burn cools down again.
Where the trust revisions, property taxes, and vacation costs are all very clearly highly
discretionary and/or highly predictable, leaving just dental & HVAC as budget “surprises”.
Anyway, I keep a healthy checking/savings balance I am probably worrying because
I have so little else to worry about.
Where “healthy” is still low enough that you get stressed over something sub-$10K… /s
As for Alan, …
Except for how it’s yet another burr under your saddle, cowboy…irrelevant.
As for the Paris Metro I know it VERY well. I don't need instructions.
Even when jet-lagged? Given your whines about airfare costs, for you to be
paying for Business Class is more than just a tad unlikely.
Roisey Bus-Red Line/Opera-Les Halles-Purple Line/Montparnasse Bienvenue-Figure 30 minutes.
2 minute walk to the hotel.
Then to Versailles, just the Green Line train. Did that a few years back.
Green Line goes to Versailles Chantiers, not Versailles Château Rive Gauche.
The Yellow RER-C to Rive Gauche cuts off a kilometer (each way) of walking.
To anywhere in Paris just look at the map, and make sure you have a paper
copy with you. Ce n’est pas un problème pour moi monsieur!
I so like to still have a crib sheet for planning, but there’s iPhone Apps today which
make it much easier, especially while on the fly. Plus there’s tools now that help
to ID the optimal exit to use based on where you’re going after you get off.
But you be you.
We will figure out the escalators when we get there. I don't rememberI wasn’t referencing escalators, but rather that there’s sections which totally lack
many Metro stations with elevators.
any automation for elevation changes: just straight-up staircases to lug up/down.
You or I may implicitly understand these, but you did mention that you’re traveling
with two who’ve never been there before, so “forewarned is forearmed” applies.
Like I said we will figure it out when we get there.Which is taking the risk of being cognitively reduced due to jet lag.
If they don't want to go Metro with the baggage we will get a taxi.Sure .. but the nearest taxi stand to the Roissybus stop at Opéra is .. which direction?
Oh, right: without prior planning you do not know how close/far a taxi stand may be,
let alone with direction.
The hotel's Metro station is literally across the street from the hotel, which sets us up nicely for touring the city.Sure, and with the accompanying pedestrian crowds, especially at peak commuter periods,
which is also why its going to be a half hour (minimum) each time you go out anywhere.
Yes, my RMD income is ordinary income. But it's been accumulating with no taxes paid on
contributions and earnings since I started the program in 1982. I don't need any formal analysis
to know that putting that money back for current income at age 77 was a good idea.
Except the point was for looking to optimize its taxation. But if you're happy to not plan & fork out
an extra, oh, +5% or so just on higher marginal income taxes ... that's again your business: just
kindly avoid all complaining about inflation rates when being tax-inefficient.
Hugh, I have one of the best financial advisors in the area. Based on his advice (andAt that point in time, that may have been good advice. But the 2017 TCJA threw a curveball.
just common sense) we put back all we could in a self-employed 401K during my high
earning years, paying no income taxes, just Medicare and FICA, on 401K contributions.
Now that I'm retired with no earned income and enjoying earnings from that money putWith how much of that due to the TCJA versus lower income?
back for many years my marginal tax rate is the same or lower than when I had earned income.
My marginal FIT rate this year is 22%.Which is an AGI for MFJ of roughly $90K to $191K … for now. If you’re on the upper end of
that, after the TCJA expires, your Marginal income tax rate will jump from 22% to 32%.
The obvious way to minimize that is to Rothify more now, before the rates expire: eating
up the current 24% bracket enables converting up to an AGI of $354K, which saves 8%
percentage points (32% vs 24%) on marginal tax rates. If you don’t want to believe me, go ask
your financial advisor.
I looked up 2014. It was about average for self-employed earnings. My marginal FIT rateWhich was pre-TCJA, plus it looks like you’re also including self-employed SSA & Medicare %’s.
was 15%. But, only because I put $33.6k into the 401k. Had I not done so the marginal
rate would have been 25%. As it was, the total federal marginal rate was 15% + 1.45% +
12.4% = 28.45% (but slightly lower as half the FICA was deductible.) Had I not put money
back in the 401K the marginal rate was 38.45%.
The 2014 Roth limit was $6,500, far less than the 401K. For tax deferred wealth accumulationIrrelevant to the contemplation of doing Roth conversions today from a 401(k) and/or Traditional IRA.
long term the 401K was the way to go. The conventional IRA limit was also $6,500, much lower
than the 401k. The game-changer for me was the much higher 401K limits ($54,600 in 2014)
in a time when we were making a very comfortable income on pensions and consulting income.
In 2014 we went to Colorado for 2 weeks, Hawaii for a week, and spent 2+ weeks touringFor us, 2014 was only a couple of weeks in the Caymans, a pair of domestic flights to TN, plus
England, Scotland and Ireland.
over to Switzerland & Italy in Europe too…all with zero subsidies/leveraging from business travel.
