Hello,


More of my philosophy about the financial market and more..

I am a white arab, and i think i am smart since i have also
invented many scalable algorithms and algorithms..

I think that the stock market crashes can be due to economic or natural disasters, speculation, or investor panic, but i also think that
it is the "control" over the factors of speculation and investment panic that is the most important that permits to prevent a stock market crash, so first we have to know that an investor is concerned with the fundamental value of his investment, whereas
a speculator is only concerned with market price movement, and here is my thoughts about how to avoid stock market crash:

More philosophy about the future of financial stability and cyber risk..

I have just read rapidly the following very interesting article,
i invite you to read it carefully:

The future of financial stability and cyber risk

https://www.brookings.edu/research/the-future-of-financial-stability-and-cyber-risk/

I think that we have to be positive about the future of financial
stability and cyber risk, since notice that the financial stability
depends on three things:

1- Leverage
2- Maturity and Risk Transformation
3- Procyclicality of the price of risk

Read the above article to notice it, but i think that for the first two,
i mean Leverage and Maturity and Risk Transformation, the financial institutions have not to put all the eggs in the same basket, so
they need to diversify the risk correctly by diversifying portfolios etc., and for the third that is the Procyclicality of the price of risk, i think that it is less risky since it depends on the "asset" prices that are diversified to a certain level,
and for the cyber risk i am positive since i think we are getting much more sophisticated in cyber security. So i remain positive.

And my above thoughts are related to how i will invest more for my retirement etc. as follows, read my following thoughts so that to understand my way of doing about it:

https://groups.google.com/g/alt.culture.morocco/c/h4FblBWnNHk

More of my philosophy about my new proverb and more..

I think i am smart and i think i am a wise type of person,
and as you have just noticed i have just invented quickly
a new proverb and here it is and read my explanation below:

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Here is my new proverb:

"When you walk towards a goal in life it's like you walk down a forest path towards a goal, but when you walk this forest path you can look at flowers and pretty trees and be happier or you can also learn more and have more experience which is useful
while walking in the forest, then life is like this, you can go through it towards goals, but going through it you can also have pleasures that make you happier and you can learn more and have more experience and that is useful to you, and i think this
conception of life makes you more positive."

And here is the translation in french of my new proverb:

"Quand tu marches vers un objectif dans la vie, c'est comme tu marches dans un chemin de forêt vers un objectif, mais quand tu marches dans ce chemin de forêt tu peux regarder des fleurs et de jolis arbres et être plus joyeux ou tu peux aussi en
apprendre plus et avoir plus d'expérience qui est utile en marchant dans la forêt, alors la vie ressemble à cela, tu peu