I received a new passport yesterday, and looking forward to using it next year!Hope that you opted for the “extra pages” option upfront, as on our last renewal we found
that Dept State had discontinued the “add pages” option for passports after issue.
My advisor and I modelled alternatives when I started the business, and the self-employed“Blue Chip Stocks appreciate; film at 11.” /s
401k was by far the way to go. Before that, when I was working for Lilly, the company 401K
money was matched up to $-for-$ with company stock. When I retired the stock I was gifted
(with zero immediate tax consequences) all those 20+ years was worth far more than what
I put in. Had I not contributed to the 401K there would have been no stock match and I would
not be anywhere near I am today at over $3 mill net worth and no debt.
As an aside, since we were married in 2003 our #1 discretionary expense category is by far vacations.Based on what you’ve said/shared, an “aside” parameterized estimate is that it’s ~$20K/yr.
Your situation may be far different. :)
Perhaps it is different.. or perhaps it is not: money buys down risks, and increases opportunities
and comfort/convenience, but it doesn’t guarantee happiness.
My goodness, you seem to think that the old rate brackets will not be adjusted forEven with bracket adjustments, you’ll still likely be in a higher % payment, as illustrated
inflation if the TCJA is not renewed.
by the single year change between 2017 and 2018: today’s 22% bracket was 25%, a
difference of 3 percentage points (or ~13% more, if you prefer) and similarly, 24% today
was 28%: a 4% point delta (+17%).
From 2016 to 2023 the CPI increased 28%. Adjust the 2016 brackets for that, and IYou should have said 2017, which was $153.1K. Plus +28% = $196K, which is above last
think that is now law, and my taxable income is at the top of the 25% bracket, nowhere
near hitting 32%.
year’s $178,150 and this year’s $190,750 tops of the current 22% bracket.
A Roth conversion would result in taxes I'll not have to pass along to causes I believe in.That scenario assumes a 100% conversion to Roth. So just don’t convert 100%.
I'll absorb any increase in taxes to preserve that capital. Those causes will not pay taxes
on what they receive. It's not all about me. Apparently you are not considering that angle.
But I see your point.Which is that tax rates are going Up, so a tax minimization optimization strategy is to
convert now to “fill up” the remainder of one’s current tax bracket…
…but it’s worth noting that where one is may merit doing more: to Rothify up through the
24% bracket too can be beneficial when already at the top of what will revert to the 25%
bracket because particularly as RMDs increase, one risks crossing into the 28% bracket.
Thus, the opportunity today is to have a 4% point tax savings.
Plus, even if one doesn’t grow income enough to ever cross out of 25% into 28%, it’s still
24% vs 25% marginal taxation rate, so it’s still a 1% point tax advantage on the table.
Naturally, a caveat is the free cash flow to pay. Since the 24% bracket is just $340K-$178K =
$162K “wide”, the Fed tax is just $39K, all other things equal…and the 1% to 4% point tax
savings potential benefit is $1.6K and $6.4K, respectively.
The 2014 vacations were all personal expenses, no business trips involved. I traveledEven so, it was just one international trip which IIRC was your choir group trip…not really
to Beruit and Brussels on business, but did not take vacation time on those.
huge bucks involved, even despite flying out of “only cargo is an international flight” Indy.
And yes, stocks and home values appreciate, which is how I built my nest egg. News at 11.Reduce the egg by 28% to “de-inflate” it for this retrospective & you’re back to $2.1M /s
I was not aware of the extra passport pages option and issue. Sadly at my age I think theGood news for you is that you won’t have to worry about the EU Visa: it was postponed (again).
17 pages they gave me is enough. :( If not I'll be glad to buy another passport. I can afford it.
You about right on the $20k spend per year, but that's in $2023. Consider inflation's impactWhereas the comments I made years ago was that your claims enabled twice that.
and it's more in real terms. Like $20k today was $33 in 2003. Shocking.
Try the small step of just Premium Economy into get away from crying babies.
I conclude, I am playing my own long-term game and have my own preferences. I know myNo, I’ve not claimed your goals/plans are wrong. I’ve just noted where your choices for
goals and have a good advisor. Your goals and plans are different. Yet not having the
complete picture you insist you have a better plan for me. LOL.
what you’ve planned for yourself could probably have been done materially better.
2014 was just one year of travel.
Your entire premise is based on an assumption that the TCJA will expire with no further action
by Congress to extend or modify. That is a house of cards. When it becomes clearer as to what
will happen I may take actions based on facts, not assumptions.
Silence from Tom.True, it is based on an assumption that TCJA will expire. Given how the Republicans
are ranting about the deficit, and it would provide Biden with a legislative “win”, do you
really think it’s likely?
Just for fun I ran a $350k Roth IRA conversion through the Schwab model. It showed no advantage to me.
https://www.schwab.com/ira/ira-calculators/roth-ira-conversion?src=SEM&s_kwcid=AL!5158!10!79302482218171!21312015311&ef_id=6f734ed0c9ee1d15ff1d2b977852d3db:G:s&keywordid=21312015311&msclkid=6f734ed0c9ee1d15ff1d2b977852d3db
Ibid.Looks like the data didn’t pass through.
In any event, $350K ignores the point I made of optimizing for the brackets: try keeping
your sum AGI under $364K to stay out of the 32% bracket.
Typing up an illustration is what one does when the link alone doesn’t do it.For example, such as income $180K & Rothify $150K = $330K: at +1 year and 5.8%
“Moderate” (& skipping State), delta is just $2,588 less but it’s now after $35,785 paid
(~24%) been made forever tax-exempt, reducing your taxable RMDs by ~$17K/yr.
I have not planned this outcome all alone. Your alternative could reduce the funds
available to charitable organizations in our estate plan that will pay zero tax when
they cash out the IRA money. IRA only.
From further below, it sounds like Tom is implying that his near term intent is to donateExcept as was already said before (but you’re not listening), if the funds are dedicated
for charity, then simply don’t Rothify the funds you intend to donate. Ever.
100% of his IRA RMD to charity. Just how much (or little) that is hasn’t been recently shared
(if ever). Nevertheless,Tom will continue to include this balance in his net worth claims,
as well as unlikely to consider other options such as a CRT (Charitable Remainder Trust),
as some of these offer a big single-year tax write-off which can offset jumps in AGI when
exercising a Cap Gain which would otherwise increase next year’s Medicare Part B rates.
Before the end of the year the 401k will get rolled over to an IRA.
In other words, a Red Herring statement from Tom since as described is has no tax implications.Without Rothifying anything, this is transparent from a taxable event standpoint,
as well as future taxes going forward from having the RMDs combined. The only
difference it makes is for QCDs, if the IRA RMD was less than the intended annual
charity donation amount…which itself has a QCD limit of no more than $100K/yr.
There’s other advantaged vehicles to do that, which typically work better when using
clustering strategies for taxation optimization.
This will somewhat simplify tax filing and make significantly more RMD funds eligible
for Qualified Charitable Distributions which are adjustments to taxable income thus
not taxed at all.
Merely because 401(k)’s aren’t eligible to do QCDs from.
Your claim of "materially better" is patently false. You are playing around with very
small differences in marginal tax rates.
The (22% vs 25%) and (24% vs 28%) expected taxation rate differences are a 3%-4%
improvement on the portion that one chooses to retain for one’s retirement income.
For your $350K hypothetical, that’s $10K-$14K (airline seat upgrades on two vacations).
You are ignoring the potential impact on money that would be materially taxed in the
current year and not at all in the future when it passes to qualified charitable
organizations absent those taxes paid currently.
False, because I’ve already said to *not* apply this to funds you intend to donate via QCD.
Apparently you don't plan to leave the majority of a multi-million dollar estate to charity.
No, that’s already set up. The difference is that I’m not donating 100% while still living,
for we want to be self-sufficient unto the end. Ironically, there’s also tax-advantaged
elements to this consideration as well to plan ahead for.
LOL. In 2022 I cashed out a $600k stock portfolio and invested in an income fund.The Medicare Part B income brackets are spaced only ~$50K, so your gains were
The capital gains pushed me into 2 brackets higher on 2024 Part B and Part D Medicare
premiums.
no more than ~$150K…and could have been as little as ~$65K.
That hurt.
Two brackets is <$200/yr for Medicare part B, and sincd Medicare rates are based on
just the prior year’s income, it’s just 1 year = ~$2K total = a minor transient bruise.
Roth would do the same. Did you consider that increased expense?Of course I did .. which is why I’m Rothifying before we turn age 64, so as to have
at least a one year gap before Medicare kicks in. Sounds like you’re paying now for
not anticipating this years ago.
Essentially ALL of my IRA/401k investments are going to charity. You just assumedNah, I parsed that part aside in my statement already, since you’ve neither disclosed
I would not do that.
what your IRA balance is, nor your level of charitable giving to know if it’s 100% or not.
I cannot convert to Roth and not reduce the funds they will receive.And what if after you move more money from your 401k into IRA, as per above?
Again, you assume facts not in evidence to support your position. Why do you go off onNah, we know that you chronically cherry-pick and not clearly disclose the factors,
tangents and not ask questions? OH, I know. You just want to pretend you know what
you are talking about!
which is why I’ve anticipated you and included the appropriate caveats such as:
“That scenario assumes a 100% conversion to Roth. So just don’t convert 100%.”,
and
“False, because I’ve already said to *not* apply this to funds you intend to donate via QCD.”
So if you want to sound knowledgable, then explain why you didn’t choose to use something
like a CRT back in 2022 to prevent your income spike which raised your Medicare rates.
There’s IIRC a half dozen or so permutations to consider, so don’t try to claim that the
example of just CRT doesn’t “fit” your needs…main reason I can think of offhand is that
you’re not fully confident in having sufficiently surplus wealth to commit to charities.
-hh
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